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551+ Free Series 65 Practice Questions

Pass your Uniform Investment Adviser Law exam on the first try with exam-style questions and AI tutor.

68-75% Pass Rate
551+ Questions
100% Free

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Questions by Category

Federal-Regulations76 questions
State-Regulations73 questions
Risk-Return65 questions
Customer-Accounts64 questions
Debt-Securities47 questions
Equity-Securities40 questions
Economics39 questions
Packaged-Products35 questions
Portfolio-Management34 questions
Options25 questions
Suitability24 questions
Alternative-Investments13 questions
Trading-Securities6 questions
Annuities5 questions
Capital-Markets3 questions
Regulatory-Bodies2 questions
2026 Statistics

Key Facts: Series 65 Exam

68-75%

First-Time Pass Rate

Industry estimate

70%

Passing Score

91/130 questions

60-80 hrs

Study Time

Recommended

30%

Laws & Regulations

Largest section (tied)

$187

Exam Fee

NASAA

3h

Exam Duration

NASAA

The Series 65 exam has an estimated 68-75% first-time pass rate. It requires 70% (91/130 questions) to pass in 3 hours. The 'Laws & Regulations' and 'Client Recommendations' sections each account for 30% of the exam. Plan for 60-80 hours of study over 4-6 weeks. The Series 65 is the only path to becoming an Investment Adviser Representative without needing FINRA exams.

About the Series 65 Exam

Required for investment adviser representatives who provide investment advice for compensation. The Series 65 is unique because it doesn't require the SIE as a prerequisite.

Questions

130 scored questions

Time Limit

3 hours

Passing Score

70%

Exam Fee

$187 (NASAA)

Series 65 Exam Content Outline

15%

Economic Factors and Business Information

Economic analysis, financial reporting, quantitative methods

25%

Investment Vehicle Characteristics

Stocks, bonds, derivatives, alternatives, and pooled investments

30%

Client Investment Recommendations and Strategies

Portfolio management, risk analysis, and suitability

30%

Laws, Regulations, and Guidelines

Federal and state securities laws, ethics

How to Pass the Series 65 Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 130 questions
  • Time limit: 3 hours
  • Exam fee: $187

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Series 65 Study Tips from Top Performers

1Understand portfolio management concepts like Modern Portfolio Theory and asset allocation
2Master the Investment Advisers Act of 1940 and fiduciary duties
3Know the difference between state and SEC registration requirements ($110M AUM threshold)
4Study economic indicators and their impact on markets
5Learn the differences between broker-dealers and investment advisers

Frequently Asked Questions

What is the Series 65 exam?

The Series 65 qualifies you as an Investment Adviser Representative (IAR). It tests knowledge of economics, investment analysis, portfolio management, and securities regulations.

What is the Series 65 pass rate?

The Series 65 exam has an estimated pass rate of 68-75% for first-time test-takers. The exam is considered moderately difficult due to its conceptual nature, focusing on investment theory, fiduciary duties, and portfolio management rather than product-specific knowledge.

How hard is the Series 65 exam?

The Series 65 is moderately difficult with 130 questions in 3 hours. It's more conceptual than the Series 7, focusing on investment theory, fiduciary responsibilities, and the Investment Advisers Act of 1940. Plan for 60-80 hours of study.

Do I need the SIE for Series 65?

No. Unlike FINRA exams, the Series 65 is administered by NASAA and does not require the SIE as a prerequisite. This makes it accessible for career changers and those entering the RIA space directly.

Series 65 vs Series 66 - which should I take?

Take Series 65 if you only need investment adviser qualification. Take Series 66 if you already have Series 7 and need both state agent and adviser registration. Series 65 is standalone; Series 66 requires Series 7.

How long should I study for Series 65?

Plan for 60-80 hours of study over 4-6 weeks. Focus on portfolio management concepts (30% of exam) and laws/regulations (30%). Complete at least 500 practice questions and score 80%+ consistently before scheduling.

Series 65 Resources