Free exam cheat sheets

Life & Health Insurance Exam Cheat Sheets

State-specific Life & Health insurance exam prep with licensing guides, practice questions, flashcards, and coverage for life, accident, health, annuities, and state law topics.. Review compact domain weights, decision trees, formulas, contrasts, mnemonics, traps, and last-minute checklists before moving into practice questions.

26

Cheat sheets

3,525

Reference items

26

Related exam IDs

242

Quick facts

632

Decision tools

429

Reference groups

Free Life & Health Insurance cheat sheets

Open the exact exam sheet first. Each page compresses official facts, dense reference groups, decision logic, traps, and source links for final review.

GA L&H Cheat Sheet

A high-density Georgia Life, Accident & Sickness cheat sheet for last-minute 12-GA-05 review. Covers Pearson exam facts, OCI licensing, Title 33 rules, life products, annuities, health policies, Medicare supplement, LTC, guaranty limits, producer conduct, and common Georgia traps.

224 reference items12 domains34 decision toolsLife & Health Insurance
12 quick facts10 traps18 checklist items8 sources
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OH 11-35 Cheat Sheet

A high-density Ohio Life, Accident and Health cheat sheet for last-minute Series 11-35 review. Covers PSI/ODI exam facts, 2026 blueprint weights, Ohio licensing under ORC Title 39, ODI authority, life products, annuities, health policies, Medicare/LTC, federal tax, replacement and free-look rules, ORC 3905.051 fingerprints, CE 24/2 + 3 ethics, and common exam traps.

200 reference items6 domains26 decision toolsLife & Health Insurance
10 quick facts8 traps14 checklist items5 sources
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NV Life & Health Cheat Sheet

A source-checked Nevada Life and Health Combined Series 05 cheat sheet for last-minute Pearson VUE review, covering the current Life, Accident and Health, and Nevada-specific outlines plus policy selection, producer duties, replacement, Medicare supplement law, and exam traps.

198 reference items13 domains36 decision toolsLife & Health Insurance
17 quick facts12 traps30 checklist items10 sources
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AL Life & Health

A high-density Alabama combined Life and Health producer examination cheat sheet. Reviews the official 30/55/45/20 question allocation, national life and health concepts, Alabama licensing rules, selection logic, and common distinctions.

187 reference items4 domains25 decision toolsLife & Health Insurance
8 quick facts8 traps14 checklist items5 sources
Open Cheat Sheet

AZ L&H Cheat Sheet

A high-density Arizona Life and Health Insurance cheat sheet for last-minute Series 13-33 review. Covers PSI/DIFI exam facts, official outline weights, producer licensing, unfair practices, life products, annuities, health provisions, disability, medical plans, Medicare, LTC, taxes, and Arizona state-law traps.

176 reference items13 domains24 decision toolsLife & Health Insurance
10 quick facts8 traps12 checklist items4 sources
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FL 2-15 Cheat Sheet

A high-density Florida Health and Life Insurance cheat sheet for last-minute 2-15 review. Covers Pearson/DFS exam facts, 2026 outline weights, Florida licensing, DFS/OIR roles, life products, annuities, health policies, social insurance, field underwriting, Florida statutes, guaranty association limits, and common exam traps.

176 reference items12 domains24 decision toolsLife & Health Insurance
10 quick facts8 traps12 checklist items5 sources
Open Cheat Sheet

TN L&H Cheat Sheet

A high-density Tennessee Life & Health insurance cheat sheet for last-minute review. Covers life policy types, riders, nonforfeiture, annuities, taxation, health plans, Medicare, disability, LTC, and Tennessee TDCI licensing, guaranty, and replacement rules.

161 reference items5 domains25 decision toolsLife & Health Insurance
8 quick facts8 traps12 checklist items4 sources
Open Cheat Sheet

SC L&H Cheat Sheet

A FREE 2026 high-density South Carolina Life & Health insurance cheat sheet for last-minute InsSC-LAH03 review. Covers life policy types, riders, nonforfeiture, annuities, health plans, Medicare, disability, LTC, and South Carolina SCDOI licensing, replacement, and guaranty association rules.

157 reference items5 domains26 decision toolsLife & Health Insurance
8 quick facts9 traps12 checklist items5 sources
Open Cheat Sheet

MO L&H Cheat Sheet

A high-density Missouri Life, Accident and Health Insurance Producer cheat sheet for last-minute exam 54 review. Covers Pearson VUE exam facts, DCI licensing, CE, appointments, unfair practices, life products, annuities, health provisions, Medigap, LTC, guaranty limits, and Missouri-specific compliance traps.

155 reference items5 domains30 decision toolsLife & Health Insurance
12 quick facts10 traps14 checklist items8 sources
Open Cheat Sheet

OK Life & Health

A high-density Oklahoma Life, Accident and Health or Sickness producer cheat sheet aligned to the current PSI outline and its successor effective August 1, 2026. Reviews the official section allocations, contract and policy rules, life and health product selection, Oklahoma licensing, replacement, annuity best interest, Medicare supplement, and conduct traps.

154 reference items4 domains26 decision toolsLife & Health Insurance
8 quick facts9 traps16 checklist items9 sources
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PA L&H Cheat Sheet

A high-density Pennsylvania Life, Accident, and Health Insurance cheat sheet for last-minute Series 16-03 review. Covers PSI exam facts, PID and Title 40 rules, life products, annuities, health policies, Medicare and senior products, PLHIGA limits, replacement and suitability, and common exam traps.

152 reference items6 domains25 decision toolsLife & Health Insurance
12 quick facts8 traps15 checklist items6 sources
Open Cheat Sheet

WA L&H Cheat Sheet

A high-density Washington Life and Health Insurance cheat sheet for last-minute Life and Disability Producer Combo review. Covers PSI/OIC exam facts, Washington law weight, OIC authority, producer licensing, CE, replacement, annuities, life and health provisions, Medicare supplement, LTC, WA Cares Fund, Apple Health, Healthplanfinder, guaranty association traps, and common compliance mistakes.

152 reference items6 domains24 decision toolsLife & Health Insurance
10 quick facts8 traps14 checklist items5 sources
Open Cheat Sheet

VA L&H Cheat Sheet

A FREE, high-density Virginia Life & Health (Series 11-01) cheat sheet for 2026 last-minute review. Covers SCC Bureau of Insurance law, life and annuity provisions, health and disability rules, Medicare/Medigap, LTC, and common exam traps.

145 reference items4 domains23 decision toolsLife & Health Insurance
8 quick facts8 traps14 checklist items5 sources
Open Cheat Sheet

NM L&H Cheat Sheet

A high-density New Mexico Life, Accident & Health cheat sheet for last-minute Series 18-27 review. Covers PSI/OSI exam facts, official content-outline weights, NM Chapter 59A statutes, unfair trade practices, life products, annuities, health provisions, Medicare, taxation, and common traps.

144 reference items11 domains26 decision toolsLife & Health Insurance
9 quick facts8 traps12 checklist items6 sources
Open Cheat Sheet

TX L&H Cheat Sheet

A high-density Texas Life and Health Insurance cheat sheet for last-minute General Lines Life, Accident, Health and HMO review. Covers Pearson VUE/TDI exam facts, official outline weights, life products, annuities, health policies, Texas licensing, unfair practices, guaranty limits, HMO rules, and common traps.

128 reference items11 domains25 decision toolsLife & Health Insurance
9 quick facts8 traps12 checklist items6 sources
Open Cheat Sheet

NJ L&H Cheat Sheet

A high-density New Jersey Life and Accident & Health producer cheat sheet for last-minute PSI exam review. Covers DOBI exam facts, Title 17B and Title 11 rules, life and annuity products, health provisions, Medicare, NJLHIGA guaranty limits, replacement and STOLI rules, unfair practices, and common traps.

128 reference items5 domains24 decision toolsLife & Health Insurance
10 quick facts8 traps15 checklist items7 sources
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KS L&H Cheat Sheet

A dense, last-minute Kansas Life & Health (exam 12-KS-05) cheat sheet covering life products, annuities, health plans, social insurance, and Kansas producer law, licensing, and unfair trade practices for final review.

113 reference items5 domains21 decision toolsLife & Health Insurance
8 quick facts7 traps12 checklist items4 sources
Open Cheat Sheet

LA Life & Health Cheat Sheet

A high-density Louisiana Life, Health and Accident (Series 103) cheat sheet for last-minute review. Covers the official PSI blueprint weights, Louisiana producer law, free-look periods, LLHIGA caps, life provisions and riders, annuities, health and Medicare, plus common traps.

104 reference items4 domains22 decision toolsLife & Health Insurance
8 quick facts7 traps12 checklist items5 sources
Open Cheat Sheet

NC L&H Cheat Sheet

A high-density last-minute reference for North Carolina's separate Life and Accident & Health producer exams, covering life/annuity/health concepts plus NC Articles 33, 63, 39, 58-58, 50, and 51.

100 reference items8 domains26 decision toolsLife & Health Insurance
8 quick facts8 traps12 checklist items4 sources
Open Cheat Sheet

MD L&H Cheat Sheet

A high-density Maryland Life & Health insurance cheat sheet for last-minute review. Covers contract law, life and health products, policy provisions, annuities, Medicare, federal tax, and Maryland Insurance Administration rules with versus blocks, decision trees, and common traps.

97 reference items4 domains22 decision toolsLife & Health Insurance
8 quick facts7 traps12 checklist items4 sources
Open Cheat Sheet

MI L&H Cheat Sheet

A high-density Michigan Life, Accident & Health (Series 16-80) cheat sheet for last-minute review. Covers DIFS regulation, producer licensing and CE, life policies and riders, annuities, health and disability plans, Medicare supplement, long-term care, ethics, and federal tax.

96 reference items5 domains22 decision toolsLife & Health Insurance
8 quick facts7 traps14 checklist items6 sources
Open Cheat Sheet

NY L&H Cheat Sheet

A high-density New York Life, Accident & Health (Series 17-55) cheat sheet for last-minute review. Covers life and annuity products, health and disability, LTC and Medigap, policy provisions and riders, NY statutory law (free look, Reg 60, Reg 187), taxation, and ethics.

85 reference items5 domains22 decision toolsLife & Health Insurance
9 quick facts7 traps14 checklist items5 sources
Open Cheat Sheet

CA L&H Cheat Sheet

A high-density California Life & Health insurance license cheat sheet for last-minute review. Covers life policy types, riders, provisions, annuities, health products, taxation, and California Insurance Code: free-look, CLHIGA, Knox-Keene, Cal-COBRA, and senior protections.

80 reference items4 domains21 decision toolsLife & Health Insurance
8 quick facts7 traps10 checklist items4 sources
Open Cheat Sheet

Life-Only Cheat Sheet

A high-density Life-Only Insurance License cheat sheet for last-minute review. Covers policy types, provisions, riders, beneficiaries, dividend and nonforfeiture options, settlement options, annuities, taxation, underwriting, and producer regulation.

76 reference items4 domains19 decision toolsLife & Health Insurance
7 quick facts7 traps13 checklist items3 sources
Open Cheat Sheet

L&H Cheat Sheet

A high-density Life and Health Insurance cheat sheet for last-minute licensing review. Covers insurance principles, contract traits, life products, policy provisions, annuities, health plans, Medicare, disability, LTC, ethics, and common exam traps.

71 reference items5 domains19 decision toolsLife & Health Insurance
8 quick facts6 traps10 checklist items4 sources
Open Cheat Sheet

KY L&H Cheat Sheet

A high-density Kentucky Life and Health Insurance cheat sheet for last-minute producer licensing review. Covers Kentucky DOI workflow, eServices/KOG, prelicensing, CE, state law weights, life and health product distinctions, annuities, replacement, ethics, LTC, Medigap, and common traps.

66 reference items3 domains15 decision toolsLife & Health Insurance
9 quick facts5 traps10 checklist items3 sources
Open Cheat Sheet

Cheat sheets are final-review tools

Use these pages after you understand the underlying study guide. If a term, formula, domain weight, or decision rule is unfamiliar, open the matching study guide before relying on the compact sheet.

Related free exam resources

Use cheat sheets for compact review, then continue into matching practice questions, study guides, flashcards, videos, and related resources.

Life & Health Insurance cheat sheet FAQ

What should I review first for Life & Health Insurance?

Open the cheat sheet for your exact exam first, then use this family page to compare shared high-yield rules, formulas, terms, and traps. This page includes 3,525 reference items across 26 cheat sheets, including Georgia Life & Health Insurance, Ohio Life & Health Insurance, Nevada Life & Health Insurance, Alabama Life & Health Insurance, Arizona Life & Health Insurance, Florida Life & Health Insurance.

Do Life & Health Insurance cheat sheets replace a study guide?

No. Cheat sheets are dense final-review resources. Use the full study guide for explanations, use flashcards for memorization, and use practice questions to test whether you can apply the rules under exam-style pressure.

Why are multiple Life & Health Insurance exams grouped together?

OpenExamPrep groups related credentials by taxonomy family so candidates can compare closely related exams, reuse shared concepts, and move between cheat sheets, practice questions, study guides, and flashcards without browsing unrelated domains.

When should I use Life & Health Insurance cheat sheets in my study plan?

Use them during final review, after each practice block, or when you need a compact memory reset. If a cheat-sheet item is unfamiliar, return to the study guide before relying on it on exam day.