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Free CRCM Exam Prep

CRCM Certified Regulatory Compliance Manager

Prepare for the CRCM exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

CRCM ABA Banking Certifications License: Complete Roadmap

Follow this path to organize your licensing and exam preparation

1

Phase 1: Core Consumer RegulationsYou are here

Master Regulation E, Regulation Z, Regulation B, flood, HMDA, CRA, UDAP/UDAAP, and BSA because Core Compliance is the largest weighted domain.

20
hours
2

Phase 2: Foundational Rules and Guidance

Cover the primary and ancillary rules in clusters so you can connect disclosures, privacy, servicing, sanctions, insurance, and operational guidance.

16
hours
3

Phase 3: Compliance Management System

Practice governance, risk assessments, procedures, complaints, monitoring, issue management, reporting, change management, and examination response.

14
hours
4

Phase 4: Mixed Timed Review

Finish with timed mixed-domain practice and rework misses by regulation, control weakness, and escalation path.

10
hours
Estimated total study time
60 hours
That's about 6 weeks at 10 hours/week

Can You Take the CRCM Exam?

Check if you meet the basic eligibility requirements

Age
Education
No single degree is required, but candidates must satisfy ABA's CRCM training and experience pathways
Experience
Either 3 years of eligible U.S. compliance experience plus 2 approved training options completed within the last 5 years, or 6 years of eligible U.S. compliance experience within the last 10 years with 3 of those years in the last 5 years
Additional Requirements
  • •Experience must be directly related to U.S. consumer banking laws and regulations on the CRCM outline
  • •Submit the completed application and required fees for the chosen exam window
  • •Sign ABA Professional Certifications' Code of Ethics
  • •Pass the CRCM examination

CRCM Quick Facts

Time to Get Licensed

8-12 weeks typical for experienced bank-compliance professionals

From start to license in hand

Exam Provider

Meazure Learning test sites and ProctorU live remote proctoring

Remote Testing Available
Schedule Your Exam

Retake Policy

Candidates may retake the exam in a window that starts at least 90 days after the start of the previous exam window. ABA states there is no limit on total attempts, but candidates must pass within 3 years of the first attempt or submit a new application and full fee.

Total Cost Breakdown

Exam Fee$815
Total Estimated Cost$815 plus any optional prep materials or training, or $500 for a retake
Why Choose Us

Free CRCM Prep Tools

Reported exam pass rate: ABA does not publish a public CRCM pass-rate statistic, so candidates should rely on the official outline, eligibility standards, and exam-prep resources instead of third-party pass-rate claims.. These figures describe exam candidates, not OpenExamPrep user outcomes. Check the exam sponsor’s website for published statistics.

200 Practice Questions

Coverage mapped to the revised ABA June 2026 CRCM outline.

2026 Outline Updated

Uses the current Core Compliance, Foundational Compliance, and CMS structure.

Explanation-Driven Review

Detailed rationales for disclosures, fair lending, CRA, BSA, and CMS workflow decisions.

Free Access

Start CRCM practice before committing to additional prep resources.

Compare:
Kaplan $300+•Achievable $200+•OpenExamPrep $0

What You'll Study

43 chapters covering the exam topics in this guide

1

1. CRCM Exam and Study Planning

1 sections

2

2. Electronic Transfers and Error Intake

3 sections

3

3. EFT Investigations, Remittances and Prepaid Accounts

3 sections

4

4. Overdraft Operations and Advertising

1 sections

5

5. ECOA Applications and Credit Decisions

3 sections

6

6. Valuations and Fair Lending

3 sections

7

7. Credit Cards, HELOCs and Open-End Credit

3 sections

8

8. Closed-End Credit and Mortgage Disclosures

3 sections

9

9. Education Loans and Mortgage Insurance

2 sections

10

10. HMDA Coverage and Reporting

3 sections

11

11. Flood Insurance

2 sections

12

12. CRA Evaluation and Assessment Areas

3 sections

13

13. CRA Disclosures, Branching and Consumer Protection

3 sections

14

14. UDAAP Controls and Social Media

2 sections

15

15. BSA Programs, Customers and Currency

3 sections

16

16. Suspicious Activity and Sanctions

3 sections

17

17. Check Availability and Exception Holds

3 sections

18

18. Hold Notices and Settlement Services

3 sections

19

19. Mortgage Servicing

2 sections

20

20. Consumer Reports and Credit Decisions

3 sections

21

21. Furnishing, Medical Information and Identity Theft

3 sections

22

22. Identity Theft and Debt Collection

3 sections

23

23. SCRA Protections and MLA Coverage

3 sections

24

24. Military Credit and Consumer Communications

3 sections

25

25. Electronic Consent and Consumer Leasing

2 sections

26

26. Deposit Insurance and Privacy Notices

3 sections

27

27. Privacy Sharing and Information Security

3 sections

28

28. Authentication and Specialized Data Privacy

3 sections

29

29. Insider Lending and Affiliate Definitions

3 sections

30

30. Affiliate Transactions, Appraisals and Originators

3 sections

31

31. Garnishment and Financial Records

3 sections

32

32. Bank Security and Insurance Sales

3 sections

33

33. Securities Activities and Anti-Bribery Rules

3 sections

34

34. Payment Systems, Child Privacy and Tax Reporting

3 sections

35

35. Accessible Banking

1 sections

36

36. CMS Governance and Operating Procedures

3 sections

37

37. Compliance Risk Assessment

3 sections

38

38. Risk Indicators and Compliance Training

3 sections

39

39. Monitoring, Testing and Vendor Diligence

3 sections

40

40. Vendor Controls and Complaint Management

3 sections

41

41. Regulatory Change and Corrective Planning

3 sections

42

42. Restitution and Examination Management

3 sections

43

43. Regulatory Reports and Resubmissions

1 sections

CRCM Exam Details

CRCM Certified Regulatory Compliance Manager

Administered by American Bankers Association (ABA Professional Certifications)

Official Source
500 scaled score on ABA's 200-800 scale
Passing Score
200
Questions
4
Hours
$815 exam fee; $500 retake fee
Exam Fee
Study time: 8-12 weeks for experienced bank-compliance professionals
Prerequisites: Eligible U.S.-based bank-compliance experience plus ABA's experience/training pathway requirements

Exam Content Breakdown

Based on the official American Bankers Association (ABA Professional Certifications) content outline

Core Compliance37%

Deep expertise in Reg E, Reg DD, Reg B, flood, Reg Z, HMDA/Reg C, CRA, UDAP/UDAAP, and BSA/OFAC.

Foundational Compliance: Primary Rules23%

Cross-disciplinary working knowledge of major federal consumer, privacy, information-security, military, payments, and servicing rules.

Foundational Compliance: Ancillary Rules14%

Awareness-level knowledge of additional laws, guidance, and operational requirements that support a broad compliance role.

Compliance Management System (CMS)26%

Governance, risk assessment, procedures, training, complaints, monitoring, issue management, reporting, change management, and exams.

What's Included

43 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

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What's Next After the CRCM?

After passing the CRCM, you can pursue these career paths

CRCM Exam FAQ

Official American Bankers Association (ABA Professional Certifications) Resources

Verify information with these official sources

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