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Free Washington D.C. P&C Exam Prep

District of Columbia Property & Casualty Insurance

Pass your Washington D.C. P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

District of Columbia Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

DC P&C RegulationsYou are here

Study DC-specific laws including DISB regulations, prior approval rate system, 25/50/10 auto liability minimums, and contributory negligence rules.

15
hours
3

DC Property Insurance

Learn homeowners requirements, DCPIF FAIR Plan, urban property risks, condo coverage, and DC-specific property regulations.

10
hours
4

Practice Exams

Complete separate practice exams for Property (75 questions) and Casualty (80 questions) sections.

15
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the Washington D.C. P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (highly recommended)
Background Check
Required via Fieldprint ($31.50)
Fingerprinting
Required for all resident DC Insurance Producers via Fieldprint
Additional Requirements
  • Property and Casualty are TWO separate lines/exams
  • Property exam: 75 scored questions, 120 minutes
  • Casualty exam: 80 scored questions, 120 minutes
  • Exam via Pearson VUE (test center or remote proctored)
  • Nonresident producers becoming residents must also fingerprint
  • Total cost approximately $476-$500+ including prep courses

Washington D.C. P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

90-day temporary license available with qualified sponsor

Total Cost Breakdown

Exam Fee$150 ($75 Property + $75 Casualty)
Application Fee$100
Fingerprint Fee$31.50 (Fieldprint)
NIPR Transaction Fee$5.60
Total Estimated Cost$287-320

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Washington D.C. P&C Prep That Actually Works

The official pass rate is ~50-70% first-time (national average). Our students do better.

400+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Washington D.C. P&C-Specific Topics Covered

DC DISB (Department of Insurance, Securities and Banking) RegulationsCommissioner (appointed by Mayor)DC Insurance CodeAuto Insurance Minimums (25/50/10)Contributory Negligence Rule (unique to DC, MD, VA, NC, AL)DCPIF FAIR Plan (DC Property Insurance Facility)Urban Property RisksCondo and Townhome CoverageWorkers' Compensation RequirementsProducer Licensing RequirementsFieldprint Fingerprinting ProcessContinuing Education (24 hours/2 years, 3 ethics)Prior Approval Rate System
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Washington D.C. P&C Exam Details

District of Columbia Property & Casualty Insurance

Administered by DC Department of Insurance, Securities and Banking (DISB)

Official Source
70%
Passing Score
155
Questions
4
Hours
$150 exam fee ($75 property + $75 casualty) + $100 application + $31.50 fingerprint + $5.60 NIPR
Exam Fee
Study time: 40-60 hours
Prerequisites: None (no pre-license education required)

Exam Content Breakdown

Based on the official DC Department of Insurance, Securities and Banking (DISB) content outline

DC Regulation15%

DISB structure, prior approval rates, Commissioner, licensing requirements

Property Insurance Laws25%

Urban risks, condos, DCPIF FAIR Plan, townhomes

Casualty Insurance Laws35%

Auto 25/50/10 minimums, contributory negligence, liability

Ethics & Prohibited Practices25%

CE 24hrs/2yrs (3 ethics), fiduciary duties, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Washington D.C. P&C?

After passing the Washington D.C. P&C, you can pursue these career paths

Washington D.C. P&C Exam FAQ

Official DC Department of Insurance, Securities and Banking (DISB) Resources

Verify information with these official sources

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