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Free Maine Life & Health Exam Prep

Maine Life, Accident, and Health Insurance

Pass your Maine Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Maine Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

General Insurance Concepts

Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.

12
hours
Start this step
2

Life Insurance & AnnuitiesYou are here

Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Maine replacement regulations.

18
hours
3

Health & Accident Products

Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Maine health insurance regulations.

15
hours
4

Maine Laws & Regulations

Focus on Maine-specific content: BOI regulations, Maine Revised Statutes Title 24-A, MELIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Maine Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required by Maine (one of the most lenient states)
Background Check
Required - criminal background check
Fingerprinting
May be required depending on background
Additional Requirements
  • No mandatory pre-license education in Maine
  • Pre-license courses highly recommended for exam preparation
  • Exams administered by Pearson VUE
  • Must apply for license within 1 year of passing exam
  • License application through NIPR or paper to BOI
  • Processing typically takes a few business days
  • CE requirements: 24 hours per 2-year period (3 hours ethics required)
Why Choose Us

Free Maine Life & Health Prep That Actually Works

The official pass rate is ~70-75% (first attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Maine Life & Health-Specific Topics Covered

Maine Bureau of Insurance (BOI) RegulationsMaine Revised Statutes Title 24-A (Insurance Code)Maine Life & Health Insurance Guaranty Association (MELIGA)Maine No Pre-License Requirement (One of Most Lenient)Maine 1-Year Exam Pass ValidityMaine Dirigo Health AgencyMaine Replacement RegulationsMaine Senior Consumer Protections (Annuity Suitability)CoverME.gov (State Health Exchange)Maine Unfair Trade Practices Act
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Maine Life & Health Exam Details

Maine Life, Accident, and Health Insurance

Administered by Maine Bureau of Insurance (BOI)

Official Source
70% (scaled score)
Passing Score
85
Questions
2
Hours
$55-$80 exam fee + application fee
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required (but highly recommended)

Exam Content Breakdown

Based on the official Maine Bureau of Insurance (BOI) content outline

General Insurance Concepts22%

~17 questions: Risk management, contract law, policy provisions

Life Insurance Products25%

~19 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~9 questions: Annuity types, taxation, suitability requirements

Health Insurance Products20%

~15 questions: Medical expense, disability, LTC, Medicare Supplement

Maine Insurance Law13%

~10 questions: Title 24-A, BOI regulations, producer licensing

Ethics & Prohibited Practices8%

~5 questions: Unfair trade practices, fraud, ethics requirements

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Maine Life & Health?

After passing the Maine Life & Health, you can pursue these career paths

Maine Life & Health Exam FAQ

Official Maine Bureau of Insurance (BOI) Resources

Verify information with these official sources

More Free Resources

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