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200+ Free WI Life & Health Practice Questions

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Questions by Category

Wi-Lh-Health-Laws61 questions
Wi-Lh-Regulation56 questions
Wi-Lh-Ethics45 questions
Wi-Lh-Life-Laws38 questions
2026 Statistics

Key Facts: WI Life & Health Exam

100 + 100

Scored Questions

WI 22-01 and 22-03 outlines

2h + 2h

Exam Time

WI PSI content outlines

70%

Passing Score

WI PSI score reporting guidance

$75 each

Exam Fee

WI PSI bulletin fee table

20 hrs/line

Prelicense Education

WI PSI bulletin / OCI requirements

24 CE / 3 ethics

Biennial CE

WI bulletin renewal guidance

The Wisconsin PSI bulletin revised December 10, 2025 lists both 22-01 and 22-03 at 100 questions each with 2-hour limits, 70% passing score, and $75 exam fee per exam. Wisconsin requires prelicensing for major lines (20 hours per line), fingerprinting through Fieldprint ($36, valid 180 days), and resident CE of 24 hours every 2 years including 3 ethics with no carryover.

About the WI Life & Health Exam

Wisconsin first-time producer applicants for life and health lines take two separate exams: Life General+State (22-01) and Accident & Health General+State (22-03). The outlines emphasize Wisconsin licensing law, producer conduct, life and annuity regulation, health and disability regulation, Medicare supplement, and long-term care standards.

Questions

200 scored questions

Time Limit

2 hours per exam (4 hours total)

Passing Score

70% on each exam

Exam Fee

$75 per exam ($150 total for both) (Wisconsin Office of the Commissioner of Insurance (OCI) / PSI)

WI Life & Health Exam Content Outline

35%

Wisconsin Regulation and Producer Law

Licensing, OCI authority, disciplinary standards, unfair practices, federal regulations, and Wisconsin-specific life/health statutes

10%

General Insurance Concepts

Risk, contract characteristics, insurer types, agency relationships, and producer responsibilities

27.5%

Life Insurance and Annuities

Life policy types and provisions, replacement, annuity products, and federal tax/qualified-plan treatment

27.5%

Health, Disability, Medicare, and LTC

A&H policy structures, disability income, medical/group plans, Medicare supplement, long-term care, and health tax concepts

How to Pass the WI Life & Health Exam

What You Need to Know

  • Passing score: 70% on each exam
  • Exam length: 200 questions
  • Time limit: 2 hours per exam (4 hours total)
  • Exam fee: $75 per exam ($150 total for both)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

WI Life & Health Study Tips from Top Performers

1Treat Wisconsin as a two-exam path: train pacing separately for 22-01 and 22-03 instead of one long mixed set
2Master the 35% regulation domain first because it is the largest section on both outlines
3Build separate review blocks for life/annuity tax topics and health/Medicare/LTC topics to avoid cross-domain confusion
4Use Wisconsin-specific statutes and producer compliance scenarios, not only national life-health definitions
5Track misses by outline section and retest weak domains until your timed scores stay above the 70% threshold

Frequently Asked Questions

Does Wisconsin use one combined life-and-health exam for first-time applicants?

No. Wisconsin requires first-time candidates to pass two separate exams: 22-01 (Life General and State) and 22-03 (Accident & Health General and State). Each exam has 100 questions and a 2-hour limit.

What passing score do I need for Wisconsin 22-01 and 22-03?

PSI score reporting guidance in the Wisconsin bulletin states candidates must score 70% to pass. Because the exams are separate, you need to pass each required line exam for your license application path.

How much does the Wisconsin Life & Health exam cost?

Wisconsin's PSI bulletin lists a $75 exam fee per exam ($150 total if you take both life and A&H). Fees are non-transferable, and each payment is valid for one year from payment date.

What prelicensing and fingerprinting requirements apply in Wisconsin?

Wisconsin requires 20 hours of approved prelicensing education for each major line of authority and a valid completion certificate at testing. Fingerprinting is completed through Fieldprint using the Wisconsin insurance code, and the bulletin lists a $36 fingerprint fee with 180-day validity.

What continuing education is required after getting licensed in Wisconsin?

Resident intermediary licenses renew every two years, and major-line producers complete 24 CE hours including 3 hours of ethics. Wisconsin's bulletin also states CE credits do not carry over to the next compliance period.

WI Life & Health Resources