Free Minnesota Life & Health Exam Prep
Minnesota Life, Accident, and Health Insurance
Pass your Minnesota Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Minnesota Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Complete Pre-License Education
Enroll in Commerce-approved 40-hour pre-license course (20 hours Life + 20 hours A&H). Must pass 70% certification exam with proctor to receive certificate.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Minnesota replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Minnesota health insurance regulations.
Minnesota Laws & Regulations
Focus on Minnesota-specific content: Commerce Department regulations, Minnesota Insurance Code (Chapter 60K), MNLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Minnesota Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Pre-license education must be from Commerce-approved provider
- •Must pass 70% on in-class certification exam to receive certificate
- •Exams must be monitored by approved proctor
- •Minnesota has lower 60% passing score on state exam (vs 70% in most states)
- •Waivers available for ChFC, CIC, CFP, CEBS, CLU, AAI, ARM, CPCU designations
- •CE requirements: 30 hours per 2-year period
Free Minnesota Life & Health Prep That Actually Works
The official pass rate is ~70-75% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Minnesota Life & Health Insurance Exam Overview
1 sections
Chapter 1: Minnesota Insurance Regulation & Licensing
3 sections
Chapter 2: Minnesota Life Insurance Laws
3 sections
Chapter 3: Minnesota Health Insurance Laws
3 sections
Chapter 4: Minnesota Insurance Ethics & Prohibited Practices
3 sections
Minnesota Life & Health-Specific Topics Covered
10 free AI interactions per day
Minnesota Life & Health Exam Details
Minnesota Life, Accident, and Health Insurance
Administered by Minnesota Department of Commerce
Exam Content Breakdown
Based on the official Minnesota Department of Commerce content outline
~33 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~21 questions: Commerce regulations, MNLIGA, unfair practices, licensing
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Minnesota Life & Health?
After passing the Minnesota Life & Health, you can pursue these career paths
Minnesota Life & Health Exam FAQ
Official Minnesota Department of Commerce Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Minnesota Life & Health Prep?
Join thousands of candidates who passed their exams using our free study materials.