200+ Free WI Life & Health Practice Questions

Pass your Wisconsin Life & Health Insurance (22-01 + 22-03) exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately

Not publicly reported Pass Rate

200+ Questions

100% Free

1 / 10

Question 1

Score: 0/0

Which Wisconsin agency is the primary regulator for insurance producers and insurers?

Office of the Commissioner of Insurance (OCI)

Wisconsin Department of Financial Institutions

Wisconsin Department of Revenue

Wisconsin Department of Safety and Professional Services

to track

2026 Statistics

Key Facts: WI Life & Health Exam

100 + 100

Scored Questions

WI 22-01 and 22-03 outlines

2h + 2h

Exam Time

WI PSI content outlines

70%

Passing Score

WI PSI score reporting guidance

$75 each

Exam Fee

WI PSI bulletin fee table

20 hrs/line

Prelicense Education

WI PSI bulletin / OCI requirements

24 CE / 3 ethics

Biennial CE

WI bulletin renewal guidance

The Wisconsin PSI bulletin revised December 10, 2025 lists both 22-01 and 22-03 at 100 questions each with 2-hour limits, 70% passing score, and $75 exam fee per exam. Wisconsin requires prelicensing for major lines (20 hours per line), fingerprinting through Fieldprint ($36, valid 180 days), and resident CE of 24 hours every 2 years including 3 ethics with no carryover.

Sample WI Life & Health Practice Questions

Try these sample questions to test your WI Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Wisconsin agency is the primary regulator for insurance producers and insurers?

A.Office of the Commissioner of Insurance (OCI)

B.Wisconsin Department of Financial Institutions

C.Wisconsin Department of Revenue

D.Wisconsin Department of Safety and Professional Services

Explanation: Wisconsin insurance regulation is handled by the Office of the Commissioner of Insurance (OCI). OCI oversees licensing, market conduct, and enforcement of Wisconsin insurance law. The other agencies have different state functions.

2A first-time applicant seeking Wisconsin resident life and health authority must pass which exams?

A.Both 22-01 and 22-03

B.Only 22-01

C.Only 22-03

D.A single combined 22-02 exam

Explanation: For first-time Wisconsin life and health licensing, the applicant must pass both required exams. Exam 22-01 and exam 22-03 are separate and each must be passed. There is no single combined 22-02 substitute for this requirement.

3In Wisconsin licensing, what does exam code 22-01 cover?

A.Life General and Wisconsin State Law

B.Accident and Health General and Wisconsin State Law

C.Property and Casualty General and State Law

D.Only Wisconsin ethics and CE rules

Explanation: Exam 22-01 is the Life exam that includes general life concepts plus Wisconsin state-specific content. It is not the accident and health exam. Candidates pursuing both lines still need 22-03 separately.

4In Wisconsin licensing, what does exam code 22-03 cover?

A.Only federal health law

B.Life General and Wisconsin State Law

C.Accident and Health General and Wisconsin State Law

D.A mixed life, health, and annuity-only exam

Explanation: Exam 22-03 is the Accident and Health exam with both general and Wisconsin state law content. It is distinct from 22-01, which is the Life exam. Passing one does not replace the other for first-time full life and health licensing.

5How many questions are on each Wisconsin exam (22-01 and 22-03)?

A.80

B.90

C.100

D.125

Explanation: Each Wisconsin life and health licensing exam contains 100 questions. Because the exams are separate, candidates for full authority face 200 total questions across both tests. Planning pacing for 100 items per sitting is important.

6What is the time limit for each Wisconsin exam (22-01 and 22-03)?

A.90 minutes

B.2 hours

C.2.5 hours

D.3 hours

Explanation: Each exam has a 2-hour time limit. Since this timing applies to both 22-01 and 22-03, candidates should practice under timed conditions for both subjects. Good pacing helps avoid unanswered questions at the end.

7What passing score is required on each Wisconsin life and health licensing exam?

A.65%

B.70%

C.75%

D.80%

Explanation: Wisconsin uses a 70% passing score on each required exam. Passing one exam does not offset failing the other. You must meet the standard separately on both 22-01 and 22-03.

8What is the fee per attempt for each Wisconsin life or health licensing exam?

A.$49

B.$60

C.$75

D.$99

Explanation: The exam fee is $75 for each attempt on each exam. A candidate taking both required exams should budget for two separate fees. Retakes are additional attempts and are charged again.

9By when must a Wisconsin exam appointment be canceled to avoid missing the cancellation window?

A.At least 2 days before the exam

B.By midnight the day before the exam

C.Within 2 hours after scheduling

D.At any time before the exam starts

Explanation: Wisconsin uses a 2-day cancellation deadline for exam appointments. Waiting until the day before is outside that deadline. Understanding this rule helps avoid avoidable rebooking costs.

10Which fingerprint submission detail is correct for Wisconsin resident insurance applicants?

A.Use Fieldprint with code FPWIOCIInsurance

B.Use IdentoGO with code WI-LIFE-22

C.Use NIPR fingerprint portal with code OCI-FP-001

D.Mail paper fingerprint cards directly to OCI

Explanation: Wisconsin fingerprinting is done through Fieldprint using the code FPWIOCIInsurance. Using the wrong vendor or code can delay application processing. Applicants should verify these details before scheduling prints.

About the WI Life & Health Exam

Wisconsin first-time producer applicants for life and health lines take two separate exams: Life General+State (22-01) and Accident & Health General+State (22-03). The outlines emphasize Wisconsin licensing law, producer conduct, life and annuity regulation, health and disability regulation, Medicare supplement, and long-term care standards.

Questions

200 scored questions

Time Limit

2 hours per exam (4 hours total)

Passing Score

70% on each exam

Exam Fee

$75 per exam ($150 total for both) (Wisconsin Office of the Commissioner of Insurance (OCI) / PSI)

WI Life & Health Exam Content Outline

35%

Wisconsin Regulation and Producer Law

Licensing, OCI authority, disciplinary standards, unfair practices, federal regulations, and Wisconsin-specific life/health statutes

10%

General Insurance Concepts

Risk, contract characteristics, insurer types, agency relationships, and producer responsibilities

27.5%

Life Insurance and Annuities

Life policy types and provisions, replacement, annuity products, and federal tax/qualified-plan treatment

27.5%

Health, Disability, Medicare, and LTC

A&H policy structures, disability income, medical/group plans, Medicare supplement, long-term care, and health tax concepts

How to Pass the WI Life & Health Exam

What You Need to Know

Passing score: 70% on each exam
Exam length: 200 questions
Time limit: 2 hours per exam (4 hours total)
Exam fee: $75 per exam ($150 total for both)

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

WI Life & Health Study Tips from Top Performers

1Treat Wisconsin as a two-exam path: train pacing separately for 22-01 and 22-03 instead of one long mixed set

2Master the 35% regulation domain first because it is the largest section on both outlines

3Build separate review blocks for life/annuity tax topics and health/Medicare/LTC topics to avoid cross-domain confusion

4Use Wisconsin-specific statutes and producer compliance scenarios, not only national life-health definitions

5Track misses by outline section and retest weak domains until your timed scores stay above the 70% threshold

Frequently Asked Questions

Does Wisconsin use one combined life-and-health exam for first-time applicants?

No. Wisconsin requires first-time candidates to pass two separate exams: 22-01 (Life General and State) and 22-03 (Accident & Health General and State). Each exam has 100 questions and a 2-hour limit.

What passing score do I need for Wisconsin 22-01 and 22-03?

PSI score reporting guidance in the Wisconsin bulletin states candidates must score 70% to pass. Because the exams are separate, you need to pass each required line exam for your license application path.

How much does the Wisconsin Life & Health exam cost?

Wisconsin's PSI bulletin lists a $75 exam fee per exam ($150 total if you take both life and A&H). Fees are non-transferable, and each payment is valid for one year from payment date.

What prelicensing and fingerprinting requirements apply in Wisconsin?

Wisconsin requires 20 hours of approved prelicensing education for each major line of authority and a valid completion certificate at testing. Fingerprinting is completed through Fieldprint using the Wisconsin insurance code, and the bulletin lists a $36 fingerprint fee with 180-day validity.

What continuing education is required after getting licensed in Wisconsin?

Resident intermediary licenses renew every two years, and major-line producers complete 24 CE hours including 3 hours of ethics. Wisconsin's bulletin also states CE credits do not carry over to the next compliance period.