Free Massachusetts Life & Health Exam Prep
Massachusetts Life, Accident, and Health Insurance
Pass your Massachusetts Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Massachusetts Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Massachusetts replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Massachusetts health insurance regulations.
Massachusetts Laws & Regulations
Focus on Massachusetts-specific content: DOI regulations, Massachusetts General Laws Chapter 175, MALIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Massachusetts Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No pre-license education required in Massachusetts
- •Pre-license education was removed pursuant to M.G.L. c. 175, §162L
- •Application fee is $225 + $5.60 NIPR transaction fee = $230.60
- •License application must be submitted within 12 months of passing exam
- •CE requirements: 60 hours during first 36 months of license
- •Exams available at Prometric test centers or via remote proctoring
Free Massachusetts Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Massachusetts Life & Health Insurance Exam Overview
1 sections
Chapter 1: Massachusetts Insurance Regulation & Licensing
3 sections
Chapter 2: Massachusetts Life Insurance Laws
3 sections
Chapter 3: Massachusetts Health Insurance Laws
3 sections
Chapter 4: Massachusetts Insurance Ethics & Prohibited Practices
3 sections
Massachusetts Life & Health-Specific Topics Covered
10 free AI interactions per day
Massachusetts Life & Health Exam Details
Massachusetts Life, Accident, and Health Insurance
Administered by Massachusetts Division of Insurance (DOI)
Exam Content Breakdown
Based on the official Massachusetts Division of Insurance (DOI) content outline
~33 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~21 questions: DOI regulations, MALIGA, unfair practices, licensing
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Massachusetts Life & Health?
After passing the Massachusetts Life & Health, you can pursue these career paths
Massachusetts Life & Health Exam FAQ
Official Massachusetts Division of Insurance (DOI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Massachusetts Life & Health Prep?
Join thousands of candidates who passed their exams using our free study materials.