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100+ Free SBI Clerk Practice Questions

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Which of the following is the unified mobile payment system in India that allows instant fund transfer between bank accounts using a virtual address?

A
B
C
D
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2026 Statistics

Key Facts: SBI Clerk Exam

100

Prelims Questions (100 Marks)

State Bank of India

190

Mains Questions (200 Marks)

State Bank of India

0.25

Negative Marks per Wrong Answer

SBI Notification

20-28 yrs

Age Eligibility

SBI Junior Associate Notification

160 min

Mains Exam Duration

State Bank of India

Graduation

Minimum Qualification

SBI Careers

The SBI Clerk exam recruits Junior Associates for the State Bank of India through two online stages. The Prelims has 100 questions for 100 marks in 60 minutes; the Mains has 190 questions for 200 marks in 160 minutes. Both stages apply a 0.25-mark penalty per wrong answer, and final merit is based on the Mains.

Sample SBI Clerk Practice Questions

Try these sample questions to test your SBI Clerk exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1In a certain code language, 'FROG' is written as 'GSPH'. How is 'JUMP' written in that same code?
A.KVNQ
B.IVLQ
C.KTNO
D.KVMQ
Explanation: Each letter is shifted one position forward in the alphabet: F->G, R->S, O->P, G->H. Applying the same rule to JUMP gives J->K, U->V, M->N, P->Q, so the code is KVNQ.
2Pointing to a photograph, a man said, 'She is the daughter of my grandfather's only son.' How is the woman in the photograph related to the man?
A.Sister
B.Aunt
C.Mother
D.Cousin
Explanation: The grandfather's only son is the man's own father. The daughter of the man's father is therefore his sister. Identifying that 'grandfather's only son' equals the speaker's father is the key step.
3If in a certain code 'TABLE' is coded as '20-1-2-12-5', how is 'CHAIR' coded using the same logic?
A.3-8-1-9-18
B.3-8-1-8-18
C.2-8-1-9-18
D.3-9-1-9-18
Explanation: Each letter is replaced by its position number in the English alphabet: C=3, H=8, A=1, I=9, R=18. So CHAIR becomes 3-8-1-9-18.
4Which one of the following will replace the question mark in the series: 3, 6, 11, 18, 27, ?
A.38
B.36
C.40
D.37
Explanation: The differences between consecutive terms increase by 2 each time: +3, +5, +7, +9, then +11. So 27 + 11 = 38. Recognising the second-level constant difference identifies the pattern.
5A is the brother of B. C is the mother of B. D is the father of C. How is A related to D?
A.Grandson
B.Son
C.Nephew
D.Father
Explanation: C is B's mother, and D is C's father, so D is the grandfather of B. Since A is B's brother, A is also a grandchild of D, specifically a grandson. Tracing two generations up from A leads to D.
6Statements: All pens are books. Some books are pencils. Conclusions: (I) Some pens are pencils. (II) Some books are pens. Which conclusion logically follows?
A.Only conclusion II follows
B.Only conclusion I follows
C.Both I and II follow
D.Neither I nor II follows
Explanation: Since all pens are books, it is certain that some books are pens (conversion of a universal affirmative), so II follows. The overlap of pens with pencils is not guaranteed because 'some books are pencils' may exclude the pen subset, so I does not follow.
7If '+' means 'divide', '-' means 'multiply', 'x' means 'add', and '/' means 'subtract', what is the value of 18 + 6 - 4 x 5 / 8?
A.9
B.11
C.7
D.13
Explanation: Substitute each symbol: + becomes divide, - becomes multiply, x becomes add, / becomes subtract. The expression becomes 18 / 6 x 4 + 5 - 8 in words: (18 divided by 6) multiplied by 4, plus 5, minus 8. Compute step by step: 18 / 6 = 3, 3 x 4 = 12, 12 + 5 = 17, 17 - 8 = 9.
8Five friends sit in a row facing north. P is to the immediate left of Q. R is at one extreme end. S is between Q and T. Who sits in the middle position?
A.Q
B.P
C.S
D.T
Explanation: Place R at the left extreme. The order P-Q keeps P left of Q, and S sits between Q and T. The arrangement R, P, Q, S, T fits all clues, putting Q in the central third seat. Fixing the extreme end first makes the rest fall into place.
9A man walks 5 km north, then turns right and walks 3 km, then turns right again and walks 5 km. How far is he from the starting point?
A.3 km
B.5 km
C.8 km
D.13 km
Explanation: Walking 5 km north then 5 km south (after two right turns) cancels the north-south movement, leaving only the 3 km eastward segment. The net displacement from the start is therefore 3 km. Drawing the path on paper makes the cancellation clear.
10In a row of 40 students, Ramesh is 12th from the left end. What is his position from the right end?
A.29th
B.28th
C.30th
D.27th
Explanation: Position from the right = total - position from left + 1 = 40 - 12 + 1 = 29. The '+1' accounts for counting Ramesh himself. This standard formula avoids off-by-one errors.

About the SBI Clerk Exam

The SBI Clerk exam is the recruitment test conducted by the State Bank of India to hire Junior Associates (Customer Support & Sales) for its clerical cadre across India. Selection is a two-stage online objective process: a Preliminary examination of 100 questions (100 marks, 60 minutes) covering English Language, Numerical Ability, and Reasoning Ability, followed by a Mains examination of 190 questions (200 marks, 160 minutes) covering General/Financial Awareness, General English, Quantitative Aptitude, and Reasoning Ability & Computer Aptitude. Both stages carry a negative marking of 0.25 marks for each wrong answer, and the Prelims is qualifying while the Mains marks decide the final merit. Candidates must also clear a Local Language Proficiency Test where applicable before final selection.

Questions

100 scored questions

Time Limit

Prelims: 1 hour; Mains: 2 hours 40 minutes

Passing Score

Sectional and overall cut-offs set per recruitment cycle; final merit is based on Mains marks

Exam Fee

Rs. 750 for General/OBC/EWS; SC/ST/PwBD/XS exempted (per latest notification) (State Bank of India (SBI), conducted as an online computer-based test)

SBI Clerk Exam Content Outline

~30%

Reasoning Ability & Computer Aptitude

Puzzles, seating arrangement, syllogism, inequality, coding-decoding, blood relations, direction sense, alphanumeric series, and computer fundamentals (Mains)

~28%

Quantitative / Numerical Ability

Simplification, number series, data interpretation, percentages, profit-loss, interest, ratio, averages, and time-based problems

~22%

English Language

Reading comprehension, error spotting, cloze test, para jumbles, sentence correction, fillers, synonyms and antonyms

~20%

General / Financial Awareness

Banking and financial awareness, RBI and monetary policy, government schemes, current affairs, static GK, and economy (Mains only)

How to Pass the SBI Clerk Exam

What You Need to Know

  • Passing score: Sectional and overall cut-offs set per recruitment cycle; final merit is based on Mains marks
  • Exam length: 100 questions
  • Time limit: Prelims: 1 hour; Mains: 2 hours 40 minutes
  • Exam fee: Rs. 750 for General/OBC/EWS; SC/ST/PwBD/XS exempted (per latest notification)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

SBI Clerk Study Tips from Top Performers

1Master the 20-minute sectional timing in Prelims by practising English, Numerical Ability, and Reasoning separately under the clock; you cannot move between sections.
2Treat accuracy as critical because the 0.25-mark negative marking can erase several correct answers, so guess only when you can eliminate options.
3Build calculation speed for the Quantitative section using percentage tables, squares, cubes, and reciprocal shortcuts to clear data interpretation quickly.
4Practise puzzles and seating arrangement daily, since these high-weight reasoning topics decide the Mains reasoning score.
5Read a daily newspaper and a monthly current-affairs compilation focused on banking, RBI policy, and government schemes for the Mains General/Financial Awareness section.
6Revise core computer-awareness topics such as hardware, software, networking, MS Office, and keyboard shortcuts for the Mains computer-aptitude questions.
7Take full-length timed mock tests for both Prelims and Mains, then analyse section-wise accuracy and time spent to fix weak areas before exam day.

Frequently Asked Questions

What is the SBI Clerk exam?

The SBI Clerk exam is the recruitment test conducted by the State Bank of India to select Junior Associates (Customer Support & Sales) for its clerical cadre. It is a two-stage online objective test consisting of a Preliminary exam and a Mains exam, followed by a Local Language Proficiency Test where applicable.

What is the exam pattern for SBI Clerk Prelims and Mains?

The Prelims has 100 questions for 100 marks in 60 minutes, split into English Language (30), Numerical Ability (35), and Reasoning Ability (35) with 20-minute sectional timing. The Mains has 190 questions for 200 marks in 2 hours 40 minutes, covering General/Financial Awareness, General English, Quantitative Aptitude, and Reasoning Ability & Computer Aptitude.

Is there negative marking in the SBI Clerk exam?

Yes. A penalty of 0.25 marks (one-fourth of the marks assigned to a question) is deducted for each wrong answer in both the Prelims and the Mains examinations. Unanswered questions carry no penalty.

What is the eligibility for SBI Clerk?

Candidates must hold a graduation degree in any discipline from a recognised University and be between 20 and 28 years of age, with category-wise age relaxation. They must be able to write and speak English and should know the official/local language of the state applied for.

How much is the SBI Clerk application fee?

As per the latest notification, the application fee is Rs. 750 for General, OBC, and EWS candidates, while SC, ST, PwBD, and ex-servicemen candidates are exempted. The fee is paid online and is non-refundable. Fee amounts can vary slightly between recruitment cycles.

How is the final SBI Clerk merit decided?

The Preliminary exam is only qualifying in nature, so its marks are not added to the final score. The final merit list is prepared solely on the basis of marks scored in the Mains examination, after candidates clear the Local Language Proficiency Test where required.

What is the Local Language Proficiency Test (LLPT)?

The LLPT is a qualifying test for candidates who cannot show proof of having studied the specified local language in Class 10 or 12. It checks the candidate's ability to read, write, and speak the official language of the state or union territory applied for, and must be passed for final selection.

Can final-year students apply for SBI Clerk?

Yes, final-year graduation students can apply, but if selected they must produce proof of having passed the graduation examination by the date stipulated in the notification. The date of passing is taken from the mark sheet or provisional certificate.