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100+ Free Karnataka Bank PO Practice Questions

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Key Facts: Karnataka Bank PO Exam

200 Q

Objective questions in the online written test

Karnataka Bank PO recruitment format

120 min

Time limit for the objective test

Karnataka Bank PO exam pattern

₹800

Application fee for General and OBC candidates

Karnataka Bank PO fee structure

28 Yrs

Maximum age limit for general category applicants

Karnataka Bank PO eligibility guidelines

Post-Grad

Minimum qualification for general stream

Karnataka Bank PO academic prerequisites

Karnataka Bank PO: 200 objective questions, 120 minutes, +1/−0.25 marking, followed by descriptive test and interview. Post-graduation or specific graduation required. Age limit 28 years.

Sample Karnataka Bank PO Practice Questions

Try these sample questions to test your Karnataka Bank PO exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Identify the part of the sentence that contains a grammatical error: 'Neither the manager nor the assistant officers was present at the annual general meeting of Karnataka Bank last Friday.'
A.Neither the manager nor
B.the assistant officers was present
C.at the annual general meeting
D.of Karnataka Bank last Friday
Explanation: When subjects are joined by 'neither... nor', the verb agrees with the closer subject. Since 'assistant officers' is plural, the verb must be plural: 'were present' instead of 'was present'.
2Choose the word that is most nearly synonymous with the word 'EXIGENCY' as used in: 'The board had to take a swift decision to deal with the liquidity exigency arising from sudden cash outflows.'
A.Surplus
B.Emergency
C.Standard
D.Agreement
Explanation: The word 'exigency' refers to an urgent need or demand, which is synonymous with an emergency or crisis, especially in a financial context.
3Fill in the blank with the most appropriate set of words: 'The central bank's decision to cut interest rates was _______ by market analysts, who predicted it would _______ economic growth.'
A.welcomed, stimulate
B.criticized, enhance
C.ignored, stifle
D.condemned, restrict
Explanation: A rate cut is logically welcomed if it stimulates growth. Criticized and enhance, ignored and stifle, or condemned and restrict do not fit the positive economic correlation between cutting interest rates and economic growth in a standard financial context.
4Identify the part of the sentence that contains a grammatical error: 'Had the internal auditors discovered the discrepancy earlier, the bank would avoid the heavy fine imposed by the regulator.'
A.Had the internal auditors
B.discovered the discrepancy earlier
C.the bank would avoid
D.the heavy fine imposed by the regulator
Explanation: This sentence is a third conditional, which refers to an unfulfilled condition in the past. The structure should be 'would have + past participle'. Therefore, 'would avoid' should be corrected to 'would have avoided'.
5Rearrange the following sentences (A, B, C, D) to form a coherent paragraph: A. Under this framework, banks must maintain a minimum capital conservation buffer. B. The Basel III accord is a set of international banking regulations. C. These rules were designed to mitigate risk within the financial sector. D. It was introduced to promote stability by strengthening bank capital requirements.
A.B - C - D - A
B.B - D - C - A
C.C - B - D - A
D.A - B - C - D
Explanation: Sentence B introduces the main topic (Basel III accord). Sentence D uses the pronoun 'It' to refer back to the accord, explaining its purpose. Sentence C details the mechanism ('These rules') referred to in D. Sentence A provides a specific requirement under that framework. Thus, B-D-C-A is the most logical sequence.
6Choose the correct alternative to replace the underlined phrase: 'The credit committee approved the loan after they had <u>scrutinized all the financial history of the applicant</u>.'
A.scrutinizing all the applicant's financial history
B.scrutinized the applicant's entire financial history
C.scrutiny of the applicant's financial history
D.scrutinizing the applicant's history of finances
Explanation: The past perfect tense 'had scrutinized' requires a direct object. 'scrutinized the applicant's entire financial history' is grammatically correct, concise, and avoids the redundant use of 'all the financial history'.
7Read the following passage and answer the question: 'The digital transformation of the Indian banking sector has accelerated financial inclusion. However, it has also amplified the vulnerability of financial systems to sophisticated cyber attacks. Cyber criminals are increasingly targeting regional banks and cooperative lenders who may lack the capital resources to implement enterprise-grade security protocols. Consequently, the Reserve Bank of India has mandated strict cybersecurity frameworks for all banking institutions.' What is the primary concern highlighted by the author in this passage?
A.The rapid pace of digital transformation in metropolitan cooperative banks.
B.The vulnerability of resource-constrained banks to sophisticated cyber threats.
C.The financial inclusion initiatives led by the Reserve Bank of India.
D.The excessive capital expenditure required for enterprise-grade security.
Explanation: The passage clearly states that digital transformation has increased cybersecurity vulnerabilities, specifically focusing on regional and cooperative banks that lack capital resources for security protocols.
8Choose the word that is most nearly opposite in meaning (antonym) to the word 'MITIGATE' as used in: 'The bank implemented a robust collateral policy to mitigate the risk of default on large corporate advances.'
A.Alleviate
B.Exacerbate
C.Diminish
D.Validate
Explanation: To 'mitigate' means to make less severe, serious, or painful. The opposite is to 'exacerbate', which means to make a problem, bad situation, or negative feeling worse.
9Identify the part of the sentence that contains a grammatical error: 'Each of the candidates who applies for the Probationary Officer post must bring their original certificates for verification.'
A.Each of the candidates
B.who applies for the
C.Probationary Officer post must bring
D.their original certificates for verification
Explanation: The subject 'Each' is singular, so the possessive pronoun referring back to it must also be singular. 'their original certificates' should be corrected to 'his or her original certificates'.
10Fill in the blank with the correct preposition: 'The customer was angry because the teller was indifferent _______ his complaints regarding the unauthorized transaction.'
A.to
B.with
C.at
D.for
Explanation: The adjective 'indifferent' is followed by the preposition 'to' (e.g., indifferent to something).

About the Karnataka Bank PO Exam

The Karnataka Bank Probationary Officer (PO) exam is an entry-level officer recruitment test conducted by Karnataka Bank. It features a comprehensive online written test evaluating English Language, General Awareness (with focus on banking), Quantitative Aptitude, Reasoning, and Computer Awareness, followed by a Descriptive Test and a Personal Interview. This practice bank provides 100 curated model questions spanning all 5 core sections to assist candidates in their preparation.

Assessment

Online objective exam: 200 questions in 120 minutes comprising English Language (50 Q), General Awareness (50 Q), Quantitative Aptitude (40 Q), Reasoning (30 Q), and Computer Awareness (30 Q). Penalty of 0.25 (1/4th) marks applies for incorrect answers.

Time Limit

120 minutes

Passing Score

Sectional and overall cut-off marks set dynamically by the bank based on vacancies.

Exam Fee

₹800 + GST for General/OBC and ₹700 + GST for SC/ST candidates (Karnataka Bank)

Karnataka Bank PO Exam Content Outline

25%

English Language

Reading comprehension, cloze test, error spotting, sentence correction, synonyms, antonyms, and para-jumbles.

25%

General Awareness

Banking awareness, RBI regulations, banking abbreviations, current events, monetary policy, and static financial GK.

20%

Quantitative Aptitude

Data interpretation, number series, simplification, quadratic equations, percentages, profit & loss, and simple/compound interest.

15%

Reasoning

Syllogisms, linear and circular seating arrangements, blood relations, distance & direction, coding-decoding, and puzzles.

15%

Computer Awareness

Computer fundamentals, hardware/software, MS Office shortcuts, networking, database basics, and cyber security.

How to Pass the Karnataka Bank PO Exam

What You Need to Know

  • Passing score: Sectional and overall cut-off marks set dynamically by the bank based on vacancies.
  • Assessment: Online objective exam: 200 questions in 120 minutes comprising English Language (50 Q), General Awareness (50 Q), Quantitative Aptitude (40 Q), Reasoning (30 Q), and Computer Awareness (30 Q). Penalty of 0.25 (1/4th) marks applies for incorrect answers.
  • Time limit: 120 minutes
  • Exam fee: ₹800 + GST for General/OBC and ₹700 + GST for SC/ST candidates

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Karnataka Bank PO Study Tips from Top Performers

1Improve speed to attempt 200 questions in 120 minutes; practice quick arithmetic calculations and shortcuts.
2Stay updated on banking policies, RBI news, monetary rates, and banking abbreviations.
3Spend time reading editorials to prepare for both the English MCQ section and the descriptive writing test.
4Solve multiple high-level reasoning puzzles like double-row seating arrangements and floor puzzles.
5Regularly review computer shortcut keys, network OSI model layers, and security terms.

Frequently Asked Questions

What is the qualification required for Karnataka Bank PO?

Candidates must be a Post-Graduate in any discipline, or a Graduate in Agricultural Sciences, or a Graduate in Law (5-year integrated), or hold professional degrees like CA, CS, or ICWA.

What is the age limit for Karnataka Bank PO?

The maximum age limit is 28 years. Candidates belonging to SC/ST categories receive a relaxation of 5 years (up to 33 years).

Is there negative marking in the Karnataka Bank PO exam?

Yes, there is negative marking of 0.25 (1/4th) of the mark assigned to that question for every incorrect answer.

What are the components of the selection process?

Selection consists of an online written test (objective + descriptive) followed by a personal interview for candidates qualifying the written test.

How does Karnataka Bank PO recruitment differ from IBPS PO?

Karnataka Bank PO is conducted directly by Karnataka Bank (a private sector bank) and is not part of the common IBPS CRP. It also has a slightly different educational qualification requirement (requiring Post-Graduation or specific professional/specialized Graduation).