100+ Free UT Surplus Lines Practice Questions

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Question 1

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What is surplus lines insurance most commonly associated with?

Commercial and business insureds with specialized or hard-to-place risks

Individuals with personal auto

Government entities with standard property

Individual consumers with standard homeowners

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Free Surplus Lines Insurance Practice Test by State 2026: 2,300+ Questions22 min read

2026 Statistics

Key Facts: UT Surplus Lines Exam

65-75%

First-Time Pass Rate

Industry Data

70%

Passing Score

UT Insurance Dept

Exam Questions

Prometric

1 hr

Exam Duration

Prometric

$32

Exam Fee

Prometric

P&C Required

Prerequisite

UT Insurance Dept

Utah requires surplus lines brokers to pass a 65-question exam (60 scored + 5 pretest) with a 70% passing score. At $32, Utah has the lowest surplus lines exam fee nationwide. Spanish-language exam available through Prometric.

Sample UT Surplus Lines Practice Questions

Try these sample questions to test your UT Surplus Lines exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1What is the primary purpose of the surplus lines market in Utah?

A.To provide coverage for risks that cannot be placed with admitted insurers

B.To offer lower premiums than the standard market

C.To replace the admitted insurance market entirely

D.To provide government-backed insurance programs

Explanation: The surplus lines market exists to provide coverage for risks that the standard admitted market is unable or unwilling to insure. In Utah, this includes specialized commercial risks, environmental exposures, and other hard-to-place coverages.

2Which entity administers the Utah surplus lines broker licensing exam?

A.Prometric

B.Pearson VUE

C.PSI Services

D.The Utah Insurance Department directly

Explanation: Utah uses Prometric as its exam administrator for insurance licensing examinations, including the surplus lines broker exam. Prometric operates testing centers throughout the state and provides computer-based testing.

3What is the passing score for the Utah surplus lines broker exam?

A.70%

B.75%

C.80%

D.65%

Explanation: The Utah surplus lines broker exam requires a minimum passing score of 70%. Candidates must demonstrate adequate knowledge of surplus lines markets, Utah-specific regulations, and compliance requirements.

4What license must a surplus lines broker hold as a prerequisite in Utah?

A.An active Property & Casualty insurance producer license

B.A Life & Health insurance producer license

C.A personal lines license only

D.No prior license is required

Explanation: Utah requires surplus lines broker applicants to hold an active Property & Casualty insurance producer license. This ensures brokers have foundational insurance knowledge before entering the specialized surplus lines market.

5What is the exam fee for the Utah surplus lines broker licensing exam?

A.$32

B.$43

C.$55

D.$61

Explanation: The Utah surplus lines broker exam costs $32, which is the lowest exam fee among surplus lines exams nationwide. This fee is paid to Prometric at the time of scheduling and covers computer-based testing.

6How many scored questions are on the Utah surplus lines broker exam?

A.60 scored questions plus 5 pretest items

B.50 scored questions

C.75 scored questions

D.100 scored questions

Explanation: The Utah surplus lines broker exam contains 60 scored questions plus 5 pretest questions that do not count toward the final score. The total exam is 65 questions, with pretest items indistinguishable from scored items.

7What is the time limit for the Utah surplus lines broker exam?

A.1 hour

B.80 minutes

C.90 minutes

D.2 hours

Explanation: Candidates have 1 hour to complete the Utah surplus lines broker exam. With 65 total questions (60 scored + 5 pretest), candidates have less than one minute per question, making time management important.

8What is the Utah surplus lines exam series designation?

A.Exam Series 17-21

B.Exam Series 10-15

C.Exam Series 5-9

D.Exam Series 25-30

Explanation: The Utah surplus lines broker exam is designated as Exam Series 17-21. Candidates should reference this series number when scheduling their exam with Prometric and when reviewing exam content outlines.

9Is the Utah surplus lines exam available in Spanish?

A.Yes, a Spanish-language version is available

B.No, only English

C.Only for special accommodations

D.Spanish study materials only

Explanation: Utah offers a Spanish-language version of the surplus lines broker exam, making it accessible to Spanish-speaking candidates. This is a notable feature that not all states offer for their insurance licensing exams.

10Which entity is the primary regulator of surplus lines insurance in Utah?

A.Utah Insurance Department

B.Utah Department of Commerce

C.Utah Attorney General's Office

D.Utah Department of Revenue

Explanation: The Utah Insurance Department is the primary regulator overseeing surplus lines insurance activities in the state. It establishes licensing requirements, maintains eligible insurer lists, enforces compliance, and collects surplus lines taxes.

About the UT Surplus Lines Exam

The Utah surplus lines broker exam (Series 17-21) covers surplus lines markets (Lloyd's, London market, alien insurers), Utah Insurance Department regulations, diligent search requirements, the 4.25% premium tax, non-admitted insurer eligibility, E&S coverages, and NRRA compliance. Spanish exam available.

Questions

65 scored questions

Time Limit

1 hour

Passing Score

70%

Exam Fee

$32 (Prometric)

UT Surplus Lines Exam Content Outline

30%

Surplus Lines Markets

Lloyd's of London, London market, alien insurers, domestic surplus lines insurers, E&S market structure, and placement procedures

25%

Utah Surplus Lines Law

Utah Insurance Code provisions, Insurance Department regulations, licensing requirements, broker duties, and compliance obligations

20%

Diligent Search & Eligibility

Diligent search process, documentation standards, eligible insurer list, non-admitted insurer qualifications, and NAIC standards

25%

Taxation & Compliance

Utah 4.25% surplus lines premium tax, filing requirements, record-keeping, disclosure obligations, and penalties

How to Pass the UT Surplus Lines Exam

What You Need to Know

Passing score: 70%
Exam length: 65 questions
Time limit: 1 hour
Exam fee: $32

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

UT Surplus Lines Study Tips from Top Performers

1Know the 4.25% Utah surplus lines tax rate and practice tax calculation questions

2Understand the Exam Series 17-21 content outline from Prometric

3Master diligent search documentation and the three-declination standard

4Study Lloyd's of London structure including syndicates and coverholders

5Review NRRA home state provisions and exempt commercial purchaser rules

6Practice with timed sessions to build comfort with the 1-hour, 65-question format

Frequently Asked Questions

What is the passing score for the Utah surplus lines exam?

The Utah surplus lines broker exam requires a minimum passing score of 70%. The exam has 60 scored questions plus 5 pretest items (65 total) with a 1-hour time limit.

What is the exam series designation?

The Utah surplus lines broker exam is designated as Exam Series 17-21. Reference this number when scheduling with Prometric and reviewing the exam content outline.

Why is the Utah exam fee the lowest?

At $32, Utah has the lowest surplus lines exam fee nationwide, making it one of the most financially accessible licensing exams. The exam maintains the same 70% passing standard as other states.

Is the exam available in Spanish?

Yes. Utah offers a Spanish-language version of the surplus lines broker exam through Prometric, making it accessible to Spanish-speaking candidates.

What is the Utah surplus lines tax rate?

Utah imposes a 4.25% surplus lines premium tax on gross premiums. The broker must collect this tax from the insured and remit it to the Utah Insurance Department.

What are the prerequisites for the Utah surplus lines exam?

You must hold an active Utah Property & Casualty insurance producer license before sitting for the surplus lines broker exam. A background check is also required.