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Cheat sheet

California Notary Cheat Sheet

Misconduct + Fees

37-38%of exam

Fee ScheduleProhibited ActsAdvertisingPenaltiesConflict Traps

Acts + Documentation

30%of exam

Administrative Procedures

12-13%of exam

Identity + Witnesses

10%of exam

Immigration + Language

10%of exam

Immigration FormsForeign LanguageNotario RulesE-Notary RONLanguage Traps

Quick Facts

Exam
CA Notary
Owner
California SOS
Vendor
CPS HR
Questions
45 items
Scored
40 scored
Time
1 hour
Pass
Scaled 70
Fee
$40 application
Retake
$20 exam
Term
4 years
Bond
$15,000

Fee Zeroes

Votes and veterans are zero

Voting materials: $0Veterans benefits: $0

Interest vs Role

Direct interest

  • Named principal
  • Real property party
  • Refuse act

Employee role

  • Agent capacity
  • Escrow role
  • May notarize

Beneficiary vs employee

Refusal Picker

  1. Signer absentRefuse(No appearance)
  2. Signer coercedRefuse(Not willing)
  3. Signer confusedRefuse(No awareness)
  4. Document blankRefuse(Incomplete)
  5. Notary named partyRefuse(Direct interest)
  6. Legal advice requestedRefer attorney

Fee Schedule

Acknowledgment
$15 per signature
Proof
$15 per signature
Oath
$15 each
Jurat
$15 each
Deposition
$30 service
Depo oath
$7 extra
Depo cert
$7 extra
POA copy
$15
Voting materials
$0
Veterans benefit
$0

Prohibited Acts

Legal advice
Attorney work
Document choice
Attorney work
Incomplete doc
Refuse
Absent signer
Refuse
Own signature
Refuse
Direct interest
Refuse
Vital record
Cannot certify
Backdating
False certificate

Penalties

False acknowledgment
$10,000 max
Thumbprint failure
$2,500 max
Seal violation
$1,500 max
Address failure
$500 max
Name failure
$500 max
Improper coercion
Misdemeanor
Journal failure
Misdemeanor
Perjury
Felony risk

Journal Core

Date, type, doc, signer, ID, fee

Date/timeAct typeInstrumentSigner signatureID evidenceFee

Acknowledgment vs Jurat

Acknowledgment

  • Execution admitted
  • No oath
  • May be pre-signed

Jurat

  • Oath required
  • Sign before notary
  • Truth sworn

Admit vs swear

Act Picker

  1. Signer admits executionAcknowledgment(No oath)
  2. Sworn written statementJurat(Sign here)
  3. Oral truth promiseOath/Affirmation(No document)
  4. Principal absentProof(Witness route)
  5. POA copy neededCopy certification
  6. Vital record copyRefuse(Registrar only)
  7. Electronic record printoutCustodian jurat
  8. Incomplete documentRefuse(Face incomplete)

Notarial Acts

Acknowledgment
Execution admitted
Jurat
Sworn signature
Oath
Truth promise
Affirmation
Secular oath
Proof
Subscribing witness
POA copy
Allowed certification
Deposition
Oath plus certificate
Protest
Financial institution only

Oath vs Affirmation

Oath

  • Religious tone
  • Truth promise

Affirmation

  • Secular promise
  • Same legal effect

Words differ; duty same

Certificate Rules

Venue
State and county
Date
Actual act date
Signature
Notary handwriting
Seal
Official seal
Boxed notice
Identity only
Capacity
Do not certify
False facts
$10,000 penalty
Wrong wording
Redo act

Seal vs Journal

Seal

  • Certificate authentication
  • Locked control
  • Destroy when invalid

Journal

  • Act record
  • One active
  • County clerk after end

Mark vs record

Journal

Count
One active journal
Storage
Locked and secured
Control
Direct exclusive control
Date/time
Required entry
Act type
Required entry
Instrument
Character required
Signer
Signature required
Fee
Required entry
Public copy
15 business days
Copy fee
$0.30 per page

POA Copy vs Vital

POA copy

  • Notary may certify
  • Probate Code
  • $15 fee

Vital record

  • Notary cannot certify
  • Registrar only
  • County recorder

Power allowed; vital banned

Thumbprints

Deed
Thumbprint required
Quitclaim
Thumbprint required
Deed trust
Thumbprint required
Real property
Thumbprint required
POA
Thumbprint required
Trustee deed
Exception
Reconveyance
Exception
Missing thumbprint
$2,500 penalty

Seal

Image
Photographically reproducible
Words
Notary Public
Name
Commission name
County
Oath filing county
Expiration
Required element
Commission no.
Required element
Vendor no.
Required element
Circle
2 inch max
Rectangle
1 x 2.5 max
Control
Locked exclusive

Exam Buckets

M-A-A-I-I: 15,12,5,4,4

Misconduct: 15Acts: 12Admin: 5Identity: 4Immigration: 4

Bond vs E&O

Bond

  • Required
  • Protects public
  • $15,000

E&O

  • Optional
  • Protects notary
  • Insurance policy

Public vs notary

Deadline Picker

  1. Commission beginsFile oath/bond(30 days)
  2. Address changesNotify SOS(30 days)
  3. Name changesAmend oath/bond(30 days)
  4. Records requestedRespond to SOS(30 days)
  5. Journal copy requestedProvide line item(15 business days)
  6. Journal lostNotify SOS(Immediately)
  7. Seal lostNotify SOS(Immediately)
  8. Commission invalidDeliver records(30 days)

Exam Facts

Format
Closed-book MCQ
Total
45 items
Scored
40 items
Pretest
5 unscored
Time
1 hour
Pass
Scaled 70
Retest
Once monthly
Results
15-20 business days

30-Day Clock

Bond, address, name, records

Oath/bond filingAddress noticeName amendmentEnd records

Exam Weights

Misconduct
15 scored
Acts
12 scored
Admin
5 scored
Identity
4 scored
Immigration
4 scored
Handbook
All testable

Eligibility

Age
18 or older
Residence
Legal CA resident
Course
Approved SOS course
New course
Six hours
Current renewal
Three-hour refresher
Expired renewal
Six-hour course
Exam
Written exam
Background
DOJ and FBI

Commission Path

Application
$40 at exam
Photo
2x2 color
Live Scan
After pass
Commission
Four-year term
Bond
$15,000 official
Oath
County clerk
Filing
Within 30 days
Seal
After authorization

ID Elements

Photo, description, signature, serial

PhotoPhysical descriptionSignatureSerial number

One vs Two Witnesses

One witness

  • Known to notary
  • Knows signer
  • Neutral witness

Two witnesses

  • Notary needn't know
  • Both show ID
  • Both sign journal

Known one; unknown two

Identity Picker

  1. Acceptable ID presentPaper ID(Record details)
  2. US passport cardAccept(Passport ID)
  3. No signer IDCredible witness
  4. One witnessKnown to notary
  5. Two witnessesWitness IDs
  6. Personal knowledge onlyReject(Need evidence)
  7. Witness has interestReject(Not neutral)
  8. ID lacks signatureReject(Incomplete ID)

Identity Evidence

Rule
Satisfactory evidence
ID age
Current or 5 years
CA DL
Allowed ID
CA ID
Allowed ID
US passport
Book or card
Inmate ID
Custody-specific
Military ID
Allowed if complete
Tribal ID
Federally recognized

ID Elements

Photo
Required element
Description
Required element
Signature
Required element
Serial
Required element
Consular ID
Allowed if complete
Foreign passport
Allowed if complete
Other-state DL
Allowed if complete
CA employee ID
Allowed if complete

Credible Witnesses

One witness
Personally known notary
Two witnesses
Notary needn't know
Witness ID
Paper ID required
Signer known
Witness knows signer
No signer ID
Witness route
No interest
Witness neutral
Witness oath
Required statement
Journal
Witness details

Electronic vs RON

Electronic

  • Allowed now
  • Physical presence
  • Paper rules apply

RON

  • Not yet authorized
  • Audio-video
  • NAP 2.0 launch

E-sign vs remote

Immigration Language

Immigration forms
Not prohibited
Form help
Attorney/consultant only
Form fee
$15 per set
Non-English ad
Notice required
Notario
Spanish translation banned
Legal advice
Never allowed
Foreign doc
May notarize
Interpreter
Avoid for act

E-Notary RON

Electronic notarization
Allowed now
Paper rules
Still apply
Physical presence
Still required
Seal
Still required
Thumbprint
If required
RON
Not yet authorized
NAP 2.0
Launch trigger
2030
Outer date

Common Traps

Score vs percent

Scaled 70 Not raw percent

Appearance vs video

Physical appearance now RON not yet

Identity vs truth

Verify signer identity Not document truth

Personal knowledge trap

Knowledge alone fails Use satisfactory evidence

Journal vs employer

Notary owns journal Employer never owns

Seal vs employer

Notary owns seal Employer never keeps

POA vs vital copy

POA copy allowed Vital copy refused

Notario vs notice

Notice still required Notario still banned

Travel vs notary fee

Separate travel fee $15 act cap

Proof vs real property

Proof allowed generally Real property barred

Last Minute

  1. 1.45 items; 40 scored
  2. 2.Pass = scaled 70
  3. 3.Weights: 15/12/5/4/4
  4. 4.Retest only once monthly
  5. 5.New course = six hours
  6. 6.Current renewal = three hours
  7. 7.File oath/bond within 30 days
  8. 8.Bond protects public, not notary
  9. 9.Ack admits; jurat swears
  10. 10.ID current or five years
  11. 11.Thumbprint: real property, POA
  12. 12.Journal and seal stay yours
  13. 13.Maximum act fee = $15
  14. 14.Notario translation is banned
  15. 15.RON not yet authorized
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