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Free A&H Exam Prep

Accident and Health Insurance

Prepare for the A&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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What You'll Study

12 chapters covering the exam topics in this guide

A&H Exam Details

Accident and Health Insurance

Administered by Applicable state or jurisdiction insurance regulator

Official Source
Varies by jurisdiction; there is no national cut score
Passing Score
Varies
Questions
Varies
Time Limit
Varies by jurisdiction and exam route
Exam Fee
Study time: No universal recommendation; plan from your jurisdiction's outline and diagnostic results
Prerequisites: Prelicensing education and application requirements vary by jurisdiction

Exam Content Breakdown

Based on the official Applicable state or jurisdiction insurance regulator content outline

Health Insurance BasicsEditorial cross-jurisdiction coverage

Insurance principles, underwriting, MIB, UPPL provisions, deductibles and coinsurance

Medical Expense InsuranceEditorial cross-jurisdiction coverage

HMO, PPO, POS, HDHP, HSA/FSA/HRA, major medical, COB, and ACA Essential Health Benefits

Disability Income InsuranceEditorial cross-jurisdiction coverage

Own-occ vs any-occ, elimination and benefit periods, residual benefits, BOE, SSDI

Group Health InsuranceEditorial cross-jurisdiction coverage

Group underwriting, contributory plans, COBRA, HIPAA portability, ERISA

Medicare, Medicaid & ACA MarketplaceEditorial cross-jurisdiction coverage

Medicare Parts A/B/C/D, Medigap, enrollment windows, premium tax credits, metal tiers

Long-Term Care InsuranceEditorial cross-jurisdiction coverage

Tax-qualified LTC, ADL triggers, levels of care, inflation protection, partnership programs

Regulations & EthicsEditorial cross-jurisdiction coverage

Twisting, rebating, state-specific premium-handling duties, Medicare marketing, MHPAEA parity

What's Included

12 Chapters

Complete exam coverage

Practice Quizzes

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Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

About Ran Chen

What's Next After the A&H?

After passing the A&H, you can pursue these career paths

A&H Exam FAQ

Official Applicable state or jurisdiction insurance regulator Resources

Verify information with these official sources

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