200+ Free VT Property & Casualty Practice Questions
Pass your Vermont Property & Casualty Insurance Exam exam on the first try — instant access, no signup required.
Choose Your Practice Session
Select how many questions you want to practice
Questions by Category
Key Facts: VT Property & Casualty Exam
150 + 5
Scored + Unscored Items
Prometric VT 14-31 content outline
150 min
Exam Time
Prometric VT 14-31 content outline
$87
Exam Fee
Vermont Licensing Information Bulletin (Jan 2026)
70%
Passing Benchmark
Producer exam standard used in VT prep guidance
21%
Auto Domain Weight
Prometric VT 14-31 content outline
24 hrs / 2 years
Resident CE Requirement
Vermont Licensing Information Bulletin
25/50/10
VT Auto Liability Minimums
Vermont DMV insurance requirements
Nov 3, 2019
Current Outline Effective Date
Prometric VT 14-31 content outline
Vermont's Series 14-31 Producer Property and Casualty exam is administered by Prometric with 150 scored questions plus 5 unscored items and a 150-minute limit. The current content outline in use is effective November 3, 2019 and allocates the largest weight to Auto Insurance (21%) and Homeowners (17%), followed by Regulation (10%), P&C basics (10%), and other commercial/policy domains. Vermont-specific areas include DFR licensing and fiduciary rules, unfair trade practices under 8 V.S.A. 4724, auto minimum limits (25/50/10), and assigned-risk coverage through the Vermont Automobile Insurance Plan.
About the VT Property & Casualty Exam
Vermont's Property & Casualty producer exam (Series 14-31) combines national P&C concepts with Vermont-specific regulation, producer licensing requirements, personal auto financial responsibility law, homeowners and commercial forms, workers compensation, and unfair trade practice standards.
Questions
150 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
70%
Exam Fee
$87 (Vermont Department of Financial Regulation / Prometric)
VT Property & Casualty Exam Content Outline
Insurance Regulation
Vermont producer licensing, DFR authority, fiduciary handling, unfair claims/trade standards, and federal compliance overlays
General Insurance
Risk concepts, insurer types, agency authority, and insurance contract law fundamentals
P&C Basics
Insurable interest, underwriting, negligence/liability, valuation, policy structure, and common provisions
Dwelling Policy
DP forms, property coverages, exclusions, conditions, endorsements, and personal liability supplement basics
Homeowners Policy
HO forms, Section I/II coverages, perils, exclusions, conditions, and Vermont special endorsements
Auto Insurance
Vermont financial responsibility law, PAP/commercial auto, UM/UIM, cancellation, binders, and assigned-risk rules
Commercial Package Policy
CGL, commercial property, crime, inland marine, and equipment breakdown components
Businessowners Policy
BOP property/liability sections, exclusions, limits, and common endorsements
Workers Compensation
Vermont workers compensation law, policy parts, premium basics, and alternative coverage sources
Other Coverages and Options
Umbrella/excess, specialty liability, surplus lines, surety bonds, ocean marine, and NFIP
How to Pass the VT Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $87
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
VT Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Vermont Property and Casualty exam?
Prometric's Vermont Series 14-31 outline lists 150 scored questions plus 5 unscored (pretest) items. You should pace for all delivered questions because unscored items are mixed in and not identified during testing.
How much time do you get for Vermont Series 14-31?
The Vermont Producer Property and Casualty exam time limit is 150 minutes (2.5 hours). Time management matters because the exam covers both national P&C concepts and Vermont-specific law.
What is the current Vermont exam fee?
The Vermont Licensing Information Bulletin lists the Producer's Property and Casualty exam fee (Series 14-31) at $87. This exam fee is separate from post-exam application and licensing fees.
What Vermont auto limits should I memorize for exam day?
Vermont's minimum liability limits are 25/50/10 for bodily injury/property damage under financial responsibility law. Vermont also requires uninsured/underinsured motorist coverage subject to statutory requirements, and the Vermont Automobile Insurance Plan is tested for assigned-risk eligibility concepts.
What Vermont-specific topics are most heavily tested?
Prioritize DFR licensing and producer compliance, unfair trade practices and fiduciary duties, Vermont auto law and UM/UIM concepts, cancellation/nonrenewal standards, and state-referenced policy provisions from the official content outline.