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100+ Free Nainital Bank PO Practice Questions

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2026 Statistics

Key Facts: Nainital Bank PO Exam

200 Q

Official online-test questions / marks

Nainital Bank recruitment notification

145 min

Total exam time with sectional clocks

Nainital Bank exam pattern

-0.25

Penalty per incorrect response

Nainital Bank marking scheme

₹1,500

Online application fee (including GST)

Nainital Bank PO notification

50%

Minimum graduation marks required

Nainital Bank educational criteria

2 years

Service indemnity bond period

Nainital Bank recruitment terms

Nainital Bank PO online exam: 200 MCQs / 200 marks / 145 minutes across 5 timed sections (Reasoning, English, GA with Banking, Computer Knowledge, Quantitative Aptitude); +1/−0.25 marking; sectional and overall cut-offs apply. Fee: ₹1,500. This practice bank: 100 free MCQs covering all sections.

Sample Nainital Bank PO Practice Questions

Try these sample questions to test your Nainital Bank PO exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Eight persons A, B, C, D, E, F, G, and H are sitting in a straight line facing North. A sits fourth to the left of G. Neither A nor G sits at the extreme ends of the line. Only one person sits between G and H. B sits third to the right of D. F is not an immediate neighbor of G. Who sits at the extreme left end of the line?
A.D
B.E
C.F
D.C
Explanation: Based on the rules: 1. A is 4th to left of G, so G is 5th from left or 6th from left since neither is at extreme ends. If G is 5th, A is 1st (extreme left), which is forbidden. So G must be 6th from left (leaving positions 7 and 8) and A is 2nd from left. 2. G is at pos 6, A is at pos 2. 3. Only one person sits between G and H, so H can be pos 4 or pos 8. 4. B sits third to the right of D. This means D and B can be at (pos 1, pos 4), (pos 3, pos 6), or (pos 5, pos 8). Since G is at pos 6, D/B cannot be at (pos 3, pos 6). If H is at pos 4, then D/B must be (pos 5, pos 8). If H is at pos 8, D/B must be (pos 1, pos 4). Let's test D at pos 1. Then B is pos 4. Then H is pos 8. Position map: pos 1 = D, pos 2 = A, pos 3 = empty, pos 4 = B, pos 5 = empty, pos 6 = G, pos 7 = empty, pos 8 = H. 5. F is not G's neighbor, so F cannot be pos 5 or 7. F must be at pos 3. This leaves pos 5 and 7 for C and E. Thus, D sits at the extreme left (pos 1).
2Eight friends P, Q, R, S, T, U, V, and W are sitting around a circular table facing the center. R sits third to the left of V. Only two people sit between R and W. U sits second to the right of Q, who is an immediate neighbor of W. T sits second to the left of P. Who sits third to the right of S?
A.V
B.W
C.U
D.T
Explanation: Let's place V at position 1 (top, 12 o'clock). R is third to the left of V, which puts R at position 4. Only two people sit between R and W, so W can be at position 1 (occupied by V) or position 7. Thus, W must be at position 7. Q is an immediate neighbor of W, so Q can be at position 6 or 8. If Q is at position 6: U is second to the right of Q, which puts U at position 4, but R is at position 4. Thus, Q must be at position 8. U is second to the right of Q, placing U at position 2. T sits second to the left of P. The remaining positions are 3, 5, and 6. If P is at position 5, T is at position 3. S must occupy position 6. The complete seating order clockwise starting from V at pos 1: V, U, T, R, P, S, W, Q. Third to the right of S (counting clockwise/left since facing center) is V.
3Statements: Only a few banks are cooperative. All cooperative are financial. No financial is private. Conclusions: I. All banks can be cooperative. II. Some cooperative are not private.
A.Only conclusion I follows
B.Only conclusion II follows
C.Both conclusion I and II follow
D.Neither conclusion I nor II follows
Explanation: 1. 'Only a few banks are cooperative' means some banks are cooperative AND some banks are not cooperative. Because some banks are not cooperative, the conclusion 'All banks can be cooperative' (possibility) is false. Thus, I does not follow. 2. 'All cooperative are financial' and 'No financial is private' means no cooperative is private. If no cooperative is private, then 'Some cooperative are not private' is definitely true. Thus, II follows.
4Statements: All checks are drafts. Some drafts are bills. No bill is cash. Conclusions: I. Some checks being bills is a possibility. II. All drafts can never be cash.
A.Only conclusion I follows
B.Only conclusion II follows
C.Both conclusion I and II follow
D.Neither conclusion I nor II follows
Explanation: 1. There is no direct negative relation between checks and bills, so 'Some checks being bills is a possibility' is true. Conclusion I follows. 2. Some drafts are bills, and no bill is cash. This means the part of drafts that overlaps with bills can never be cash. Therefore, 'All drafts can never be cash' is true. Conclusion II follows. Both follow.
5If 'P # Q' means 'P is the father of Q', 'P + Q' means 'P is the mother of Q', 'P - Q' means 'P is the brother of Q', and 'P * Q' means 'P is the sister of Q'. Which of the following expressions shows that 'A is the maternal uncle of D'?
A.A - B * C + D
B.A - B + C * D
C.A * B - C + D
D.A - B * C # D
Explanation: Analyze 'A - B * C + D': - 'A - B' means A is the brother of B. - 'B * C' means B is the sister of C. - 'C + D' means C is the mother of D. Since A is the brother of B and B is the sister of C, A, B, and C are siblings. Since C is the mother of D, A (C's brother) is the maternal uncle of D. This is the correct expression.
6A family consists of six members: P, Q, R, S, T, and U. Q is the son of R, but R is not the mother of Q. P and R are a married couple. T is the brother of R. S is the daughter of P. U is the brother of P. How many male members are there in the family?
A.3
B.4
C.2
D.5
Explanation: Let's identify the gender of each member: 1. Q is the son of R (Q is male). 2. R is not the mother of Q, so R must be the father of Q (R is male). 3. P and R are married. Since R is male, P must be female. 4. T is the brother of R (T is male). 5. S is the daughter of P (S is female). 6. U is the brother of P (U is male). The males are Q, R, T, and U. Thus, there are exactly 4 male members.
7In a certain code language: 'cooperative bank deposit scheme' is coded as 'kx lm np rt' 'deposit insurance policy safety' is coded as 'lm qs tv df' 'scheme policy interest rates' is coded as 'rt tv gh jk' 'cooperative interest rates safety' is coded as 'kx gh jk df' What is the code for 'bank'?
A.np
B.kx
C.rt
D.lm
Explanation: Let's isolate the codes: 1. 'deposit' appears in sentence 1 and 2: common code is 'lm'. So deposit = 'lm'. 2. 'scheme' appears in sentence 1 and 3: common code is 'rt'. So scheme = 'rt'. 3. 'cooperative' appears in sentence 1 and 4: common code is 'kx'. So cooperative = 'kx'. 4. For 'cooperative bank deposit scheme' ('kx lm np rt'), the remaining word is 'bank', and the remaining code is 'np'. Therefore, bank = 'np'.
8If the word 'CREDIT' is coded as 'FUHGLW' in a certain code language using a uniform shift, how will the word 'DEBTOR' be coded in that same language?
A.GHEWRU
B.GHEWQU
C.GHEXRU
D.FHDWRU
Explanation: Each letter of 'CREDIT' is shifted forward by 3 positions in the alphabet: C (+3) -> F R (+3) -> U E (+3) -> H D (+3) -> G I (+3) -> L T (+3) -> W This gives 'FUHGLW'. Applying the same uniform +3 shift to 'DEBTOR': D (+3) -> G E (+3) -> H B (+3) -> E T (+3) -> W O (+3) -> R R (+3) -> U The result is 'GHEWRU'.
9If '$' means 'is greater than', '@' means 'is equal to', '%' means 'is less than', '#' means 'is greater than or equal to', and '*' means 'is less than or equal to'. Statements: P $ Q, R * S, Q @ R Conclusions: I. P $ S II. P @ S
A.Only conclusion I follows
B.Only conclusion II follows
C.Either conclusion I or II follows
D.Neither conclusion I nor II follows
Explanation: Let's translate the statements: 1. P $ Q => P > Q 2. R * S => R <= S 3. Q @ R => Q = R Combining them: P > Q = R <= S. This gives the relationship between P and S: P > R and S >= R. There is a breach of sign between P and S (no definite relationship can be established). Therefore, neither P > S (P $ S) nor P = S (P @ S) follows.
10Statements: A >= B > C = D; E < F <= D Conclusions: I. A > E II. B > F
A.Only conclusion I follows
B.Only conclusion II follows
C.Both conclusion I and II follow
D.Neither conclusion I nor II follows
Explanation: Let's combine the statements: A >= B > C = D >= F > E. 1. For conclusion I: A >= B > C = D >= F > E. Since we have a strict inequality (>) in the path, A > E is true. Conclusion I follows. 2. For conclusion II: B > C = D >= F. This simplifies to B > F. Since we have a strict inequality (>) in the path, B > F is true. Conclusion II follows. Both conclusions follow.

About the Nainital Bank PO Exam

The Nainital Bank Probationary Officer (PO) exam is an online competitive examination conducted to recruit Scale-I officers. The exam comprises 200 multiple-choice questions across five sections: Reasoning, English Language, General Awareness (with special reference to Banking), Computer Knowledge, and Quantitative Aptitude. Each section is individually timed, with a total duration of 145 minutes. For each wrong answer, a penalty of 0.25 marks is deducted. Candidates who clear the bank's sectional and overall cut-offs are shortlisted for the personal interview phase. Selection requires graduation/post-graduation with at least 50% marks, computer proficiency, and executing a service indemnity bond.

Assessment

Five sections — Reasoning: 40 Q / 40 marks / 35 min; English Language: 40 Q / 40 marks / 35 min; General Awareness (with special reference to Banking): 40 Q / 40 marks / 20 min; Computer Knowledge: 40 Q / 40 marks / 20 min; Quantitative Aptitude: 40 Q / 40 marks / 35 min. Total 145 minutes. +1 mark per correct answer; −0.25 mark per incorrect answer.

Time Limit

145 minutes

Passing Score

Sectional and overall cut-offs decided by the bank based on vacancies and performance

Exam Fee

₹1,500 (Nainital Bank)

Nainital Bank PO Exam Content Outline

20%

Reasoning

Puzzles, seating arrangement, syllogism, coding-decoding, blood relations, inequalities, input-output, and logical reasoning.

20%

English Language

Reading comprehension, cloze test, spotting errors, para jumbles, sentence improvement, fill in the blanks, and vocabulary.

20%

General Awareness

Banking awareness, RBI regulations, monetary policy, current affairs, economic updates, government schemes, and static GK.

20%

Computer Knowledge

Computer hardware, software, operating systems, networking, internet, MS Office applications, database management systems, and cybersecurity basics.

20%

Quantitative Aptitude

Data interpretation, arithmetic word problems, number series, simplification and approximation, and quadratic equations.

How to Pass the Nainital Bank PO Exam

What You Need to Know

  • Passing score: Sectional and overall cut-offs decided by the bank based on vacancies and performance
  • Assessment: Five sections — Reasoning: 40 Q / 40 marks / 35 min; English Language: 40 Q / 40 marks / 35 min; General Awareness (with special reference to Banking): 40 Q / 40 marks / 20 min; Computer Knowledge: 40 Q / 40 marks / 20 min; Quantitative Aptitude: 40 Q / 40 marks / 35 min. Total 145 minutes. +1 mark per correct answer; −0.25 mark per incorrect answer.
  • Time limit: 145 minutes
  • Exam fee: ₹1,500

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Nainital Bank PO Study Tips from Top Performers

1Improve your calculations for the Quantitative Aptitude section, focusing on fast division, squares, and cubes to tackle Data Interpretation.
2Practise seating arrangements and puzzles daily, as they constitute a major chunk of the Reasoning section.
3Stay updated on banking terms (CRR, SLR, repo rate, NPAs), RBI circulars, and the last 6 months of current affairs for General Awareness.
4Do not ignore the Computer Knowledge section; it is a scoring area if you study networking, shortcuts, MS Office, and hardware concepts.
5Work on reading speed for English Language to handle reading comprehension and cloze tests quickly under the 35-minute sectional timer.
6Execute a mock-heavy study routine to adapt to switching between sectional clocks without losing focus.
7Maintain high accuracy because the negative marking penalty (-0.25) can quickly pull down your overall score.
8Prepare simple behavioral and banking-related questions for the interview stage once you clear the online cut-offs.

Frequently Asked Questions

What is the Nainital Bank PO exam?

It is the online computer-based examination conducted by Nainital Bank Limited to recruit Scale-I Probationary Officers. Successful candidates are appointed after clearing the online test and a personal interview.

What is the exam pattern for Nainital Bank PO?

The exam consists of 200 multiple-choice questions worth 200 marks across 5 sections: Reasoning, English Language, General Awareness (with special reference to Banking), Computer Knowledge, and Quantitative Aptitude. Each section is timed individually, for a total of 145 minutes.

Is there negative marking in Nainital Bank PO?

Yes. There is a penalty of 0.25 marks (one-fourth of the marks assigned to that question) for each wrong answer in the online test.

What are the eligibility criteria for the PO post?

Candidates must be between 21 and 30 years of age. They must possess a Graduation or Post Graduation degree from a recognized university with a minimum of 50% marks. Additionally, knowledge of computer operations is essential.

What is the application fee for the exam?

The online application fee for the Probationary Officer post is ₹1,500 (inclusive of GST), which must be paid online during registration.

Is there a service bond for Nainital Bank PO?

Yes. Selected candidates are required to execute an indemnity bond of a specified amount (e.g., ₹2,00,000) to serve Nainital Bank for a minimum period of 2 years.

What subjects should I prepare for the online test?

You should prepare for Reasoning Ability (puzzles, blood relations), English Language (reading comprehension, error spotting), General Awareness (banking and current affairs), Computer Knowledge (networking, MS Office, basic hardware/software), and Quantitative Aptitude (data interpretation, arithmetic, simplification).