Free Idaho Life & Health Exam Prep
Idaho Life, Accident, and Health Insurance
Pass your Idaho Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Idaho Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Idaho replacement regulations.
Health & Accident Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Idaho health insurance regulations.
Idaho Laws & Regulations
Focus on Idaho-specific content: IDOI regulations, Idaho Code Title 41, IDLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Idaho Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No mandatory pre-license education in Idaho
- •Pre-license courses highly recommended for exam preparation
- •Exams administered by Pearson VUE
- •Exam has General and State portions - can retake failed portion only
- •Must pass both portions within 180 days (6 months)
- •License application through Sircon or NIPR ($80 fee)
- •Must apply within 180 days of passing exam
- •CE requirements: 24 hours per 2-year period (3 hours ethics required)
Free Idaho Life & Health Prep That Actually Works
The official pass rate is ~70-75% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Idaho Life & Health Insurance Exam Overview
1 sections
Chapter 1: Idaho Insurance Regulation & Licensing
3 sections
Chapter 2: Idaho Life Insurance Laws
3 sections
Chapter 3: Idaho Health Insurance Laws
3 sections
Chapter 4: Idaho Insurance Ethics & Prohibited Practices
3 sections
Idaho Life & Health-Specific Topics Covered
10 free AI interactions per day
Idaho Life & Health Exam Details
Idaho Life, Accident, and Health Insurance
Administered by Idaho Department of Insurance (IDOI)
Exam Content Breakdown
Based on the official Idaho Department of Insurance (IDOI) content outline
~19 questions: Risk management, contract law, policy provisions
~21 questions: Term, whole, universal life, policy features
~10 questions: Annuity types, taxation, suitability requirements
~17 questions: Medical expense, disability, LTC, Medicare Supplement
~11 questions: Title 41, IDOI regulations, producer licensing
~7 questions: Unfair trade practices, fraud, ethics requirements
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Idaho Life & Health?
After passing the Idaho Life & Health, you can pursue these career paths
Idaho Life & Health Exam FAQ
Official Idaho Department of Insurance (IDOI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Idaho Life & Health Prep?
Join thousands of candidates who passed their exams using our free study materials.