Uniform Securities Act

The Uniform Securities Act (USA) serves as model legislation for state securities regulation. Developed by the Uniform Law Commission with input from NASAA, most states have adopted some version of this act to govern securities activities within their borders.

Purpose and Framework

The USA provides a comprehensive framework for:

FunctionDescription
Securities RegistrationMethods for registering securities for sale
Person RegistrationRegistration of broker-dealers, agents, IAs, and IARs
Antifraud ProvisionsProhibitions against fraud and manipulation
Administrative EnforcementPowers granted to state administrators

Three-Part Registration System

The USA requires registration in three categories:

1. Securities

RequirementDetails
General RuleSecurities must be registered unless exempt
Registration MethodsCoordination, Qualification, Notice Filing
DurationGenerally 1 year from effective date
RenewalAnnual renewal required

2. Persons

CategoryRegistration Requirement
Broker-DealersMust register in each state where doing business
AgentsMust register with states where they operate
Investment AdvisersSEC or state registration required
IARsMust register at state level

3. Transactions

RequirementDetails
Exempt TransactionsSome transactions exempt from registration
Antifraud AppliesExemption does NOT protect from fraud laws
Transaction-SpecificExemption applies to that transaction only

State Administrator Powers

The state securities administrator has broad authority to enforce the USA within their jurisdiction.

Rulemaking Authority

PowerScope
Adopt RulesConsistent with the Act
Issue Interpretive OpinionsGuidance on Act provisions
Set RequirementsRegistration standards and procedures
Grant ExemptionsMay create additional exemptions

Investigative Authority

PowerDetails
Subpoena PowerCompel production of documents and witnesses
Examine RecordsInspect books and records
Administer OathsTake sworn testimony
Cross-Border AuthorityMay investigate in any state
Fifth AmendmentCannot compel self-incriminating testimony

Enforcement Authority

ActionDescription
Deny RegistrationRefuse initial registration
Suspend RegistrationTemporarily halt registration
Revoke RegistrationPermanently remove registration
Issue Stop OrdersHalt securities offerings
Cease and Desist OrdersCan issue without prior hearing
Civil PenaltiesImpose fines
Criminal ReferralRefer matters to attorney general

On the Exam: The administrator can issue cease and desist orders without prior notice or hearing. However, a hearing must be provided upon request (typically within 15 days).

Delegation of Powers

Can DelegateCannot Delegate
Serving subpoenasGranting registration exemptions
Administrative functionsIssuing cease and desist orders
Conducting investigationsFinal enforcement decisions

Registration Effective Dates

General Rule

TimingDetails
StandardEffective at noon on the 30th day after filing
Early EffectivenessAdministrator may grant earlier date
Stop OrderAdministrator may delay or deny

Federal Covered Securities

RequirementDetails
No State RegistrationExempt from full registration
Notice FilingState may require notice and fee
AntifraudStill subject to state antifraud laws

Consent to Service of Process

All registrants must file a consent to service of process:

RequirementPurpose
Irrevocable ConsentDesignates administrator as agent for service
Legal ActionsAllows lawsuits to be filed in state
Out-of-State PartiesProvides jurisdiction over non-residents

Key Takeaways

  1. The USA is model legislation—each state may modify it
  2. Three-part system: securities, persons, and transactions
  3. Administrator has broad powers: rulemaking, investigation, enforcement
  4. Can issue cease and desist without prior hearing
  5. Cannot compel self-incriminating testimony (5th Amendment)
  6. Standard registration: effective at noon on day 30 after filing
Test Your Knowledge

Under the Uniform Securities Act, a state administrator can issue a cease and desist order:

A
B
C
D
Test Your Knowledge

The state administrator has subpoena power that:

A
B
C
D
Test Your Knowledge

Under the USA, securities registration becomes effective:

A
B
C
D