Free Oregon Life & Health Exam Prep
Oregon Life, Accident, and Health Insurance
Pass your Oregon Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Oregon Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Oregon replacement regulations.
Health & Accident Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Oregon health insurance regulations.
Oregon Laws & Regulations
Focus on Oregon-specific content: DFR regulations, Oregon Revised Statutes (ORS 731-750), ORLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Oregon Life & Health Exam?
Check if you meet the basic eligibility requirements
- •20 hours pre-license education required per line of authority (ORS 744.072)
- •Pre-license certificate valid for 12 months from completion
- •Must pass exam within 12 months of completing pre-license
- •Exams administered by PSI (not Prometric)
- •License application through Oregon SBS portal
- •CE requirements: 24 hours per 2-year period (3 hours ethics required)
Free Oregon Life & Health Prep That Actually Works
The official pass rate is ~70-75% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Oregon Life & Health Insurance Exam Overview
1 sections
Chapter 1: Oregon Insurance Regulation & Licensing
3 sections
Chapter 2: Oregon Life Insurance Laws
3 sections
Chapter 3: Oregon Health Insurance Laws
2 sections
Chapter 4: Oregon Insurance Ethics & Prohibited Practices
3 sections
Oregon Life & Health-Specific Topics Covered
10 free AI interactions per day
Oregon Life & Health Exam Details
Oregon Life, Accident, and Health Insurance
Administered by Oregon Division of Financial Regulation (DFR)
Exam Content Breakdown
Based on the official Oregon Division of Financial Regulation (DFR) content outline
~30 questions: Risk management, contract law, policy provisions
~38 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~22 questions: ORS 731-750, DFR regulations, producer licensing
~12 questions: Unfair trade practices, fraud, ethics requirements
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Oregon Life & Health?
After passing the Oregon Life & Health, you can pursue these career paths
Oregon Life & Health Exam FAQ
Official Oregon Division of Financial Regulation (DFR) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Oregon Life & Health Prep?
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