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Key Facts: TX Surplus Lines Exam
Not published
First-Time Pass Rate
TDI / Pearson VUE
70%
Passing Score
TDI
60
Exam Questions
Pearson VUE
60 min
Exam Duration
Pearson VUE
$29
Exam Fee
Pearson VUE
P&C or MGA license
Prerequisite
TDI
Texas requires surplus lines agents to pass a 60-question licensing exam with a 70% passing score. Resident candidates must hold a general lines property and casualty agent or managing general agent license. Spanish-language exam available. Texas is one of the largest surplus lines markets due to its energy sector and Gulf Coast exposure.
Sample TX Surplus Lines Practice Questions
Try these sample questions to review concepts for the TX Surplus Lines exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 145+ question experience with AI tutoring.
1What is the primary purpose of the surplus lines market in Texas?
2Which entity administers the Texas surplus lines broker licensing exam?
3What is the passing score for the Texas surplus lines broker exam?
4What license must a surplus lines agent hold as a prerequisite in Texas?
5What is the approximate exam fee for the Texas surplus lines agent licensing exam?
6How many scored questions are on the Texas surplus lines agent exam?
7Is the Texas surplus lines exam available in Spanish?
8When did the current Texas surplus lines exam content become effective?
9Which entity is the primary regulator of surplus lines insurance in Texas?
10What is the Surplus Lines Stamping Office of Texas (SLSOT)?
About the TX Surplus Lines Exam
The Texas surplus lines agent exam covers general insurance principles, insurance contracts, and Texas statutes and rules for surplus lines insurance: the Commissioner, definitions such as managing general agents and purchasing groups, licensing, marketing practices, premium taxes, the stamping office (SLTX), recordkeeping and eligible unauthorized insurers. Content effective September 1, 2026.
Exam sponsor: Pearson VUE. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
60 questions
Time Limit
60 minutes
Passing Score
70%
Reported exam pass rate: Not published. TDI and Pearson VUE do not publish a pass rate Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
General Insurance Principles
Insurance terms (risk, hazard, peril, loss, indemnity, actual cash value, subrogation, Lloyd's, reinsurance), handling risks, types of insurers (stock, mutual, Lloyd's, risk retention groups), authorized vs unauthorized and domestic, foreign and alien insurers, and agency
Contracts
Elements of a legal contract; adhesion, aleatory, unilateral and conditional contracts; ambiguities, representations, warranties, concealment, fraud, waiver and estoppel
Texas Statutes and Rules for Surplus Lines
Commissioner powers and penalties; definitions (surplus lines insurance, managing general agent, purchasing groups, risk retention); licensing; marketing practices such as rebating and fraud; premium taxes, reports, eligible unauthorized insurers, commissions, the stamping office, recordkeeping, minimum capital and contract requirements
Preparing for the TX Surplus Lines Exam
What You Need to Know
- Passing score: 70%
- Exam length: 60 questions
- Time limit: 60 minutes
- Exam / certification fees: $29 Official sources
Using Our Practice Resources
- Work through all 145 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
TX Surplus Lines: Suggested Study Strategy
Frequently Asked Questions
What is the passing score for the Texas surplus lines exam?
The Texas surplus lines agent exam requires a minimum passing score of 70%. The exam has 60 scored questions with 60 minutes to complete.
Is the Texas surplus lines exam available in Spanish?
Yes. Texas offers a Spanish-language version of the surplus lines agent exam, making it accessible to Spanish-speaking candidates.
What is SLTX and why is it important?
The Surplus Lines Stamping Office of Texas (SLTX) receives the policies surplus lines agents must file, collects a stamping fee on each one, and financially evaluates surplus lines carriers. Every surplus lines agent must file a copy of each surplus lines contract with SLTX.
What is the Texas surplus lines tax rate?
Texas imposes a 4.85% surplus lines premium tax on gross premiums. The SLTX stamping fee (0.04% for policies with inception on or after January 1, 2024) is charged separately. Agents must collect and remit the tax properly.
Why is Texas one of the largest surplus lines markets?
Texas's massive energy sector (oil and gas, petrochemical), extensive Gulf Coast exposure, and large commercial insurance base generate significant demand for E&S coverage that admitted carriers cannot fully accommodate.
When did the current exam content become effective?
The current Texas surplus lines exam content outline became effective September 1, 2026. Candidates should study the most current exam outline for up-to-date content.