Insurance Exam Cheat Sheets
Life & health, property & casualty, and adjuster licensing exams. Review compact domain weights, decision trees, formulas, contrasts, mnemonics, traps, and last-minute checklists before moving into practice questions.
56
Cheat sheets
6,722
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506
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1,322
Decision tools
834
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Browse Insurance cheat sheets by family
Open a focused family hub when you want related final-review sheets grouped together.
Property & Casualty Insurance Cheat Sheets
State-specific Property & Casualty insurance exam prep with licensing guides, practice questions, flashcards, and coverage for personal lines, commercial lines, policy provisions, and state law.
Life & Health Insurance Cheat Sheets
State-specific Life & Health insurance exam prep with licensing guides, practice questions, flashcards, and coverage for life, accident, health, annuities, and state law topics.
Free Insurance cheat sheets
Open the exact exam sheet first. Each page compresses official facts, dense reference groups, decision logic, traps, and source links for final review.
GA L&H Cheat Sheet
A high-density Georgia Life, Accident & Sickness cheat sheet for last-minute 12-GA-05 review. Covers Pearson exam facts, OCI licensing, Title 33 rules, life products, annuities, health policies, Medicare supplement, LTC, guaranty limits, producer conduct, and common Georgia traps.
OH 11-35 Cheat Sheet
A high-density Ohio Life, Accident and Health cheat sheet for last-minute Series 11-35 review. Covers PSI/ODI exam facts, 2026 blueprint weights, Ohio licensing under ORC Title 39, ODI authority, life products, annuities, health policies, Medicare/LTC, federal tax, replacement and free-look rules, ORC 3905.051 fingerprints, CE 24/2 + 3 ethics, and common exam traps.
NV Life & Health Cheat Sheet
A source-checked Nevada Life and Health Combined Series 05 cheat sheet for last-minute Pearson VUE review, covering the current Life, Accident and Health, and Nevada-specific outlines plus policy selection, producer duties, replacement, Medicare supplement law, and exam traps.
AL Life & Health
A high-density Alabama combined Life and Health producer examination cheat sheet. Reviews the official 30/55/45/20 question allocation, national life and health concepts, Alabama licensing rules, selection logic, and common distinctions.
AZ L&H Cheat Sheet
A high-density Arizona Life and Health Insurance cheat sheet for last-minute Series 13-33 review. Covers PSI/DIFI exam facts, official outline weights, producer licensing, unfair practices, life products, annuities, health provisions, disability, medical plans, Medicare, LTC, taxes, and Arizona state-law traps.
FL 2-15 Cheat Sheet
A high-density Florida Health and Life Insurance cheat sheet for last-minute 2-15 review. Covers Pearson/DFS exam facts, 2026 outline weights, Florida licensing, DFS/OIR roles, life products, annuities, health policies, social insurance, field underwriting, Florida statutes, guaranty association limits, and common exam traps.
TN L&H Cheat Sheet
A high-density Tennessee Life & Health insurance cheat sheet for last-minute review. Covers life policy types, riders, nonforfeiture, annuities, taxation, health plans, Medicare, disability, LTC, and Tennessee TDCI licensing, guaranty, and replacement rules.
TX P&C Cheat Sheet
A high-density Texas Property and Casualty Insurance cheat sheet for last-minute General Lines P&C review. Covers Pearson VUE/TDI exam facts, official outline weights, homeowners, dwelling, commercial property, auto, liability, workers compensation, Texas licensing, TWIA, FAIR Plan, TAIPA, guaranty rules, and common traps.
PA P&C Cheat Sheet
A high-density Pennsylvania Property and Casualty insurance cheat sheet for last-minute review. Covers PSI Series 16-06 weights, producer licensing, PA auto minimums, tort election, FAIR Plan, homeowners, commercial lines, workers' compensation, guaranty association, and common exam traps.
SC L&H Cheat Sheet
A FREE 2026 high-density South Carolina Life & Health insurance cheat sheet for last-minute InsSC-LAH03 review. Covers life policy types, riders, nonforfeiture, annuities, health plans, Medicare, disability, LTC, and South Carolina SCDOI licensing, replacement, and guaranty association rules.
MO L&H Cheat Sheet
A high-density Missouri Life, Accident and Health Insurance Producer cheat sheet for last-minute exam 54 review. Covers Pearson VUE exam facts, DCI licensing, CE, appointments, unfair practices, life products, annuities, health provisions, Medigap, LTC, guaranty limits, and Missouri-specific compliance traps.
OK Life & Health
A high-density Oklahoma Life, Accident and Health or Sickness producer cheat sheet aligned to the current PSI outline and its successor effective August 1, 2026. Reviews the official section allocations, contract and policy rules, life and health product selection, Oklahoma licensing, replacement, annuity best interest, Medicare supplement, and conduct traps.
PA L&H Cheat Sheet
A high-density Pennsylvania Life, Accident, and Health Insurance cheat sheet for last-minute Series 16-03 review. Covers PSI exam facts, PID and Title 40 rules, life products, annuities, health policies, Medicare and senior products, PLHIGA limits, replacement and suitability, and common exam traps.
WA L&H Cheat Sheet
A high-density Washington Life and Health Insurance cheat sheet for last-minute Life and Disability Producer Combo review. Covers PSI/OIC exam facts, Washington law weight, OIC authority, producer licensing, CE, replacement, annuities, life and health provisions, Medicare supplement, LTC, WA Cares Fund, Apple Health, Healthplanfinder, guaranty association traps, and common compliance mistakes.
OK P&C Combined
Dense review for Oklahoma's combined Property and Casualty Producer examination. This is not the Property-only, Casualty-only, Personal Lines, or Adjuster examination.
GA P&C Cheat Sheet
A high-density Georgia Property & Casualty insurance cheat sheet for last-minute review. Covers Pearson VUE exam 12-GA-06, current OCI licensing steps, official outline counts, Georgia auto 25/50/25, UM rejection, workers compensation, FAIR Plan, NFIP, surplus lines, GIGA, CE, unfair practices, and common traps.
Illinois P&C Cheat Sheet
A high-density Illinois Property and Casualty insurance licensing cheat sheet for last-minute review. Covers the four Pearson VUE exam sections, national property and casualty concepts, Illinois producer rules, required auto coverage, residual markets, formulas, policy forms, and common traps.
VA L&H Cheat Sheet
A FREE, high-density Virginia Life & Health (Series 11-01) cheat sheet for 2026 last-minute review. Covers SCC Bureau of Insurance law, life and annuity provisions, health and disability rules, Medicare/Medigap, LTC, and common exam traps.
NM L&H Cheat Sheet
A high-density New Mexico Life, Accident & Health cheat sheet for last-minute Series 18-27 review. Covers PSI/OSI exam facts, official content-outline weights, NM Chapter 59A statutes, unfair trade practices, life products, annuities, health provisions, Medicare, taxation, and common traps.
SC P&C Cheat Sheet
A high-density South Carolina Property and Casualty Insurance cheat sheet for last-minute review. Covers SCDOI and Pearson VUE exam facts, Title 38 producer licensing, 25/50/25 auto minimums and mandatory uninsured motorist coverage, SC Wind and Hail Underwriting Association, hurricane deductibles, valued policy law, SCPCIGA guaranty fund, claims and unfair-practice rules, and common traps.
WA P&C Cheat Sheet
A high-density Washington Property & Casualty cheat sheet for last-minute review. Covers WA law, P&C fundamentals, property lines, casualty lines, auto, CGL, workers comp, and producer duties.
MO P&C Cheat Sheet
A high-density Missouri Property and Casualty Insurance Producer exam cheat sheet for code 55. Review the February 2026 Pearson VUE outline, property and casualty concepts, Missouri-specific law, coverage selection, contrasts, mnemonics, and last-minute checks.
CA P&C Cheat Sheet
A high-density California Property and Casualty Insurance cheat sheet for last-minute review. Covers CDI and PSI exam facts, California license rules, AB 943 prelicensing changes, Proposition 103, FAIR Plan, California Earthquake Authority, auto financial responsibility, workers compensation, CIGA, fair claims rules, and common traps.
TX L&H Cheat Sheet
A high-density Texas Life and Health Insurance cheat sheet for last-minute General Lines Life, Accident, Health and HMO review. Covers Pearson VUE/TDI exam facts, official outline weights, life products, annuities, health policies, Texas licensing, unfair practices, guaranty limits, HMO rules, and common traps.
NJ L&H Cheat Sheet
A high-density New Jersey Life and Accident & Health producer cheat sheet for last-minute PSI exam review. Covers DOBI exam facts, Title 17B and Title 11 rules, life and annuity products, health provisions, Medicare, NJLHIGA guaranty limits, replacement and STOLI rules, unfair practices, and common traps.
Kansas P and C Cheat Sheet
A high-density review for Kansas combined Property, Casualty and Allied Lines producer exam 12-KS-06. Official scored-item counts govern; displayed domain percentages are rounded from those counts.
Personal Lines Cheat Sheet
A high-density Personal Lines insurance license cheat sheet for last-minute review. Covers general insurance principles, homeowners HO-2 to HO-8, dwelling fire DP-1 to DP-3, personal auto PAP parts A-D, personal umbrella, inland marine, watercraft, NFIP flood, earthquake, and state producer regulation.
NV P&C Cheat Sheet
A FREE high-density 2026 Nevada Property & Casualty insurance cheat sheet for last-minute review. Covers Pearson VUE exam logistics, national P&C fundamentals, HO/DP forms, auto 25/50/20 limits, modified comparative fault, Nevada Division of Insurance regulation, and producer compliance.
NY P&C Cheat Sheet
A high-density New York Property and Casualty insurance cheat sheet for last-minute licensing review. Covers DFS and PSI exam facts, producer licensing and conduct, homeowners and dwelling forms, NYPIUA, commercial property, auto no-fault, SUM, workers compensation, claims handling, and New York law distinctions.
KS L&H Cheat Sheet
A dense, last-minute Kansas Life & Health (exam 12-KS-05) cheat sheet covering life products, annuities, health plans, social insurance, and Kansas producer law, licensing, and unfair trade practices for final review.
LA Life & Health Cheat Sheet
A high-density Louisiana Life, Health and Accident (Series 103) cheat sheet for last-minute review. Covers the official PSI blueprint weights, Louisiana producer law, free-look periods, LLHIGA caps, life provisions and riders, annuities, health and Medicare, plus common traps.
NC L&H Cheat Sheet
A high-density last-minute reference for North Carolina's separate Life and Accident & Health producer exams, covering life/annuity/health concepts plus NC Articles 33, 63, 39, 58-58, 50, and 51.
MD L&H Cheat Sheet
A high-density Maryland Life & Health insurance cheat sheet for last-minute review. Covers contract law, life and health products, policy provisions, annuities, Medicare, federal tax, and Maryland Insurance Administration rules with versus blocks, decision trees, and common traps.
VA P&C Sheet
High-density Virginia Property and Casualty insurance review sheet built from Prometric Series 11-03, SCC licensing pages, DMV updates, local metadata, flashcards, and question-bank topic coverage.
AL P&C Cheat Sheet
A high-density Alabama Property & Casualty cheat sheet for last-minute producer exam review. Covers the ALDOI blueprint weights, HO/DP/CGL/PAP forms, valuation, Alabama auto 25/50/25, guaranty caps, cancellation rules, workers comp, and common traps.
MI L&H Cheat Sheet
A high-density Michigan Life, Accident & Health (Series 16-80) cheat sheet for last-minute review. Covers DIFS regulation, producer licensing and CE, life policies and riders, annuities, health and disability plans, Medicare supplement, long-term care, ethics, and federal tax.
NC P&C Cheat Sheet
A high-density NC Property & Casualty cheat sheet for last-minute Pearson VUE 830/920 review. Covers NCDOI law, 50/100/50 auto minimums, NCIUA/NCJUA, homeowners/dwelling forms, CGL, workers comp, bonds, and common traps.
OR P&C Cheat Sheet
A high-density Oregon Property & Casualty cheat sheet for last-minute PSI Series 12-04 exam review. Covers the official 13-topic content outline, dwelling/homeowners forms, personal and commercial auto, CGL, workers compensation, and Oregon-specific law including PIP, 25/50/20 auto minimums, FAIR Plan, and OIGA.
NJ Property and Casualty
A rapid-reference sheet for New Jersey's separate Property Producer and Casualty Producer examinations, covering national policy concepts, line-specific forms, current New Jersey licensing rules, and 2026 auto limits.
IA P&C Cheat Sheet
A high-density Iowa Property & Casualty insurance cheat sheet for last-minute review. Covers insurance basics, HO and DP forms, PAP, CGL and commercial lines, workers comp, liability concepts, and Iowa law (20/40/15, 51% bar, FAIR Plan, IIGA, IID).
OH P&C Cheat Sheet
A high-density Ohio Property & Casualty insurance cheat sheet for last-minute review. Covers insurance basics, HO and DP forms, PAP, CGL and commercial lines, workers comp, liability concepts, and Ohio law (25/50/25, BWC, FAIR Plan, OPLIGA, ODI).
TN P&C Cheat Sheet
A high-density Tennessee Property & Casualty producer cheat sheet for last-minute review. Covers national property and casualty forms, auto and CGL coverages, workers compensation, and Tennessee law under Title 56 including 25/50/25 auto minimums, TDCI rules, FAIR Plan, and the guaranty association.
CO P&C Cheat Sheet
A high-density, last-minute cheat sheet for Colorado's two separate Property and Casualty producer exams. Covers HO/DP/CGL/PAP forms, ACV vs RC, coinsurance, occurrence vs claims-made, plus Colorado DORA licensing, unfair-practices law, and the 25/50/15 auto minimums.
NY L&H Cheat Sheet
A high-density New York Life, Accident & Health (Series 17-55) cheat sheet for last-minute review. Covers life and annuity products, health and disability, LTC and Medigap, policy provisions and riders, NY statutory law (free look, Reg 60, Reg 187), taxation, and ethics.
MS P&C Cheat Sheet
A high-density Mississippi Property & Casualty producer cheat sheet for last-minute exam review. Covers national P&C fundamentals (HO/DP forms, CGL, auto, workers comp) plus Mississippi-specific law: MID licensing, MWUA wind pool, MIGA guaranty limits, and the 25/50/25 auto minimums.
CT P&C Cheat Sheet
A high-density, last-minute reference for Connecticut's combined Property & Casualty producer exam (12-CT-04): national HO/DP/PAP/CGL forms and concepts, plus CT regulation, auto minimums, and ethics rules.
CA L&H Cheat Sheet
A high-density California Life & Health insurance license cheat sheet for last-minute review. Covers life policy types, riders, provisions, annuities, health products, taxation, and California Insurance Code: free-look, CLHIGA, Knox-Keene, Cal-COBRA, and senior protections.
LA P&C Cheat Sheet
A high-density Louisiana Property & Casualty cheat sheet for last-minute Series 106 review. Covers domain weights, HO and dwelling forms, auto coverages, CGL, workers comp, Louisiana direct action, no-pay-no-play, valued policy, Citizens, LIGA, surplus lines, licensing, CE, ethics, and common traps.
P&C Cheat Sheet
A high-density Property and Casualty insurance cheat sheet for last-minute licensing review. Covers risk concepts, policy structure, valuation, homeowners and dwelling forms, personal auto, commercial property, CGL, workers compensation, claims, and producer conduct.
FL 2-20 P&C Cheat Sheet
A high-density Florida 2-20 General Lines Property & Casualty cheat sheet for last-minute review. Covers exam logistics, DFS/OIR regulation, Citizens, FHCF, sinkhole, hurricane deductibles, PIP no-fault, workers comp, CGL, FIGA, and common traps.
AZ P&C Cheat Sheet
A high-density Arizona Property & Casualty insurance cheat sheet for last-minute review. Covers Series 13-34 logistics, national P&C fundamentals, HO and commercial forms, auto 25/50/15, pure comparative negligence, DIFI regulation, and producer compliance.
Life-Only Cheat Sheet
A high-density Life-Only Insurance License cheat sheet for last-minute review. Covers policy types, provisions, riders, beneficiaries, dividend and nonforfeiture options, settlement options, annuities, taxation, underwriting, and producer regulation.
AHIP 2027 Cheat Sheet
A high-density AHIP Medicare 2027 cheat sheet for last-minute certification review. Covers the official exam format, Medicare Parts A-D, enrollment periods, Medicare Advantage plan types, 2027 Part D amounts, CY2027 marketing changes, and fraud, waste, and abuse rules.
L&H Cheat Sheet
A high-density Life and Health Insurance cheat sheet for last-minute licensing review. Covers insurance principles, contract traits, life products, policy provisions, annuities, health plans, Medicare, disability, LTC, ethics, and common exam traps.
KY L&H Cheat Sheet
A high-density Kentucky Life and Health Insurance cheat sheet for last-minute producer licensing review. Covers Kentucky DOI workflow, eServices/KOG, prelicensing, CE, state law weights, life and health product distinctions, annuities, replacement, ethics, LTC, Medigap, and common traps.
MI P&C
A high-density Michigan Property and Casualty insurance cheat sheet for state-specific review. Covers DIFS licensing, producer conduct, property coverage, Michigan auto No-Fault, workers compensation, guaranty protections, unfair practices, and common exam traps.
Cheat sheets are final-review tools
Use these pages after you understand the underlying study guide. If a term, formula, domain weight, or decision rule is unfamiliar, open the matching study guide before relying on the compact sheet.
Related free exam resources
Use cheat sheets for compact review, then continue into matching practice questions, study guides, flashcards, videos, and related resources.
Insurance cheat sheet FAQ
What Insurance exam cheat sheets are available?
This hub organizes 56 free Insurance cheat sheets covering 6,722 high-yield reference items across 56 related exam IDs, including Property & Casualty Insurance, Life & Health Insurance. Each page is mapped to OpenExamPrep practice questions, study guides, flashcards, videos, and related resources when available.
How should I use a Insurance cheat sheet?
Use the cheat sheet after you have studied the full guide. It is best for last-minute recall: domain weights, formulas, acronyms, decision trees, high-yield contrasts, common traps, and final checklist items. Then confirm readiness with the matching practice questions.
Are these Insurance cheat sheets grouped by exam family?
Yes. Family hubs are generated when a taxonomy family has enough cheat-sheet coverage for a useful collection page. That keeps search pages focused and avoids thin pages that only repeat one exam resource.
Are the Insurance cheat sheets free?
Yes. OpenExamPrep cheat sheets are free to use. They link into matching free resources such as practice questions, study guides, flashcards, videos, and related exam pages when those resources exist.



