Free Illinois Life & Health Exam Prep
Illinois Life, Accident, and Health Insurance
Pass your Illinois Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Illinois Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Complete Pre-License Education
Enroll in IDOI-approved 40-hour pre-license course. Minimum 15 hours must be classroom instruction; remainder can be self-study. Covers life insurance, accident & health insurance, and Illinois regulations.
Life Insurance SectionYou are here
Prepare for the Life Insurance section (47 questions): life insurance basics, policy types, annuities, beneficiaries, settlement options, and Illinois life insurance regulations.
Accident & Health Section
Prepare for the A/H section (47 questions): medical expense insurance, disability income, long-term care, Medicare Supplement, group health, and Illinois health regulations.
Illinois Laws & Regulations
Focus on IDOI-specific content: Illinois Insurance Code (215 ILCS 5), ILHIGA guaranty association, replacement rules, unfair trade practices, and producer licensing requirements.
Can You Take the Illinois Life & Health Exam?
Check if you meet the basic eligibility requirements
- •40 hours pre-license: minimum 15 hours classroom, remainder can be self-study
- •Two-part exam: Life Insurance (47 questions) and Accident & Health (47 questions)
- •Must pass both parts within 90 days of passing the first part
- •Pre-license certificate valid for 12 months
- •IDOI conducts background check as part of license application
- •CE requirements: 30 hours per 2-year period (including 3 hours ethics)
Free Illinois Life & Health Prep That Actually Works
The official pass rate is ~60-65% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
7 chapters covering everything you need to pass
Introduction: Illinois Life & Health Insurance Exam Overview
1 sections
Chapter 1: Illinois Insurance Regulation & Licensing
3 sections
Chapter 2: Illinois Life Insurance Laws
3 sections
Chapter 3: Illinois Health Insurance Laws
3 sections
Chapter 4: Illinois Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Illinois Advanced Annuity Regulations
3 sections
Chapter 6: Illinois Group Insurance & Special Topics
3 sections
Illinois Life & Health-Specific Topics Covered
10 free AI interactions per day
Illinois Life & Health Exam Details
Illinois Life, Accident, and Health Insurance
Administered by Illinois Department of Insurance (IDOI)
Exam Content Breakdown
Based on the official Illinois Department of Insurance (IDOI) content outline
~19 questions: Risk management, contract law, policy provisions
~24 questions: Term, whole, universal life, policy features
~13 questions: Annuity types, taxation, suitability requirements
~21 questions: Medical expense, disability, LTC, Medicare Supplement
~6 questions: Group life, group health, COBRA, HIPAA
~11 questions: IDOI regulations, ILHIGA, unfair practices, licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Illinois Life & Health?
After passing the Illinois Life & Health, you can pursue these career paths
Illinois Life & Health Exam FAQ
Official Illinois Department of Insurance (IDOI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Illinois Life & Health Prep?
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