PracticeVideosBlogFlashcardsEspañol
All Practice Exams

100+ Free BoM Generalist Officer (Scale II/III) Practice Questions

Pass your Bank of Maharashtra Generalist Officer (Scale II/III) Exam exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately
Highly competitive (under 5% selection rate) Pass Rate
100+ Questions
100% Free

Loading practice questions...

Same family resources

Explore More India Banking & Financial Sector Exams

Continue into nearby exams from the same family. Each card keeps practice questions, study guides, flashcards, videos, and articles in one place.

Bank of Baroda Local Bank Officer (LBO)

Practice Questions

Bank of Baroda Office Assistant Recruitment Exam

Practice Questions

Bank of India Credit Officer (GBO Stream) Exam

Practice Questions

Bihar State Co-operative Bank Clerk / Assistant Exam

Practice Questions

Central Bank of India Apprentice Recruitment Exam

Practice Questions

Central Bank of India Credit Officer Exam

Practice Questions
2026 Statistics

Key Facts: BoM Generalist Officer (Scale II/III) Exam

150 MCQs

Total questions in the online exam across 4 sections

BoM Official Notification

120 Minutes

Total duration allowed with no sectional time limits

BoM Official Notification

0.25 Penalty

Negative marking deducted for each incorrect answer

BoM Evaluation Scheme

₹1,180

Application fee for General / OBC / EWS applicants (GST included)

BoM Fee Guidelines

3 Years

Minimum post-qualification commercial bank officer experience required

BoM Eligibility Criteria

The exam consists of 150 questions (150 marks) in 120 minutes: English (20), Quant (20), Reasoning (20), and Professional Knowledge (90). Penalty is 0.25 marks per incorrect answer. Fee is ₹1,180 for General and ₹118 for SC/ST.

Sample BoM Generalist Officer (Scale II/III) Practice Questions

Try these sample questions to test your BoM Generalist Officer (Scale II/III) exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Identify the grammatical error in the following sentence: 'The board of directors have decided to approve the restructuring plan proposed by the management in yesterday's meeting.'
A.The board of directors have decided
B.to approve the restructuring plan
C.proposed by the management
D.in yesterday's meeting
Explanation: 'The board of directors' is a collective noun acting as a single unit in this context, so it requires the singular verb 'has' instead of the plural verb 'have'.
2Choose the word that best fits the blank: 'The central bank decided to _______ the interest rate policy to curb the rising inflation in the domestic market.'
A.tighten
B.loose
C.expand
D.attenuate
Explanation: To curb rising inflation, central banks typically implement contractionary monetary policies, which is commonly referred to as 'tightening' the interest rate policy.
3Fill in the blank with the appropriate preposition: 'The credit monitoring department was held accountable _______ the sudden increase in slippages during the third quarter.'
A.for
B.to
C.with
D.about
Explanation: The adjective 'accountable' is followed by the preposition 'for' when referring to the action, duty, or result for which someone is responsible.
4Select the grammatically correct option to improve the underlined part: 'If the branch manager **would have verified** the CIBIL report earlier, the loan account would not have turned into an NPA.'
A.had verified
B.would verify
C.has verified
D.should verify
Explanation: In third conditional sentences (expressing past counterfactuals), the structure is 'If + past perfect (had verified) ..., would have + past participle (would not have turned)'.
5Read the passage and answer: 'The Reserve Bank of India has increasingly focused on strengthening the internal governance framework of commercial banks. Recent circulars emphasize that the board of directors must exercise active oversight over risk management systems, rather than delegating these responsibilities entirely to executive management. This shift is intended to prevent systemic failures resulting from unchecked credit expansion and operational negligence.' According to the passage, what is the primary objective of the RBI's focus on internal governance?
A.To prevent systemic failures caused by credit expansion and operational lapses.
B.To replace executive management with the board of directors in daily operations.
C.To completely halt the expansion of credit in the commercial banking sector.
D.To reduce the regulatory compliance burden on the board of directors.
Explanation: The passage states that the shift towards active board oversight is intended to prevent systemic failures resulting from unchecked credit expansion and operational negligence.
6Based on the passage in the previous question, which of the following best describes the tone of the RBI's guidelines regarding internal governance?
A.Prescriptive and supervisory
B.Indifferent and passive
C.Sarcastic and critical
D.Apologetic and flexible
Explanation: The passage outlines clear expectations and directives ('emphasize that the board must exercise active oversight'), which reflects a prescriptive and supervisory tone.
7Identify the option that corrects the parallelism error in the sentence: 'The generalist officer's responsibilities include verifying borrower credentials, evaluating collateral assets, and to prepare the final credit appraisal memo.'
A.and preparing the final credit appraisal memo.
B.and to preparing the final credit appraisal memo.
C.and they prepare the final credit appraisal memo.
D.and final credit appraisal memo preparation.
Explanation: To maintain grammatical parallelism, all items in the list must use the gerund form (verifying, evaluating, and preparing).
8Fill in the blanks with the most appropriate pair of words: 'The bank's credit risk model proved to be _______ during the economic downturn, successfully _______ potential loan defaults before they materialized.'
A.robust, forecasting
B.flawed, predicting
C.rigid, neglecting
D.expensive, creating
Explanation: 'Robust' indicates the model worked well under stress, and 'forecasting' fits the action of identifying defaults before they occurred.
9Choose the grammatically correct option to complete the sentence: 'The management is considering _______ the operating hours of retail branches to accommodate working professionals.'
A.extending
B.to extend
C.extend
D.for extending
Explanation: The verb 'consider' is transitively followed by a gerund ('extending') rather than an infinitive ('to extend') when indicating an action being thought about.
10Choose the word that is most nearly OPPOSITE in meaning to the word 'Vigilant' as used in banking compliance: 'The compliance officer must remain vigilant to identify any suspicious transactions that could violate AML norms.'
A.lax
B.watchful
C.cautious
D.astute
Explanation: 'Vigilant' means being extremely watchful and alert. Its opposite is 'lax', which means careless, negligent, or not sufficiently strict.

About the BoM Generalist Officer (Scale II/III) Exam

The Bank of Maharashtra Generalist Officer (Scale II/III) Exam is a highly competitive national-level examination for recruiting experienced bankers into Scale II and Scale III officer positions. The online objective test is divided into four distinct sections: English Language (20 Q), Quantitative Aptitude (20 Q), Reasoning Ability (20 Q), and Professional Knowledge (90 Q) covering commercial banking, credit management, risk management, and the latest RBI guidelines. Candidates face a 0.25 mark penalty for each wrong answer. This practice bank provides 100 high-yield questions matching the exact structure and complexity of the recruitment exam.

Questions

150 scored questions

Time Limit

2 hours (120 minutes)

Passing Score

Competitive cutoff based on sectional and overall performance

Exam Fee

₹1,180 for UR/EWS/OBC (₹1,000 + 18% GST); ₹118 for SC/ST/PwBD (₹100 + 18% GST). (Bank of Maharashtra (BoM))

BoM Generalist Officer (Scale II/III) Exam Content Outline

60%

Professional Knowledge (Banking & Management)

Covers credit risk management, corporate governance, RBI guidelines, NPA provisioning, treasury, foreign exchange, trade finance, digital banking, and relevant commercial laws (SARFAESI, IBC, BR Act).

13.33%

English Language

Tests reading comprehension, grammar, vocabulary, sentence reconstruction, cloze tests, and error identification.

13.33%

Quantitative Aptitude

Includes complex data interpretation (tables, charts, caselets), number series, quadratic equations, and core arithmetic topics (time & work, interest, profit & loss).

13.33%

Reasoning Ability

Assesses analytical thinking through multi-variable puzzles, seating arrangements, syllogisms, inequalities, data sufficiency, and logical relations.

How to Pass the BoM Generalist Officer (Scale II/III) Exam

What You Need to Know

  • Passing score: Competitive cutoff based on sectional and overall performance
  • Exam length: 150 questions
  • Time limit: 2 hours (120 minutes)
  • Exam fee: ₹1,180 for UR/EWS/OBC (₹1,000 + 18% GST); ₹118 for SC/ST/PwBD (₹100 + 18% GST).

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

BoM Generalist Officer (Scale II/III) Study Tips from Top Performers

1Dedicate at least 60% of your study time to Professional Knowledge, since it carries 90 out of 150 marks. Focus on lending policies, Priority Sector Lending (PSL), and credit monitoring.
2Thoroughly revise RBI Master Directions on asset classification, provisioning norms, and latest updates to the Priority Sector Lending guidelines.
3For Quantitative Aptitude, focus on Data Interpretation (DI) caselets and arithmetic word problems, which are highly frequent in Scale II/III manager-level exams.
4Keep abreast of digital banking developments, IT security guidelines, and cyber risk management frameworks published by the RBI.
5Practice solving multi-variable puzzles and arrangements under timed conditions to improve speed and selection of manageable questions in the Reasoning section.

Frequently Asked Questions

What is the exam pattern for the Bank of Maharashtra Generalist Officer?

The online exam features 150 multiple-choice questions for 150 marks, split into English Language (20 Q), Quantitative Aptitude (20 Q), Reasoning Ability (20 Q), and Professional Knowledge (90 Q). The test duration is 120 minutes with a negative marking penalty of 0.25 per wrong response.

What is the application fee for the BoM GO Scale II/III recruitment?

General, OBC, and EWS candidates must pay ₹1,180 (₹1,000 application fee plus 18% GST). SC, ST, and PwBD candidates pay ₹118 (₹100 intimation charges plus 18% GST).

Are there negative marks in the online examination?

Yes, there is negative marking. For each incorrect answer, 0.25 (1/4th) of the marks assigned to that question will be deducted as a penalty.

What is the eligibility requirement regarding experience?

Candidates must have a minimum of 3 years of post-qualification officer experience in any Scheduled Commercial Bank. Experience in co-operative or regional rural banks is generally not eligible under commercial bank experience criteria.

What is the selection process after the online exam?

Successful candidates who qualify the online exam based on the bank's cutoffs are shortlisted for a Personal Interview or a Group Discussion (GD) followed by an Interview. The final merit list is prepared combining online exam and interview scores.