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Key Facts: Georgia Surplus Lines Exam
70%
Passing Score
Pearson VUE
65
Exam Questions
60 scored + 5 pretest
1.5 hours
Exam Duration
Pearson VUE
$67
Exam Fee
Pearson VUE
P&C License Required
Prerequisite
Georgia Insurance Commissioner
The GA surplus lines broker exam has 60 scored questions plus 5 pretest questions (65 total) with 1.5 hours to complete and a 70% passing score. Candidates must hold a Georgia agent license for property and casualty insurance. Georgia imposes a 4% surplus lines premium tax.
Sample Georgia Surplus Lines Practice Questions
Try these sample questions to review concepts for the Georgia Surplus Lines exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.
1What is the primary purpose of the surplus lines market in Georgia?
2What prerequisite license must a Georgia surplus lines broker hold?
3What is the format of the Georgia surplus lines broker exam?
4What must a Georgia surplus lines broker do before placing coverage with a non-admitted insurer?
5What is the Georgia surplus lines premium tax rate?
6Which Georgia state agency regulates surplus lines insurance?
7What is Lloyd's of London?
8Are Georgia surplus lines policyholders protected by the Georgia Insurers Insolvency Pool?
9What is the Nonadmitted and Reinsurance Reform Act (NRRA)?
10What is the exam fee for the Georgia surplus lines broker exam?
About the Georgia Surplus Lines Exam
The Georgia Surplus Lines Broker exam tests knowledge of surplus lines markets, GA-specific surplus lines law under Title 33, diligent search requirements, eligible insurer standards, the 4% premium tax, NRRA provisions, and compliance obligations for brokers placing insurance with non-admitted carriers in Georgia.
Exam sponsor: Pearson VUE / Georgia Office of Insurance and Safety Fire Commissioner. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
65 questions
Time Limit
1.5 hours
Passing Score
70%
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
General Insurance Definitions
Actual cash value, agreed value, coinsurance, insurable interest, loss, negligence, hazard, proximate cause, reinsurance, replacement cost, risk, subrogation, indemnity, torts, occurrence, appraisal clause and surplus lines (6 questions)
Surplus Lines Markets
United States nonadmitted market, the London market (Lloyd's brokers and underwriters), other foreign markets, nonstandard lines and insurance exchanges (6 questions)
Policies, Coverages, Forms
Commercial general liability, building and personal property, claims-made, extended coverage, crime, contingent, umbrella and contractual liability, valued policy, product liability, inland marine, comprehensive personal liability, equipment breakdown, professional liability (12 questions)
Surplus Lines Licensing
Commissioner's powers and duties, required bonds, license requirements, issuance and renewal, revocation and suspension, unfair trade practices (18 questions)
Surplus Lines Law
O.C.G.A. 33-5-20 through 33-5-44: reports and records, eligibility, premiums and evidence of insurance, premium tax, conditions for procuring, Surplus Lines Association of Georgia, multistate risks, insurer qualifications, disclosure, approved list, fees, service of suit and sharing commissions (18 questions)
Preparing for the Georgia Surplus Lines Exam
What You Need to Know
- Passing score: 70%
- Exam length: 65 questions
- Time limit: 1.5 hours
- Exam / certification fees: $67 Official sources
Using Our Practice Resources
- Work through all 100 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
Georgia Surplus Lines: Suggested Study Strategy
Frequently Asked Questions
What are the prerequisites for the Georgia surplus lines broker exam?
You must hold a Georgia resident agent license for property and casualty insurance. There is no prelicensing course for the surplus lines exam, and CPCU holders are exempt from it. You must pass with 70% or higher. The exam fee is $67.
What is the Georgia surplus lines premium tax rate?
Georgia imposes a 4% surplus lines premium tax on gross premiums. The surplus lines broker is responsible for collecting this tax from the insured and remitting it to the state according to the required filing schedule.
Which agency regulates surplus lines in Georgia?
The Georgia Office of Insurance and Safety Fire Commissioner (Insurance Commissioner's Office) regulates surplus lines insurance. This office handles broker licensing, maintains the eligible insurer list, enforces compliance, and takes disciplinary action for violations.
Are surplus lines policyholders protected by Georgia's guaranty fund?
No. Policyholders of surplus lines (non-admitted) insurers are excluded from the Georgia Insurers Insolvency Pool. If a surplus lines insurer becomes insolvent, the policyholder must pursue recovery through the insurer's insolvency proceeding. This risk must be disclosed.
How many questions are on the Georgia surplus lines broker exam?
The GA surplus lines exam has 65 questions total: 60 scored and 5 pretest (unscored). You have 1.5 hours to complete the exam and need 70% on the scored questions to pass. The exam is administered by Pearson VUE.
What topics are covered on the Georgia surplus lines broker exam?
The outline has five sections: general insurance definitions (6 questions), surplus lines markets (6), policies, coverages and forms (12), surplus lines licensing (18), and Georgia surplus lines law under O.C.G.A. 33-5-20 through 33-5-44 (18).