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2026 Statistics

Key Facts: CRCM Exam

200 Qs

Exam Length

ABA

4 hours

Time Limit

ABA

500

Passing Score

Scaled 200-800

37%

Core Compliance

Largest weighted domain

$815

Exam Fee

ABA 2026 application page

June 2026

Revised Outline Effective

ABA

The CRCM exam delivers 200 multiple-choice questions in 4 hours and uses ABA's 200-800 scaled-score model, with 500 required to pass. For June 2026 and later windows, candidates should study the revised three-domain outline: Core Compliance 37%, Foundational Compliance 37% (23% primary and 14% ancillary rules), and Compliance Management System 26%. The 2026 standard exam fee is $815, with remote testing available through Meazure Learning's ProctorU platform.

About the CRCM Exam

The CRCM is ABA's flagship certification for bank compliance professionals. It tests deep working knowledge of core consumer-banking regulations, broad familiarity with cross-disciplinary compliance rules, and the ability to design, monitor, and escalate issues through a defensible compliance management system.

Assessment

200 multiple-choice questions

Time Limit

4 hours

Passing Score

500 scaled score (200-800 scale)

Exam Fee

$815 (American Bankers Association (ABA Professional Certifications))

CRCM Exam Content Outline

37%

Core Compliance

Deep, role-critical expertise in Regulation E, Regulation DD, Regulation B, flood rules, Regulation Z, Regulation C, CRA, UDAP/UDAAP, and BSA/OFAC.

23%

Foundational Compliance: Primary Rules

Broad working knowledge of major cross-disciplinary laws and guidance such as Regulation M, E-SIGN, Regulation CC, FCRA, FDCPA, Fair Housing, GLBA information security, Regulation X, SCRA, TCPA, and related rules.

14%

Foundational Compliance: Ancillary Rules

Awareness-level coverage of additional regulatory and guidance topics including deposit insurance, privacy, appraisal, insurance-sales, payments, internet banking, and governance-adjacent rules.

26%

Compliance Management System (CMS)

Governance and oversight, risk assessments, policies and procedures, training, complaint management, third-party risk, monitoring, issue management, regulatory reporting, change management, and examination management.

How to Pass the CRCM Exam

What You Need to Know

  • Passing score: 500 scaled score (200-800 scale)
  • Assessment: 200 multiple-choice questions
  • Time limit: 4 hours
  • Exam fee: $815

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

CRCM Study Tips from Top Performers

1Master the nine Core Compliance regulations first, because that 37% domain drives the largest share of scored questions.
2Build a one-page matrix for disclosures, timing, coverage thresholds, and error-resolution or notice rules across Reg E, Reg Z, Reg B, Reg C, and Reg DD.
3Do not treat Domain 2 as minor trivia. The primary-rule list is large, and the ancillary-rule list is broad enough that weak coverage creates easy misses.
4Practice CMS questions as workflow problems: what should be escalated, documented, monitored, remediated, or reported next.
5Use missed-question review to connect a regulation to its operational control, complaint risk, monitoring test, and board-reporting implications.
6Before test day, re-read the revised June 2026 outline and confirm your study plan still matches ABA's current domain weighting.

Frequently Asked Questions

How many questions are on the CRCM exam?

ABA states that the CRCM exam contains 200 multiple-choice questions and allows a maximum 4-hour testing window. Calculators are provided, and most candidates receive an immediate pass/fail outcome at the test site or through remote delivery.

What score do I need to pass the CRCM exam?

ABA certification exams use a scaled score from 200 to 800, and the passing score is 500. The score is based on the total number of items answered correctly and then converted to the reporting scale.

What changed for the CRCM exam in 2026?

For June 2026 and later windows, ABA adopted a revised CRCM content outline organized into three domains: Core Compliance, Foundational Compliance, and Compliance Management System. Candidates preparing for June 2026 or beyond should use the updated outline rather than the older pre-2026 domain structure.

What topics are tested most heavily on the CRCM exam?

The heaviest weighting is Core Compliance at 37%, which focuses on major role-critical regulations such as Regulation E, Regulation Z, Regulation B, CRA, HMDA, flood, UDAP/UDAAP, and BSA/OFAC. Foundational Compliance is also 37% overall, split between 23% primary rules and 14% ancillary rules, while the remaining 26% covers compliance management system design and execution.

What are the CRCM eligibility requirements?

ABA requires U.S.-based compliance experience tied directly to the CRCM outline. Candidates qualify either through at least 3 years of eligible U.S. compliance experience plus two approved training options completed within the last 5 years, or through at least 6 years of eligible U.S. compliance experience within the last 10 years, with 3 of those years within the last 5 years.

How much does the CRCM exam cost, and can I test remotely?

ABA currently lists the CRCM exam fee at $815 and the retake fee at $500. Approved candidates may test at Meazure Learning U.S. test sites or through live remote proctoring on the ProctorU platform if they meet the technical requirements.

What is the CRCM retake policy?

ABA allows retakes, but the next attempt must be in an exam window that starts at least 90 days after the start of the prior exam window. ABA also states that you must pass within 3 years of your first exam attempt or submit a new application and full fee.