100+ Free Wyoming Surplus Lines Practice Questions

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Question 1

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What is an alien insurer in the context of surplus lines?

An insurer that only writes specialty lines

An insurer in receivership

An insurer domiciled in a foreign country

An insurer domiciled in another U.S. state

to track

Same family resources

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Free Surplus Lines Insurance Practice Test by State 2026: 2,300+ Questions22 min read

2026 Statistics

Key Facts: Wyoming Surplus Lines Exam

65-75%

First-Time Pass Rate

Industry Data

70%

Passing Score

WY Dept of Insurance

60+

Exam Questions

60 scored + pretest

1 hour

Exam Duration

Pearson VUE

$96

Exam Fee

Pearson VUE

P&C Required

Prerequisite

WY Dept of Insurance

Wyoming's surplus lines broker exam (Code 82) has 60 scored questions plus pretest items with a 1-hour time limit and 70% passing score. Candidates must hold an active WY P&C license. The exam fee is approximately $96 through Pearson VUE.

Sample Wyoming Surplus Lines Practice Questions

Try these sample questions to test your Wyoming Surplus Lines exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1What is the primary purpose of surplus lines insurance?

A.To replace standard homeowners insurance

B.To provide coverage for risks that admitted carriers are unwilling or unable to insure

C.To offer lower premiums than the admitted market

D.To insure only agricultural properties

Explanation: Surplus lines insurance exists to provide coverage for risks that the admitted (standard) market is unwilling or unable to insure. These include unusual, hard-to-place, or high-risk exposures. Surplus lines does not aim to undercut admitted market premiums.

2In Wyoming, who regulates surplus lines insurance?

A.The National Association of Insurance Commissioners

B.The Wyoming Department of Insurance

C.The Federal Insurance Office

D.The Wyoming Legislature

Explanation: The Wyoming Department of Insurance is the state regulatory authority responsible for overseeing surplus lines insurance transactions. The NAIC is an advisory body, the FIO monitors but does not directly regulate, and the legislature passes laws but does not directly regulate insurance.

3How many scored questions are on the Wyoming surplus lines broker exam?

A.40 questions

B.50 questions

C.60 questions

D.75 questions

Explanation: The Wyoming surplus lines broker exam contains 60 scored questions plus additional pretest questions that do not count toward the score. Candidates have 1 hour to complete the exam and must achieve a minimum passing score of 70%.

4What is the exam code for the Wyoming surplus lines broker exam?

A.Exam Code 42

B.Exam Code 62

C.Exam Code 82

D.Exam Code 102

Explanation: The Wyoming surplus lines broker exam is identified as Exam Code 82. This code is used when scheduling the exam through Pearson VUE and helps identify the specific exam content and format. Candidates should reference this code when registering.

5What prerequisite license must a candidate hold to apply for a Wyoming surplus lines broker license?

A.A life insurance license

B.A health insurance license

C.A Property & Casualty insurance license

D.A title insurance license

Explanation: Wyoming requires surplus lines broker candidates to hold an active Property & Casualty insurance license. This ensures brokers have foundational knowledge of insurance principles before handling complex non-admitted market placements.

6Which entity administers the Wyoming surplus lines broker exam?

A.PSI Services

B.Prometric

C.Pearson VUE

D.Castle Worldwide

Explanation: The Wyoming surplus lines broker exam is administered by Pearson VUE. Candidates schedule and take the exam at Pearson VUE testing centers. The exam is computer-based and results are typically available immediately upon completion.

7What is the approximate exam fee for the Wyoming surplus lines broker exam?

A.$55

B.$72

C.$96

D.$125

Explanation: The Wyoming surplus lines broker exam fee is approximately $96, paid to Pearson VUE at the time of scheduling. This fee covers testing administration and is generally non-refundable if the candidate fails to appear.

8What is the time limit for the Wyoming surplus lines broker exam?

A.30 minutes

B.1 hour

C.1.5 hours

D.2 hours

Explanation: The Wyoming surplus lines broker exam allows 1 hour (60 minutes) to complete 60 scored questions plus pretest items. Candidates must manage their time carefully, averaging about one minute per question.

9What is a diligent search in surplus lines insurance?

A.A background check on the insurance applicant

B.A thorough search of admitted carriers to confirm coverage is unavailable in the standard market

C.A review of the insured's claims history

D.An investigation of the broker's qualifications

Explanation: A diligent search is the process a surplus lines broker must complete to demonstrate that the desired coverage was declined by or unavailable from admitted carriers. This is a fundamental requirement before placing coverage with a non-admitted insurer.

10What does the term 'non-admitted insurer' mean?

A.An insurer permanently banned from operating

B.An insurer not licensed in the state where the risk is located but authorized to write surplus lines

C.An insurer that only writes reinsurance

D.An insurer operating without any license

Explanation: A non-admitted insurer is one not licensed in the state where the insured risk is located but is authorized under the state's surplus lines laws to write coverage through a licensed surplus lines broker. Non-admitted insurers are legal; they operate outside the admitted market framework.

About the Wyoming Surplus Lines Exam

The Wyoming surplus lines broker exam (Code 82) covers surplus lines markets, WY surplus lines law, diligent search requirements, the 3% premium tax, eligible insurer standards, NRRA compliance, and E&S coverages. The exam includes 60 scored questions plus unscored pretest items.

Questions

60 scored questions

Time Limit

1 hour

Passing Score

70%

Exam Fee

$96 (Pearson VUE)

Wyoming Surplus Lines Exam Content Outline

30%

Surplus Lines Markets

Lloyd's of London, London market, alien insurers, MGAs, binding authority, market cycles, distribution chain, and reinsurance operations

25%

Wyoming Surplus Lines Law

WY surplus lines statutes, Department of Insurance regulations, licensing requirements, broker obligations, and penalties for violations

20%

Diligent Search & Eligibility

Diligent search requirements, documentation standards, eligible insurer list, financial requirements, and exempt commercial purchasers

25%

Taxation & Compliance

WY 3% premium tax, NRRA home state rules, filing requirements, recordkeeping, disclosure obligations, and fiduciary duties

How to Pass the Wyoming Surplus Lines Exam

What You Need to Know

Passing score: 70%
Exam length: 60 questions
Time limit: 1 hour
Exam fee: $96

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

Wyoming Surplus Lines Study Tips from Top Performers

1Study Wyoming surplus lines statutes and Department of Insurance regulatory requirements thoroughly

2Understand the pretest question format — answer every question as if it counts toward your score

3Master the 3% premium tax calculation, collection, and remittance procedures

4Study diligent search documentation requirements and exempt commercial purchaser rules

5Learn about energy, mining, and agricultural risks that commonly require surplus lines in Wyoming

6Practice strict time management — 60+ questions in 60 minutes means about 1 minute per question

Frequently Asked Questions

How many questions are on the Wyoming surplus lines broker exam?

The Wyoming surplus lines broker exam has 60 scored questions plus additional unscored pretest questions. You have 1 hour to complete all questions (scored and pretest) and need 70% on the scored questions (42 correct) to pass. Pretest questions are used to evaluate future exam items.

What is Exam Code 82?

Exam Code 82 is the identifier for the Wyoming surplus lines broker exam administered by Pearson VUE. Use this code when scheduling your exam through the Pearson VUE website. It distinguishes the surplus lines exam from other Wyoming insurance licensing exams.

What are pretest questions on the Wyoming exam?

Pretest questions are unscored items mixed into the exam alongside the 60 scored questions. They look identical to scored questions and are used to evaluate potential new questions for future exam versions. You cannot tell which are pretest, so answer all questions carefully.

What is the Wyoming surplus lines premium tax rate?

Wyoming imposes a 3% surplus lines premium tax on all surplus lines policies placed in the state. The surplus lines broker is responsible for collecting this tax from the insured and remitting it to the Wyoming Department of Insurance.

How do I schedule the Wyoming surplus lines exam?

The exam is administered by Pearson VUE. Schedule online at the Pearson VUE website using Exam Code 82. The fee is approximately $96. The exam is taken at a Pearson VUE testing center in or near Wyoming.

What topics are covered on the Wyoming surplus lines exam?

The exam covers surplus lines markets and operations (30%), Wyoming surplus lines law (25%), diligent search and eligibility (20%), and taxation and compliance including the 3% premium tax (25%). Wyoming-specific topics include energy sector and ranch operations risks.