200+ Free WV Property & Casualty Practice Questions
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Key Facts: WV Property & Casualty Exam
150
Exam Questions
WV OIC / PSI exam outline
150 min
Exam Time
WV PSI exam outline
70%
Passing Score
WV producer exam standard
$65
Exam Fee
WV OIC PSI registration
25/50/25
WV Auto Minimums
WV financial responsibility law
24 hrs
CE per 2 Years
WV producer CE requirement
3 hrs
Ethics CE
WV ethics requirement
The West Virginia Property & Casualty producer exam requires 70% to pass. West Virginia requires 25/50/25 auto liability minimums, 24 hours of CE every 2 years (including 3 hours ethics), and workers' compensation must be obtained through the state fund (monopoly state). The Insurance Commissioner is appointed by the Governor.
About the WV Property & Casualty Exam
West Virginia's Property & Casualty producer exam combines national insurance content with West Virginia-specific regulation, producer licensing requirements, homeowners and commercial property, auto insurance (25/50/25 minimums), workers compensation through state fund, general liability, and ethics requirements.
Questions
150 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
70%
Exam Fee
$65 (WV Offices of the Insurance Commissioner / PSI Services LLC)
WV Property & Casualty Exam Content Outline
Insurance Regulation
WV Offices of the Insurance Commissioner authority, producer licensing, continuing education (24 hours/2 years with 3 hours ethics), appointment requirements, and unfair trade practices
General Insurance Concepts
Risk management, contracts, agency authority, insurer classifications, and legal principles
Property Insurance
Homeowners policies, dwelling fire forms, commercial property, West Virginia Essential Property Insurance Association (FAIR Plan), and loss valuation methods
Casualty Insurance
West Virginia auto insurance (25/50/25 limits), general liability, workers compensation state fund requirements, surplus lines, and commercial auto
Policy Provisions
Policy structure, conditions, exclusions, endorsements, and claims handling requirements
Ethics and Consumer Protection
Producer conduct, unfair practices, privacy protection, guaranty association, and consumer rights
How to Pass the WV Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $65
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
WV Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the West Virginia Property and Casualty exam?
West Virginia's Property & Casualty producer exam contains approximately 150 questions covering both national insurance content and West Virginia-specific regulations. The exam is administered by PSI Services LLC.
How much time do you get for the West Virginia P&C exam?
The West Virginia Property & Casualty producer exam time limit is 150 minutes (2.5 hours). Candidates should pace themselves to complete all questions within the allotted time.
What are West Virginia's auto insurance minimum requirements?
West Virginia requires minimum auto liability coverage of 25/50/25, which means $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. These are minimums; higher limits are recommended.
What continuing education is required for West Virginia producers?
West Virginia producers must complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. License renewal is on the last day of the producer's birth month.
What is unique about West Virginia workers' compensation?
West Virginia is a 'monopoly state' for workers' compensation, meaning employers must obtain coverage through the state-operated Workers' Compensation Fund rather than through private insurers.