Free exam cheat sheets

Insurance Exam Cheat Sheets

State licensing exams for insurance professionals. Review compact domain weights, decision trees, formulas, contrasts, mnemonics, traps, and last-minute checklists before moving into practice questions.

28

Cheat sheets

3,506

Reference items

2

Family hubs

258

Quick facts

663

Decision tools

440

Reference groups

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Free Insurance cheat sheets

Open the exact exam sheet first. Each page compresses official facts, dense reference groups, decision logic, traps, and source links for final review.

GA L&H Cheat Sheet

A high-density Georgia Life, Accident & Sickness cheat sheet for last-minute 12-GA-05 review. Covers Pearson exam facts, OCI licensing, Title 33 rules, life products, annuities, health policies, Medicare supplement, LTC, guaranty limits, producer conduct, and common Georgia traps.

224 reference items12 domains34 decision toolsLife & Health Insurance
12 quick facts10 traps18 checklist items8 sources
Open Cheat Sheet

OH 11-35 Cheat Sheet

A high-density Ohio Life, Accident and Health cheat sheet for last-minute Series 11-35 review. Covers PSI/ODI exam facts, 2026 blueprint weights, Ohio licensing under ORC Title 39, ODI authority, life products, annuities, health policies, Medicare/LTC, federal tax, replacement and free-look rules, ORC 3905.051 fingerprints, CE 24/2 + 3 ethics, and common exam traps.

200 reference items6 domains26 decision toolsLife & Health Insurance
10 quick facts8 traps14 checklist items5 sources
Open Cheat Sheet

AZ L&H Cheat Sheet

A high-density Arizona Life and Health Insurance cheat sheet for last-minute Series 13-33 review. Covers PSI/DIFI exam facts, official outline weights, producer licensing, unfair practices, life products, annuities, health provisions, disability, medical plans, Medicare, LTC, taxes, and Arizona state-law traps.

176 reference items13 domains24 decision toolsLife & Health Insurance
10 quick facts8 traps12 checklist items4 sources
Open Cheat Sheet

FL 2-15 Cheat Sheet

A high-density Florida Health and Life Insurance cheat sheet for last-minute 2-15 review. Covers Pearson/DFS exam facts, 2026 outline weights, Florida licensing, DFS/OIR roles, life products, annuities, health policies, social insurance, field underwriting, Florida statutes, guaranty association limits, and common exam traps.

176 reference items12 domains24 decision toolsLife & Health Insurance
10 quick facts8 traps12 checklist items5 sources
Open Cheat Sheet

TN L&H Cheat Sheet

A high-density Tennessee Life & Health insurance cheat sheet for last-minute review. Covers life policy types, riders, nonforfeiture, annuities, taxation, health plans, Medicare, disability, LTC, and Tennessee TDCI licensing, guaranty, and replacement rules.

161 reference items5 domains25 decision toolsLife & Health Insurance
8 quick facts8 traps12 checklist items4 sources
Open Cheat Sheet

TX P&C Cheat Sheet

A high-density Texas Property and Casualty Insurance cheat sheet for last-minute General Lines P&C review. Covers Pearson VUE/TDI exam facts, official outline weights, homeowners, dwelling, commercial property, auto, liability, workers compensation, Texas licensing, TWIA, FAIR Plan, TAIPA, guaranty rules, and common traps.

160 reference items8 domains31 decision toolsProperty & Casualty Insurance
10 quick facts10 traps18 checklist items8 sources
Open Cheat Sheet

PA P&C Cheat Sheet

A high-density Pennsylvania Property and Casualty insurance cheat sheet for last-minute review. Covers PSI Series 16-06 weights, producer licensing, PA auto minimums, tort election, FAIR Plan, homeowners, commercial lines, workers' compensation, guaranty association, and common exam traps.

160 reference items13 domains25 decision toolsProperty & Casualty Insurance
10 quick facts8 traps14 checklist items6 sources
Open Cheat Sheet

MO L&H Cheat Sheet

A high-density Missouri Life, Accident and Health Insurance Producer cheat sheet for last-minute exam 54 review. Covers Pearson VUE exam facts, DCI licensing, CE, appointments, unfair practices, life products, annuities, health provisions, Medigap, LTC, guaranty limits, and Missouri-specific compliance traps.

155 reference items5 domains30 decision toolsLife & Health Insurance
12 quick facts10 traps14 checklist items8 sources
Open Cheat Sheet

PA L&H Cheat Sheet

A high-density Pennsylvania Life, Accident, and Health Insurance cheat sheet for last-minute Series 16-03 review. Covers PSI exam facts, PID and Title 40 rules, life products, annuities, health policies, Medicare and senior products, PLHIGA limits, replacement and suitability, and common exam traps.

152 reference items6 domains25 decision toolsLife & Health Insurance
12 quick facts8 traps15 checklist items6 sources
Open Cheat Sheet

WA L&H Cheat Sheet

A high-density Washington Life and Health Insurance cheat sheet for last-minute Life and Disability Producer Combo review. Covers PSI/OIC exam facts, Washington law weight, OIC authority, producer licensing, CE, replacement, annuities, life and health provisions, Medicare supplement, LTC, WA Cares Fund, Apple Health, Healthplanfinder, guaranty association traps, and common compliance mistakes.

152 reference items6 domains24 decision toolsLife & Health Insurance
10 quick facts8 traps14 checklist items5 sources
Open Cheat Sheet

GA P&C Cheat Sheet

A high-density Georgia Property & Casualty insurance cheat sheet for last-minute review. Covers Pearson VUE exam 12-GA-06, current OCI licensing steps, official outline counts, Georgia auto 25/50/25, UM rejection, workers compensation, FAIR Plan, NFIP, surplus lines, GIGA, CE, unfair practices, and common traps.

151 reference items5 domains30 decision toolsProperty & Casualty Insurance
10 quick facts12 traps17 checklist items7 sources
Open Cheat Sheet

SC P&C Cheat Sheet

A high-density South Carolina Property and Casualty Insurance cheat sheet for last-minute review. Covers SCDOI and Pearson VUE exam facts, Title 38 producer licensing, 25/50/25 auto minimums and mandatory uninsured motorist coverage, SC Wind and Hail Underwriting Association, hurricane deductibles, valued policy law, SCPCIGA guaranty fund, claims and unfair-practice rules, and common traps.

136 reference items5 domains26 decision toolsProperty & Casualty Insurance
10 quick facts8 traps12 checklist items7 sources
Open Cheat Sheet

CA P&C Cheat Sheet

A high-density California Property and Casualty Insurance cheat sheet for last-minute review. Covers CDI and PSI exam facts, California license rules, AB 943 prelicensing changes, Proposition 103, FAIR Plan, California Earthquake Authority, auto financial responsibility, workers compensation, CIGA, fair claims rules, and common traps.

128 reference items4 domains25 decision toolsProperty & Casualty Insurance
10 quick facts8 traps12 checklist items9 sources
Open Cheat Sheet

TX L&H Cheat Sheet

A high-density Texas Life and Health Insurance cheat sheet for last-minute General Lines Life, Accident, Health and HMO review. Covers Pearson VUE/TDI exam facts, official outline weights, life products, annuities, health policies, Texas licensing, unfair practices, guaranty limits, HMO rules, and common traps.

128 reference items11 domains25 decision toolsLife & Health Insurance
9 quick facts8 traps12 checklist items6 sources
Open Cheat Sheet

NJ L&H Cheat Sheet

A high-density New Jersey Life and Accident & Health producer cheat sheet for last-minute PSI exam review. Covers DOBI exam facts, Title 17B and Title 11 rules, life and annuity products, health provisions, Medicare, NJLHIGA guaranty limits, replacement and STOLI rules, unfair practices, and common traps.

128 reference items5 domains24 decision toolsLife & Health Insurance
10 quick facts8 traps15 checklist items7 sources
Open Cheat Sheet

Personal Lines Cheat Sheet

A high-density Personal Lines insurance license cheat sheet for last-minute review. Covers general insurance principles, homeowners HO-2 to HO-8, dwelling fire DP-1 to DP-3, personal auto PAP parts A-D, personal umbrella, inland marine, watercraft, NFIP flood, earthquake, and state producer regulation.

120 reference items6 domains24 decision toolspersonal-lines
8 quick facts8 traps14 checklist items5 sources
Open Cheat Sheet

NY P&C Cheat Sheet

A high-density New York Property and Casualty insurance cheat sheet for last-minute licensing review. Covers DFS and PSI exam facts, producer licensing and conduct, homeowners and dwelling forms, NYPIUA, commercial property, auto no-fault, SUM, workers compensation, claims handling, and New York law distinctions.

116 reference items4 domains23 decision toolsProperty & Casualty Insurance
9 quick facts8 traps12 checklist items5 sources
Open Cheat Sheet

MD L&H Cheat Sheet

A high-density Maryland Life & Health insurance cheat sheet for last-minute review. Covers contract law, life and health products, policy provisions, annuities, Medicare, federal tax, and Maryland Insurance Administration rules with versus blocks, decision trees, and common traps.

97 reference items4 domains22 decision toolsLife & Health Insurance
8 quick facts7 traps12 checklist items4 sources
Open Cheat Sheet

VA P&C Sheet

High-density Virginia Property and Casualty insurance review sheet built from Prometric Series 11-03, SCC licensing pages, DMV updates, local metadata, flashcards, and question-bank topic coverage.

96 reference items10 domains24 decision toolsProperty & Casualty Insurance
9 quick facts8 traps14 checklist items6 sources
Open Cheat Sheet

AL P&C Cheat Sheet

A high-density Alabama Property & Casualty cheat sheet for last-minute producer exam review. Covers the ALDOI blueprint weights, HO/DP/CGL/PAP forms, valuation, Alabama auto 25/50/25, guaranty caps, cancellation rules, workers comp, and common traps.

96 reference items4 domains23 decision toolsProperty & Casualty Insurance
8 quick facts8 traps15 checklist items4 sources
Open Cheat Sheet

OH P&C Cheat Sheet

A high-density Ohio Property & Casualty insurance cheat sheet for last-minute review. Covers insurance basics, HO and DP forms, PAP, CGL and commercial lines, workers comp, liability concepts, and Ohio law (25/50/25, BWC, FAIR Plan, OPLIGA, ODI).

88 reference items4 domains18 decision toolsProperty & Casualty Insurance
8 quick facts6 traps10 checklist items3 sources
Open Cheat Sheet

CA L&H Cheat Sheet

A high-density California Life & Health insurance license cheat sheet for last-minute review. Covers life policy types, riders, provisions, annuities, health products, taxation, and California Insurance Code: free-look, CLHIGA, Knox-Keene, Cal-COBRA, and senior protections.

80 reference items4 domains21 decision toolsLife & Health Insurance
8 quick facts7 traps10 checklist items4 sources
Open Cheat Sheet

P&C Cheat Sheet

A high-density Property and Casualty insurance cheat sheet for last-minute licensing review. Covers risk concepts, policy structure, valuation, homeowners and dwelling forms, personal auto, commercial property, CGL, workers compensation, claims, and producer conduct.

79 reference items5 domains19 decision toolsProperty & Casualty Insurance
8 quick facts6 traps10 checklist items3 sources
Open Cheat Sheet

FL 2-20 P&C Cheat Sheet

A high-density Florida 2-20 General Lines Property & Casualty cheat sheet for last-minute review. Covers exam logistics, DFS/OIR regulation, Citizens, FHCF, sinkhole, hurricane deductibles, PIP no-fault, workers comp, CGL, FIGA, and common traps.

78 reference items4 domains23 decision toolsProperty & Casualty Insurance
8 quick facts8 traps14 checklist items4 sources
Open Cheat Sheet

Life-Only Cheat Sheet

A high-density Life-Only Insurance License cheat sheet for last-minute review. Covers policy types, provisions, riders, beneficiaries, dividend and nonforfeiture options, settlement options, annuities, taxation, underwriting, and producer regulation.

76 reference items4 domains19 decision toolslife-only
7 quick facts7 traps13 checklist items3 sources
Open Cheat Sheet

L&H Cheat Sheet

A high-density Life and Health Insurance cheat sheet for last-minute licensing review. Covers insurance principles, contract traits, life products, policy provisions, annuities, health plans, Medicare, disability, LTC, ethics, and common exam traps.

71 reference items5 domains19 decision toolsLife & Health Insurance
8 quick facts6 traps10 checklist items4 sources
Open Cheat Sheet

KY L&H Cheat Sheet

A high-density Kentucky Life and Health Insurance cheat sheet for last-minute producer licensing review. Covers Kentucky DOI workflow, eServices/KOG, prelicensing, CE, state law weights, life and health product distinctions, annuities, replacement, ethics, LTC, Medigap, and common traps.

66 reference items3 domains15 decision toolsLife & Health Insurance
9 quick facts5 traps10 checklist items3 sources
Open Cheat Sheet

MI P&C

A high-density Michigan Property and Casualty insurance cheat sheet for state-specific review. Covers DIFS licensing, producer conduct, property coverage, Michigan auto No-Fault, workers compensation, guaranty protections, unfair practices, and common exam traps.

56 reference items4 domains15 decision toolsProperty & Casualty Insurance
7 quick facts5 traps8 checklist items3 sources
Open Cheat Sheet

Cheat sheets are final-review tools

Use these pages after you understand the underlying study guide. If a term, formula, domain weight, or decision rule is unfamiliar, open the matching study guide before relying on the compact sheet.

Related free exam resources

Use cheat sheets for compact review, then continue into matching practice questions, study guides, flashcards, videos, and related resources.

Insurance cheat sheet FAQ

What Insurance exam cheat sheets are available?

This hub organizes 28 free Insurance cheat sheets covering 3,506 high-yield reference items across 28 related exam IDs, including Life & Health Insurance, Property & Casualty Insurance. Each page is mapped to OpenExamPrep practice questions, study guides, flashcards, videos, and related resources when available.

How should I use a Insurance cheat sheet?

Use the cheat sheet after you have studied the full guide. It is best for last-minute recall: domain weights, formulas, acronyms, decision trees, high-yield contrasts, common traps, and final checklist items. Then confirm readiness with the matching practice questions.

Are these Insurance cheat sheets grouped by exam family?

Yes. Family hubs are generated when a taxonomy family has enough cheat-sheet coverage for a useful collection page. That keeps search pages focused and avoids thin pages that only repeat one exam resource.

Are the Insurance cheat sheets free?

Yes. OpenExamPrep cheat sheets are free to use. They link into matching free resources such as practice questions, study guides, flashcards, videos, and related exam pages when those resources exist.