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Cheat sheet

NY Notary Cheat Sheet

Commission + Eligibility

25%of exam

Exam FactsEligibilityApplicationOathCounty Clerk

Notarial Acts

25%of exam

Identity + Refusal

20%of exam

Fees + Records

15%of exam

Fees RecordsSeal SignatureJournalCertificate CopyElectronic Journal

Ethics + Misconduct

15%of exam

Prohibited ActsMisconductUPLConflictsComplaint Triggers

Quick Facts

Exam
NY Notary
Questions
40
Time
1 hour
Pass
70%
Exam fee
$15
Application
$60
Term
4 years
Law
March 2026

Commission Flow

Pass, apply, oath, county record.

ExamApplicationOathClerk record

Commission vs Record

Commission

  • Secretary appoints
  • State authority

County record

  • Signature kept
  • Public verification

Authority vs proof

Commission Picker

  1. New applicantPass exam
  2. Attorney applicantExam exempt
  3. After passApply online
  4. Name/address changeFile change
  5. Term endingRenew commission

Exam Facts

Format
Multiple choice
Questions
40 items
Passing
28 correct
Results
Pass/fail notice
Exam fee
$15
Pass slip
Valid 2 years
Exempt
Attorneys/court clerks

Eligibility

Age
18+
Residence
NY resident
Business
NY office allowed
Citizenship
US citizen
Character
Good moral character
Language
English understanding
Term
4 years

Application Path

Apply
NY Business Express
Initial fee
$60
Renewal
$60
Oath
Filed before commission
County clerk
Keeps signature
ID card
Issued after approval

Act Core

Acknowledge admits; jurat swears.

Ack: voluntaryJurat: oathOath: truthProof: witness

Acknowledgment vs Jurat

Acknowledgment

  • Signature admitted
  • No oath
  • Voluntary act

Jurat

  • Oath required
  • Signed before notary
  • Truth sworn

Admit vs swear

Act Picker

  1. Admit signatureAcknowledgment
  2. Swear document truthJurat
  3. Promise testimony truthOath
  4. No religious oathAffirmation
  5. Witness proves signingProof
  6. Sworn questioningDeposition

Notarial Acts

Acknowledgment
Signature admitted
Jurat
Oath plus signature
Oath
Promise to truth
Affirmation
Nonreligious oath
Proof
Witness proves signing
Deposition
Sworn testimony
Copy cert
Allowed copies only
Protest
Commercial paper act

Oath vs Affirmation

Oath

  • Religious form
  • Truth promise

Affirmation

  • Secular form
  • Same legal force

Form differs only

Certificates

Venue
State/county place
Date
Act date
Name
Signer identified
Statement
Act wording
Signature
Notary signs
Title
Notary public

Refusal Signs

No ID, no will, no act.

AbsentDoubtful IDCoercionBlank document

Traditional vs Electronic

Traditional

  • Paper record
  • Wet signature
  • Physical ID

Electronic

  • Electronic record
  • Digital signature
  • Remote ID tools

Medium changes act

Refusal Picker

  1. Signer absentRefuse(No appearance)
  2. ID doubtfulRefuse(Fraud risk)
  3. Signer confusedRefuse(Capacity issue)
  4. Signer coercedRefuse(Not voluntary)
  5. Document blankRefuse(Incomplete record)
  6. Need legal adviceRefer attorney

Identity Proof

Appearance
Personal appearance required
Knowledge
Already known signer
Photo ID
Government credential
Signature
Compare reasonably
Credible witness
Knows principal
Capacity
Aware and willing
Refuse
Fraud or doubt

Identity vs Capacity

Identity

  • Who signer is
  • ID evidence

Capacity

  • Signer understands
  • Willing action

Who vs able

Remote Notary

Electronic notary
Registered capability
Location
Notary in NY
Audio-video
Real-time session
Credential analysis
ID checked remotely
Knowledge test
Identity questions
Record
Electronic journal
Platform
Compliant provider

Fee Memory

$2 is the default ceiling.

Ack $2Oath $2Proof $2No excess

Fees Records

Acknowledgment
$2 max
Oath
$2 max
Proof
$2 max
Extra fee
No excess charge
Electronic act
Record required
Journal
Best practice
Receipt
Documents payment

Seal Signature

Seal
Not required
Stamp
Common practice
Signature
Commissioned name
County
Commission county
Expiration
Show if stamped
Name change
$10 fee

Attorney vs Notary

Attorney

  • Gives legal advice
  • Drafts instruments

Notary

  • Verifies acts
  • No legal advice

Law advice barred

Prohibited Acts

Legal advice
Attorney work
Blank document
Refuse notarization
Absent signer
Never notarize
False certificate
Misconduct
Financial interest
Conflict risk
Imposter signer
Fraud trigger
Coerced signer
Refuse act
Backdating
False date

Misconduct

Fraud
Criminal exposure
Deceit
Misdemeanor risk
UPL
Unauthorized law practice
Advertising
No false claims
Complaint
DOS discipline
Felony
Appointment barrier

Common Traps

Acknowledgment vs jurat

Acknowledgment admits signature Jurat requires oath

Identity vs legality

Notary verifies signer Notary never validates document

Fee ceiling

Fee limit is statutory Travel fee needs agreement

Attorney exemption

Exam may be exempt Fee still applies

Remote notarization

Notary stays in NY Signer may be remote

Seal requirement

Seal is optional Signature is required

Last Minute

  1. 1.40 questions; 70% passes
  2. 2.$15 exam; $60 application
  3. 3.Commission lasts 4 years
  4. 4.Ack = admits signature
  5. 5.Jurat = oath plus signature
  6. 6.No signer, no notarization
  7. 7.Doubt identity: refuse
  8. 8.Notary cannot give advice
  9. 9.$2 usual statutory fee
  10. 10.NY notary: no bond
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