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12.2 Pie Charts & Paragraph-Based Caselet DI

Key Takeaways

  • A standard pie chart represents the complete data universe as either 100% or 360 degrees, establishing the fundamental equivalence: 1% = 3.6 degrees and 1 degree = 5/18 percent.

  • In double pie chart configurations with differing aggregate totals, percentage differences cannot be directly subtracted; each segment must be weighted by its respective total base.

  • Caselet DI requires converting unstructured narrative text into structured 2D matrices or Venn diagrams before attempting question resolution.

  • In 3-set Venn diagrams, Total surveyed = n(A) + n(B) + n(C) − [n(A∩B) + n(B∩C) + n(A∩C)] + n(A∩B∩C) + n(Neither), and n(A∪B∪C) is the same expression without n(Neither).

  • The number of elements belonging to exactly two categories is: sum[n(two sets)] - 3 * n(all three sets).

Last updated: September 2026

12.2 Pie Charts & Paragraph-Based Caselet DI

Circular graphical representations and paragraph-based passages represent two of the most frequent DI configurations in the SBI Clerk Examination. A Pie Chart divides a circular area into proportional sectors representing categorical shares of a unified whole. A Caselet DI presents quantitative data embedded within descriptive, paragraph-length text without pre-existing tabular or graphical structures.

Mastering these formats requires fluency in angular-percentage conversions, double-pie base alignments, and set-theory Venn diagram breakdowns.


1. Single Pie Chart Mathematical Principles

A full circle encompasses an angle of 360∘360^\circ at its center and represents 100%100\% of the evaluated universe (TT).

Fundamental Conversion Identity

100%=360∘  ⟺  1%=3.6∘  ⟺  1∘=100360%=518%≈0.2778%100\% = 360^\circ \iff 1\% = 3.6^\circ \iff 1^\circ = \frac{100}{360}\% = \frac{5}{18}\% \approx 0.2778\%

Sector Value Formulas

  • When sector share is given as a percentage (P%P\%): Sector Value=P100×T,Central Angle (θ)=P×3.6∘\text{Sector Value} = \frac{P}{100} \times T, \qquad \text{Central Angle } (\theta) = P \times 3.6^\circ
  • When sector share is given as a central angle (θ∘\theta^\circ): Sector Value=θ360×T,Percentage Share (P)=θ×518%\text{Sector Value} = \frac{\theta}{360} \times T, \qquad \text{Percentage Share } (P) = \theta \times \frac{5}{18}\%

Degree-to-Percentage Benchmark Reference Table

Memorizing these common angular conversions saves valuable minutes during the exam:

Central Angle (θ∘\theta^\circ)Fractional Part (θ/360\theta / 360)Percentage Equivalent (P%P\%)Typical Exam Context
18∘18^\circ120\frac{1}{20}5.0%5.0\%Minor cost head / Petty cash
36∘36^\circ110\frac{1}{10}10.0%10.0\%Standard departmental allocation
45∘45^\circ18\frac{1}{8}12.5%12.5\%Half of a quadrant
54∘54^\circ320\frac{3}{20}15.0%15.0\%Moderate segment
72∘72^\circ15\frac{1}{5}20.0%20.0\%One-fifth market share
90∘90^\circ14\frac{1}{4}25.0%25.0\%Exact quadrant / Quarter share
108∘108^\circ310\frac{3}{10}30.0%30.0\%Major portfolio component
126∘126^\circ720\frac{7}{20}35.0%35.0\%Over one-third component
144∘144^\circ25\frac{2}{5}40.0%40.0\%Dominant loan category
180∘180^\circ12\frac{1}{2}50.0%50.0\%Exact semicircle / Half universe

Tip

The Pre-Calculation Angular Shortcut: Never convert individual angles into absolute numerical values if the question asks for a ratio or percentage comparison. Work exclusively in degrees! If Sector A is 72∘72^\circ and Sector B is 54∘54^\circ, their ratio is simply 72:54=4:372 : 54 = 4 : 3, regardless of whether the total deposit pool is Rs. 50,000 or Rs. 78,49,200.


2. Double Pie Charts & Base-Disparity Rules

In SBI Clerk Mains, questions frequently present two related pie charts. For example:

  • Pie Chart 1: Distribution of Total Employees across 5 Bank Departments (T1=4,000T_1 = 4,000).
  • Pie Chart 2: Distribution of Female Employees across the same 5 Departments (T2=1,500T_2 = 1,500).

Finding Derived Metrics (e.g., Male Employees)

To find the number of male employees in Department kk:

Malesk=Totalk−Femalesk=(P1,k100×T1)−(P2,k100×T2)\text{Males}_k = \text{Total}_k - \text{Females}_k = \left(\frac{P_{1,k}}{100} \times T_1\right) - \left(\frac{P_{2,k}}{100} \times T_2\right)

Warning

The Different-Bases Trap: You cannot directly subtract percentages across two pie charts! If IT Department represents 20%20\% in Pie 1 (T1=4,000T_1 = 4,000) and 30%30\% in Pie 2 (T2=1,500T_2 = 1,500):

  • IT Total Employees =20%×4,000=800= 20\% \times 4,000 = 800.
  • IT Female Employees =30%×1,500=450= 30\% \times 1,500 = 450.
  • IT Male Employees =800−450=350= 800 - 450 = 350. Subtracting percentages directly (20%−30%=−10%20\% - 30\% = -10\%) is mathematically invalid because the two percentages apply to completely different base totals (4,0004,000 vs 1,5001,500).

3. Caselet DI: Unstructured Text to Structured Matrices

A Caselet presents quantitative data within continuous prose. Solving caselets requires a systematic 3-step extraction technique:

  1. First Pass (Structural Scan): Scan the paragraph to identify the primary entities (e.g., branches, products, years) and variables (e.g., male/female, savings/current, pass/fail). Set up an empty 2D Grid Matrix or Venn Diagram on your scratchpad.
  2. Second Pass (Anchor Population): Locate absolute numerical anchors (e.g., "Total students = 1,200", "Branch A disbursed Rs. 450 Crores") and enter them directly into the grid.
  3. Third Pass (Relational Deduction): Use relative statements (ratios, percentages more/less, differences) to formulate simple linear equations and solve for empty cells.

4. Set Theory & 3-Circle Venn Diagram Architecture

When a caselet describes overlapping preferences, memberships, or product adoptions (e.g., customers utilizing SBI YONO, Net Banking, and Credit Cards), use a Venn Diagram.

The 3-Set Venn Diagram Breakdown

Let the three categories be AA, BB, and CC within a universal set UU:

  • aa: Elements in Only A
  • bb: Elements in Only B
  • cc: Elements in Only C
  • dd: Elements in Only A and B (excluding C)
  • ee: Elements in Only B and C (excluding A)
  • ff: Elements in Only A and C (excluding B)
  • gg: Elements in All Three (A∩B∩CA \cap B \cap C)
  • NN: Elements in Neither

Key Algebraic Formulations

  1. Total Population (UU): U=a+b+c+d+e+f+g+NU = a + b + c + d + e + f + g + N
  2. Set Totals: n(A)=a+d+f+gn(A) = a + d + f + g n(B)=b+d+e+gn(B) = b + d + e + g n(C)=c+e+f+gn(C) = c + e + f + g
  3. Exactly One Category: Countexact 1=a+b+c\text{Count}_{\text{exact 1}} = a + b + c
  4. Exactly Two Categories: Countexact 2=d+e+f=[n(A∩B)−g]+[n(B∩C)−g]+[n(A∩C)−g]\text{Count}_{\text{exact 2}} = d + e + f = [n(A \cap B) - g] + [n(B \cap C) - g] + [n(A \cap C) - g]
  5. At Least Two Categories: Count≥2=d+e+f+g\text{Count}_{\ge 2} = d + e + f + g
  6. The Master Inclusion-Exclusion Identity: n(A∪B∪C)=n(A)+n(B)+n(C)−[n(A∩B)+n(B∩C)+n(A∩C)]+n(A∩B∩C)n(A \cup B \cup C) = n(A) + n(B) + n(C) - [n(A \cap B) + n(B \cap C) + n(A \cap C)] + n(A \cap B \cap C)

5. Fully Worked Caselet Passage: Digital Banking Customer Adoption

Passage: An SBI branch conducts a customer survey among 1,200 active account holders regarding their adoption of three primary digital banking platforms: SBI YONO (YY), Internet Banking (II), and Mobile UPI (UU). Every surveyed customer uses at least one of these three platforms (meaning N=0N = 0).

  • 45%45\% of total surveyed customers use SBI YONO.
  • 50%50\% of total surveyed customers use Mobile UPI.
  • 40%40\% of total surveyed customers use Internet Banking.
  • 15%15\% of total customers use both YONO and Mobile UPI.
  • 12%12\% of total customers use both Mobile UPI and Internet Banking.
  • 10%10\% of total customers use both YONO and Internet Banking.

Step-by-Step Mathematical Resolution

  1. Convert Given Percentages to Absolute Numbers (Total=1,200Total = 1,200):

    • n(Y)=45%×1,200=540n(Y) = 45\% \times 1,200 = 540
    • n(U)=50%×1,200=600n(U) = 50\% \times 1,200 = 600
    • n(I)=40%×1,200=480n(I) = 40\% \times 1,200 = 480
    • n(Y∩U)=15%×1,200=180n(Y \cap U) = 15\% \times 1,200 = 180
    • n(U∩I)=12%×1,200=144n(U \cap I) = 12\% \times 1,200 = 144
    • n(Y∩I)=10%×1,200=120n(Y \cap I) = 10\% \times 1,200 = 120
    • n(Y∪U∪I)=1,200n(Y \cup U \cup I) = 1,200
  2. Solve for the Central Core (g=n(Y∩U∩I)g = n(Y \cap U \cap I)) using Inclusion-Exclusion:

    1,200=540+600+480−(180+144+120)+g1,200 = 540 + 600 + 480 - (180 + 144 + 120) + g 1,200=1,620−444+g1,200 = 1,620 - 444 + g 1,200=1,176+g  ⟹  g=1,200−1,176=241,200 = 1,176 + g \implies g = 1,200 - 1,176 = \mathbf{24}

    Exactly 24 customers use all three digital banking platforms.

  3. Deduce Disjoint 2-Platform Regions:

    • Only YONO and UPI (dd): n(Y∩U)−g=180−24=156n(Y \cap U) - g = 180 - 24 = \mathbf{156}
    • Only UPI and Net Banking (ee): n(U∩I)−g=144−24=120n(U \cap I) - g = 144 - 24 = \mathbf{120}
    • Only YONO and Net Banking (ff): n(Y∩I)−g=120−24=96n(Y \cap I) - g = 120 - 24 = \mathbf{96}
  4. Deduce Exclusive Single-Platform Regions:

    • Only YONO (aa): n(Y)−(d+f+g)=540−(156+96+24)=540−276=264n(Y) - (d + f + g) = 540 - (156 + 96 + 24) = 540 - 276 = \mathbf{264}
    • Only UPI (bb): n(U)−(d+e+g)=600−(156+120+24)=600−300=300n(U) - (d + e + g) = 600 - (156 + 120 + 24) = 600 - 300 = \mathbf{300}
    • Only Net Banking (cc): n(I)−(e+f+g)=480−(120+96+24)=480−240=240n(I) - (e + f + g) = 480 - (120 + 96 + 24) = 480 - 240 = \mathbf{240}

Final Extracted Data Summary Table

Platform SegmentDisjoint Region VariableNumber of Customers
Only YONOaa264
Only Mobile UPIbb300
Only Internet Bankingcc240
Only YONO & Mobile UPIdd156
Only Mobile UPI & Internet Bankingee120
Only YONO & Internet Bankingff96
All Three Platformsgg24
Total Surveyed∑\sum1,200

Analytical Application Questions

  • Customers using exactly two platforms: d+e+f=156+120+96=372d + e + f = 156 + 120 + 96 = \mathbf{372}.
  • Customers using only one platform: a+b+c=264+300+240=804a + b + c = 264 + 300 + 240 = \mathbf{804}.
  • Ratio of 'Only YONO' to 'Only UPI': 264:300=26412:30012=22:25264 : 300 = \frac{264}{12} : \frac{300}{12} = \mathbf{22 : 25}.
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3-Circle Venn Diagram Disjoint Regions Architecture
Test Your Knowledge

In a single pie chart representing the distribution of an SBI customer base of 72,000 depositors across various account schemes, the central angle corresponding to Senior Citizen Term Deposits is 54 degrees. What is the total number of depositors in this scheme?

A

12,500 depositors

B

9,600 depositors

C

14,400 depositors

D

10,800 depositors

Test Your Knowledge

Refer to the Digital Banking Caselet resolved in this section. How many surveyed customers use at least two of the three digital banking platforms?

A

372 customers

B

396 customers

C

420 customers

D

348 customers

Test Your Knowledge

In a corporate bank branch with 500 staff members, Pie Chart 1 shows that 28% of all employees hold Officer grade. Pie Chart 2 shows that among the 200 female employees in the branch, 35% hold Officer grade. How many male employees in the branch hold Officer grade?

A

85 employees

B

60 employees

C

70 employees

D

75 employees

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