Idaho Mortgage Loan Originator Vocabulary Game
Exam terms with clues and explanations by OpenExamPrep.
About the Idaho Mortgage Loan Originator Vocabulary Games
4 free word games built on 20 Idaho Mortgage Loan Originator terms across 7 topics. Every game deals terms at random and shows what each term means, so you can keep playing as long as you like.
How to Play
- 1.Read the clue and type the term (3 to 6 letters).
- 2.Green: right spot. Yellow: wrong spot. Gray: not in the term.
- 3.Solve it in 6 tries, then read the explanation.
- 1.Swap two neighboring tiles to line up 3 of the same term.
- 2.Longer lines, two lines at once and chains score more.
- 3.Play until no swap can make a line.
- 1.Flip two cards. A matching pair stays face up.
- 2.Each pair you find shows what the term means.
- 3.Clear the board in as few moves as you can.
- 1.Find each listed term in the letter grid.
- 2.Drag across its letters: across, down or diagonally.
- 3.Find all five as fast as you can.
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Topics in the Idaho Mortgage Loan Originator Vocabulary Game
Federal laws
Lending terms
Origination process
Loan closing
Ethical conduct
Uniform state content
State licensing
Sources for these terms (27)
- Real Estate Settlement Procedures Act FAQs · Source checked 2026-11-06
- § 1026.1 Authority, purpose, coverage, organization, enforcement, and liability · Source checked 2026-11-06
- § 1026.23 Right of rescission · Source checked 2026-11-06
- § 1002.1 Authority, scope and purpose · Source checked 2026-11-06
- What is TRID and what does it mean for my mortgage loan? · Source checked 2026-11-06
- § 1026.19 Certain mortgage and variable-rate transactions · Source checked 2026-11-06
- What is a Closing Disclosure? · Source checked 2026-11-06
- Mortgages key terms · Source checked 2026-11-06
- What is a home equity line of credit (HELOC)? · Source checked 2026-11-06
- What is a second mortgage loan or "junior-lien"? · Source checked 2026-11-06
- § 1026.43 Minimum standards for transactions secured by a dwelling · Source checked 2026-11-06
- What is PITI? · Source checked 2026-11-06
- What's a lock-in or a rate lock on a mortgage? · Source checked 2026-11-06
- SAR FAQs (October 2025) · Source checked 2026-11-06
- Anti-Money Laundering Program and Suspicious Activity Report Filing Requirements for Residential Mortgage Lenders and Originators (77 FR 8148, February 14, 2012) · Source checked 2026-11-06
- CFPB Consumer Laws and Regulations: Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) · Source checked 2026-11-06
- § 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling · Source checked 2026-11-06
- 1.1 SAFE Act Education Requirements · Source checked 2026-11-06
- NMLS Reference Guide: About NMLS · Source checked 2026-11-06
- § 1008.103 Individuals required to be licensed by states · Source checked 2026-11-06
- Mortgage Loan Originators (Idaho Department of Finance) · Source checked 2026-11-06
- Idaho Code § 26-31-201. Definitions (Idaho Residential Mortgage Practices Act, Part 2) · Source checked 2026-11-06
- Idaho Code § 26-31-307. Prelicensing and Relicensing Education of Mortgage Loan Originators · Source checked 2026-11-06
- Idaho Code § 26-31-310. Continuing Education for Mortgage Loan Originators · Source checked 2026-11-06
- Idaho Code § 26-31-318. Unlawful Acts · Source checked 2026-11-06
- Idaho Code § 45-1502. Definitions — Trustee's Charge (Trust Deeds) · Source checked 2026-11-06
- Idaho Code § 45-1506. Manner of Foreclosure — Notice — Sale · Source checked 2026-11-06
About the ID MLO Exam
Idaho mortgage loan originator applicants take the SAFE MLO National Test with Uniform State Test Content, the single NMLS test used for state MLO licenses; Idaho has no separate state test. The Idaho Department of Finance licenses originators under the Idaho Residential Mortgage Practices Act, and Idaho law is taught in 2 of the 20 required pre-license education hours.
Exam sponsor: NMLS (SAFE MLO Test); license issued by the Idaho Department of Finance. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
120 questions
Time Limit
190 minutes
Passing Score
75%
Reported exam pass rate: 53%. NMLS first-time pass rate for the SAFE MLO Test as of December 31, 2024 This describes exam candidates, not OpenExamPrep users or results from using our resources. Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Official sources
Frequently Asked Questions
Is the Idaho MLO vocabulary game free?
Yes. The game is free to play with no sign-up. Signing in adds AI explanations for any term.
How do the Idaho MLO vocabulary games work?
There are 4 games built on 20 Idaho MLO terms. In Guess the Term, a clue describes one term and you have six tries to spell it, with green, yellow and gray letters showing how close you are. In Term Match, six terms appear as colored tiles; swap neighbors to line up three or more of the same term, and each match shows what the term means. In Term Pairs, twelve face-down cards hide six pairs of terms; flip two at a time to find each pair, and every pair you find shows what the term means. In Term Search, five terms hide in a grid of letters, reading across, down or diagonally; drag across a term to circle it, and each term you find shows what it means.
Where do the Idaho MLO terms come from?
OpenExamPrep researched each term from the NMLS (SAFE MLO Test); license issued by the Idaho Department of Finance content outline and primary sources, listed under Sources on this page. The game is independent study material, not an official exam resource.
How does Idaho's non-judicial foreclosure work?
Idaho uses deeds of trust with trustee's sales. The trustee must record a notice of default and provide at least 120 days before the sale. The sale is a public auction conducted by the trustee, and there is no right of redemption after a trustee's sale.
Can a lender pursue a deficiency judgment after a trustee's sale in Idaho?
Yes, within limits. Under Idaho Code Section 45-1512, a money judgment for the balance due may be sought within 3 months after a trustee's sale, but the court cannot award more than the amount by which the debt exceeds the property's fair market value at the time of sale.