199+ Free DC Property & Casualty Practice Questions

Pass your District of Columbia Property & Casualty Insurance Exam exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately

40% Pass Rate

199+ Questions

100% Free

1 / 10

Question 1

Score: 0/0

Which agency is the primary insurance regulator for property and casualty insurance in the District of Columbia?

District of Columbia Department of Motor Vehicles

District of Columbia Office of Tax and Revenue

District of Columbia Department of Insurance, Securities and Banking (DISB)

National Association of Insurance Commissioners (NAIC)

to track

2026 Statistics

Key Facts: DC Property & Casualty Exam

75 + 10

Property (Scored + Pretest)

Pearson VUE DC outline supplement

80 + 10

Casualty (Scored + Pretest)

Pearson VUE DC outline supplement

70%

Passing Score

Pearson VUE DC handbook

$75

Fee Per Exam

Pearson VUE DC handbook

25/50/10

DC Auto Minimums

D.C. Code § 31-2406

40%

2024 Combined Pass Rate

DISB pass-rate report (Property/Casualty)

DC requires two separate Pearson VUE exams: Property (75 scored + 10 pretest) and Casualty (80 scored + 10 pretest), each with a 120-minute limit and 70% passing score. Resident producer applicants must complete fingerprinting after passing and then file the license application within one year. DC-specific casualty content emphasizes 25/50/10 compulsory auto limits, required UM (25/50 BI and 5 PD), optional PIP elections, and producer compliance duties under DISB oversight.

Sample DC Property & Casualty Practice Questions

Try these sample questions to test your DC Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 199+ question experience with AI tutoring.

1Which agency is the primary insurance regulator for property and casualty insurance in the District of Columbia?

A.District of Columbia Department of Motor Vehicles

B.District of Columbia Office of Tax and Revenue

C.District of Columbia Department of Insurance, Securities and Banking (DISB)

D.National Association of Insurance Commissioners (NAIC)

Explanation: DISB is the District authority that regulates insurers and producers for property and casualty business. It handles licensing, market conduct oversight, and enforcement under DC insurance law.

2How is the DC Insurance Commissioner selected?

A.Elected by DC voters

B.Appointed by the U.S. Senate

C.Appointed by the Mayor with Council consent

D.Selected by the NAIC board

Explanation: In DC, the Commissioner is appointed by the Mayor and confirmed by the Council. This structure places regulatory leadership within the District government appointment process.

3Which statement correctly describes DC property and casualty prelicensing exams?

A.DC uses one combined Property and Casualty exam for all applicants

B.Property and Casualty are separate exams with no combined version

C.Only a Casualty exam is required in DC

D.Only a Property exam is required in DC

Explanation: DC uses separate Property and Casualty licensing exams rather than a single combined test. Candidates choose the line or lines they want and test for each separately.

4What is the DC exam fee for each Property or Casualty licensing exam attempt?

A.$50 per exam

B.$60 per exam

C.$75 per exam

D.$100 per exam

Explanation: The exam fee is $75 for each exam attempt. Because Property and Casualty are separate tests, taking both requires paying the fee for each exam.

5What minimum score is required to pass a DC Property or Casualty producer licensing exam?

A.65%

B.70%

C.75%

D.80%

Explanation: A candidate must score at least 70% to pass the exam. A score below that threshold is not a passing result.

6After a DC resident passes the producer exam, which step is required as part of licensing processing?

A.Submit annual CE completion before the first license term

B.Complete fingerprinting

C.Obtain insurer appointment before applying for a license

D.File a rate manual with DISB

Explanation: Resident producer applicants must complete fingerprinting after passing the exam. This supports the background review process for licensing.

7What is the continuing education requirement for DC major-lines producers each renewal cycle?

A.24 hours every two years

B.24 hours every year

C.12 hours every two years

D.30 hours every two years

Explanation: DC major-lines producers must complete 24 CE hours biennially. This requirement applies to each renewal period and must be met to remain in good standing.

8Within DC's 24-hour biennial CE requirement for major lines, how many hours must be ethics?

A.1 hour

B.2 hours

C.3 hours

D.6 hours

Explanation: DC requires 3 ethics hours as part of the 24-hour biennial CE total. The ethics component is mandatory and cannot be skipped by substituting other topics.

9In DC, within what period must an insurer file a producer appointment?

A.Within 15 days

B.Within 30 days

C.Within 45 days

D.Within 60 days

Explanation: An appointment filing must be made within 30 days. Timely filing is part of regulatory compliance for insurer-producer relationships.

10What is the maximum duration of a temporary producer license in DC under qualifying circumstances?

A.90 days

B.120 days

C.180 days

D.365 days

Explanation: A temporary producer license may be issued for up to 180 days when qualifying conditions are met. It is intended as short-term authority, not a permanent substitute for standard licensing.

About the DC Property & Casualty Exam

District of Columbia producer licensing uses separate Property and Casualty exams (no combination exam). Tested content combines national P&C fundamentals with DC-specific law, including DISB producer rules, compulsory auto insurance/no-fault provisions, surplus lines requirements, and District market-conduct and unfair-trade-practice standards.

Questions

175 scored questions

Time Limit

120 minutes per exam (4 hours total)

Passing Score

70%

Exam Fee

$75 per exam ($150 both) (District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE)

DC Property & Casualty Exam Content Outline

32%

National Property Insurance

Property policy types, contract provisions, underwriting, endorsements, and other coverages tested on the general property portion

32%

National Casualty Insurance

Casualty concepts, liability policies, auto insurance, bonds, and core regulatory concepts from the general casualty portion

16%

DC Property Law Supplement

DISB producer regulation, homeowners/dwelling/commercial property law, and DCPIF (FAIR plan) placement rules

20%

DC Casualty Law Supplement

Compulsory auto/no-fault law, workers compensation basics, liability definitions, surplus lines, and DC unfair-practice standards

How to Pass the DC Property & Casualty Exam

What You Need to Know

Passing score: 70%
Exam length: 175 questions
Time limit: 120 minutes per exam (4 hours total)
Exam fee: $75 per exam ($150 both)

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

DC Property & Casualty Study Tips from Top Performers

1Treat DC as a two-exam path: prepare separately for Property and Casualty, each with its own state-law supplement weighting

2Memorize the exam logistics first: 70% passing score, 120 minutes each exam, and $75 fee per exam

3Master DC auto law details: compulsory 25/50/10, UM 25/50/5, and the optional PIP election framework

4Practice producer-compliance scenarios on appointments, fingerprinting, reporting deadlines, and reinstatement timing

5Review DISB-specific market and residual-market topics, including DCPIF access and 2026 surplus-lines OPTins filing rules

Frequently Asked Questions

Is there a combined DC Property & Casualty exam?

No. Pearson VUE's DC handbook and outline supplement state that combination exams are no longer available in DC. Candidates take separate Property and Casualty exams.

How many questions and how much time are on each DC exam?

Property uses 75 scored questions plus 10 pretest, and Casualty uses 80 scored plus 10 pretest. Each exam has a 120-minute time limit and requires a 70% passing score.

What are DC's core auto insurance limits tested on the casualty supplement?

DC compulsory coverage includes third-party bodily injury limits of 25/50 and property damage of 10. Policies must also include uninsured motorist coverage of at least 25/50 for bodily injury and 5 for property damage, with a $200 deductible on uninsured motorist property damage.

What happens after passing the DC exam?

Resident producer applicants must complete fingerprinting after passing and submit the license application within one year of the exam date. If the application is not filed within that one-year window, the candidate must test again.

What DC-specific compliance update is relevant for 2026?

DISB's January 3, 2026 bulletin moved surplus-lines filings from paper to electronic OPTins filing, effective January 1, 2026. Candidates should be prepared for questions on current electronic filing and producer compliance obligations.