Free A&H Exam Prep
Accident and Health Insurance
Prepare for the A&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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Free A&H Prep Tools
100+ Practice Questions
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Updated for 2026
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What You'll Study
12 chapters covering the exam topics in this guide
Introduction & Exam Overview
2 sections
Chapter 1: Health Insurance Foundations
6 sections
Chapter 2: Cost Sharing, Insurers, Distribution & Field Underwriting
6 sections
Chapter 3: Medical Expense Plan Types
6 sections
Chapter 4: Consumer-Directed Health & ACA Reforms
5 sections
Chapter 5: Disability Income Insurance
6 sections
Chapter 6: Group Health, COBRA, HIPAA & ERISA
5 sections
Chapter 7: Medicare Parts A & B (Original Medicare)
2 sections
Chapter 8: Medicare Part C, Part D & Medigap
3 sections
Chapter 9: Medicare Enrollment, Medicaid & ACA Marketplace
3 sections
Chapter 10: Long-Term Care Insurance
4 sections
Chapter 11: Regulations & Ethics
4 sections
A&H Exam Details
Accident and Health Insurance
Administered by State Insurance Department
Exam Content Breakdown
Based on the official State Insurance Department content outline
Insurance principles, underwriting, MIB, UPPL provisions, deductibles and coinsurance
HMO, PPO, POS, HDHP, HSA/FSA/HRA, major medical, COB, and ACA Essential Health Benefits
Own-occ vs any-occ, elimination and benefit periods, residual benefits, BOE, SSDI
Group underwriting, contributory plans, COBRA, HIPAA portability, ERISA
Medicare Parts A/B/C/D, Medigap, enrollment windows, premium tax credits, metal tiers
Tax-qualified LTC, ADL triggers, levels of care, inflation protection, partnership programs
Twisting, rebating, fiduciary duty, Medicare marketing, MHPAEA parity
What's Included
12 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the A&H?
After passing the A&H, you can pursue these career paths
A&H Exam FAQ
Official State Insurance Department Resources
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