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Cheat sheet

Arizona Notary Cheat Sheet

Quick Facts

Exam
AZ Notary
Owner
Arizona SOS
Questions
45
Time
60 min
Pass
80%
Correct
36 of 45
Exam fee
$46.75
App fee
$43
Bond
$5,000
Term
4 years
Book
Digital manual

Core Numbers

45, 60, 80, 36, 10

45 questions60 minutes80% pass$10 max

Bond vs E&O

Bond

  • Protects public
  • Required
  • $5,000

E&O

  • Protects notary
  • Optional
  • Defense costs

Public vs you

Exam Numbers

Requirement
New and renewing
Questions
45 multiple-choice
Time
60 minutes
Pass
80%
Correct
36 of 45
Exam fee
$46.75
Retake
30 days
Score life
90 days

Eligibility

Age
18 or older
Residency
Primary AZ residence
Status
Citizen or LPR
English
Read, write, understand
Exam
Pass if required
Manual
Keep approved reference
Disqualified
41-271 bar
Oath
Before commission

Application

First step
Register exam
Candidate ID
Before application
Bond
$5,000
Filing fee
$43
Term
4 years
Processing
About 4 weeks
Renewal
Up to 2 months
NSF
$25 fee

Four Acts

AJOC: Acknowledge, Jurat, Oath, Copy

AcknowledgeJuratOathCopy

Acknowledgment vs Jurat

Acknowledgment

  • Signer acknowledges
  • No oath
  • Prior signature OK

Jurat

  • Signer swears
  • Oath required
  • Sign before notary

Willingness vs truth

Act Picker

  1. Signed voluntarilyAcknowledgment(No oath)
  2. Sworn documentJurat(Sign here)
  3. Oral truth promiseOath/Affirmation(No document)
  4. Need true copyCopy cert(Compare original)
  5. Deposition requestRefuse(Not authorized)
  6. Legal advice askedRefuse(Attorney only)
  7. Birth certificate copyRefuse(Issuing agency)
  8. Blank documentRefuse(Incomplete)

Notarial Acts

Acknowledgment
Signed willingly
Jurat
Signed and sworn
Oath
Truth promise
Affirmation
Secular oath
Copy cert
True copy
Depositions
Not authorized
Impartiality
No stake
Certificate
Act evidence

Oath vs Affirmation

Oath

  • Invokes deity
  • Truth pledge
  • Perjury risk

Affirmation

  • Secular pledge
  • Same legal force
  • Signer choice

Religious vs secular

Act Signals

Acknowledged
Acknowledgment clue
Subscribed
Signed before notary
Sworn
Oath required
Already signed
Acknowledgment OK
Truthfulness
Jurat or oath
Copy matches
Copy certification
No document
Oath possible
Signer choice
Oath or affirmation

ID Four

Photo, description, serial, signature

PhotoDescriptionSerialSignature

ID vs Witness

ID

  • Signer document
  • Four elements
  • Unexpired

Witness

  • Knows signer
  • Takes oath
  • Identified by notary

Document vs person

Identity Picker

  1. Valid complete IDAccept ID(Four elements)
  2. No IDCredible witness(Oath plus ID)
  3. Expired IDRefuse(Current required)
  4. Signer coercedStop act(Voluntary required)
  5. Signer absentRefuse(Personal appearance)
  6. Personal knowledgeJournal entry(Or document copy)

Identity Evidence

Photo
ID element
Description
ID element
Serial number
ID element
Signature
ID element
Current ID
Unexpired
Tribal ID
Allowed if complete
DOC ID
Allowed
Credible witness
Oath plus ID

Signer Screening

Appearance
Required
Identity
Required
Willingness
Required
Awareness
Required
Blank document
Refuse
Financial interest
Refuse
Coercion
Refuse
Legal advice
Refuse

Seal Colors

Dark ink: black, blue, purple, brown

No redDark inkGreat Seal

Journal vs Certificate

Journal

  • Audit trail
  • Chronological
  • Public record

Certificate

  • Act evidence
  • On document
  • Sealed

Record vs evidence

Journal

Tangible acts
Paper journal
Electronic acts
Paper or e-journal
Order
Chronological
Date
Required
Document
Description required
Signer
Name and address
ID method
Required
Fee charged
Required

Copy Cert vs Vital Record

Copy cert

  • Ordinary copy
  • Compare original
  • Separate act

Vital record

  • Agency copy
  • Birth/death
  • Use issuing agency

Copy vs official

Seal

Rubber stamp
Required
Embosser
Extra only
Rectangle
1.5 x 2.5
Circle
1.5 diameter
Ink
Dark only
Red ink
Not allowed
Great Seal
Required
Commission number
Required

Certificates

Venue
State and county
Date
Actual date
Notary signature
Required
Seal
Required
Wrong wording
Void and replace
White-out
Never use
Loose cert
Attach securely
RON cert
Technology statement

RON Proof

Live video plus proofing plus records

Sight and soundTwo proof typesRecording retained

RON vs In-Person

RON

  • Audio-video
  • Identity proofing
  • Recording retained

In-person

  • Physical presence
  • Physical ID
  • Paper journal

Technology vs presence

Compliance Picker

  1. Tangible recordPaper journal(One active)
  2. Electronic recordE-journal(Allowed)
  3. Address changedReport SOS(30 days)
  4. Seal lostReport SOS(10 days)
  5. Remote signerRON(Notify SOS)
  6. Public requestJournal copy(Written details)
  7. Subpoena receivedComply(Lawful order)
  8. Employer confidentialSeparate journal(Not public)

Fees + Penalties

Max fee
$10 per act
Electronic fee
$10 max
RON fee
$10 max
Late address
$25 penalty
Lost seal
Report 10 days
Lost seal fine
$1,000
Resign records
3 months
Records fine
$50-$500

Fee vs Bond

Fee

  • Charged per act
  • $10 max
  • Optional charge

Bond

  • Filed with SOS
  • $5,000
  • Required assurance

Revenue vs assurance

RON Basics

Status
Active AZ notary
Notice
Before first RON
Technology
Sight and sound
Identity proofing
Two types
Recording
Retain 5+ years
Foreign signer
U.S. nexus needed
E-seal
Commission number
RON certificate
Technology statement

Common Traps

Acknowledgment Not Jurat

No oath Oath plus signature

Bond Not Insurance

Public protection Your protection

Notario Not Attorney

No legal advice No immigration help

RON Not Phone

Live audio-video No phone-only act

Fee Cap Not Document

Per act Max $10

Journal Not Private

Usually public Some exceptions

Copy Cert Not Vital

Not agency record Use issuing agency

Seal Not Authority

Stamp follows act Commission grants authority

Last Minute

  1. 1.45 questions, 60 minutes
  2. 2.Pass = 80%, 36 correct
  3. 3.Exam fee = $46.75
  4. 4.Application fee = $43
  5. 5.Bond = $5,000, four years
  6. 6.$10 max per notarial act
  7. 7.Four acts only
  8. 8.Acknowledgment: no oath
  9. 9.Jurat: sign plus oath
  10. 10.ID: photo, description, serial, signature
  11. 11.Journal entries are chronological
  12. 12.Seal ink must be dark
  13. 13.RON uses live audio-video
  14. 14.RON recording: retain 5+ years
  15. 15.Lost seal: report 10 days
  16. 16.Address change: report 30 days
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