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Free Arizona P&C Exam Prep

Arizona Property & Casualty Insurance

Pass your Arizona P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Arizona Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

25
hours
Start this step
2

Arizona P&C RegulationsYou are here

Study Arizona-specific laws including DIFI regulations, auto insurance requirements (25/50/15), pure comparative negligence, and workers' compensation.

15
hours
3

Arizona Property Insurance

Learn AZ FAIR Plan, homeowners policies, and Arizona-specific property regulations.

10
hours
4

Arizona Casualty & Ethics

Study auto insurance (25/50/15), pure comparative negligence, workers' compensation, and producer conduct requirements.

10
hours
Estimated total study time
60 hours
That's about 6 weeks at 10 hours/week

Can You Take the Arizona P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (though exam prep courses strongly recommended)
Background Check
Required via fingerprinting
Fingerprinting
Required - $20 state + $22 FBI processing fee
Additional Requirements
  • Can retake exam 4 times in a 12-month period
  • Exam eligibility expires 90 days from registration date
  • If eligibility expires, registration fee is forfeited
  • 48 hours CE every 2 years including 6 hours ethics (high requirement)
  • Must be trustworthy with good business reputation

Arizona P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

PSI Services (since September 2025)

Remote Testing Available
Schedule Your Exam

Retake Policy

Maximum 4 attempts in 12 months; 24-48 hour wait between attempts

Temporary License

Not available in Arizona

Total Cost Breakdown

Exam Fee$56
Application Fee$15
Fingerprint Fee$20 state + $22 FBI processing
NIPR Transaction Fee$5.60
Total Estimated Cost$118-130

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Arizona P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Arizona P&C-Specific Topics Covered

Arizona DIFI RegulationsNo Pre-License Education RequirementAuto Insurance Minimums (25/50/15)Pure Comparative Negligence (100% Recovery Rule)AZ FAIR PlanArizona Property & Casualty Insurance Guaranty Fund (APCIGF)Prometric Exam Administration4 Retakes per 12-Month Period90-Day Exam Eligibility PeriodWorkers' Compensation Requirements48 Hours CE Every 2 Years (Including 6 Ethics)Producer Licensing Requirements
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Arizona P&C Exam Details

Arizona Property & Casualty Insurance

Administered by Arizona Department of Insurance and Financial Institutions (DIFI)

Official Source
70%
Passing Score
150
Questions
2.5
Hours
$56 exam fee + $20 fingerprinting + $22 FBI processing
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required (though exam prep courses recommended)

Exam Content Breakdown

Based on the official Arizona Department of Insurance and Financial Institutions (DIFI) content outline

Arizona P&C Regulation15%

DIFI structure, no pre-license requirement, licensing

Property Insurance Laws25%

AZ FAIR Plan, homeowners, cancellation rules

Casualty Insurance Laws35%

At-fault auto 25/50/15, pure comparative negligence, workers compensation

Ethics & Prohibited Practices25%

Claims handling, APCIGF guaranty, unfair practices, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Arizona P&C?

After passing the Arizona P&C, you can pursue these career paths

Arizona P&C Exam FAQ

Official Arizona Department of Insurance and Financial Institutions (DIFI) Resources

Verify information with these official sources

More Free Resources

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