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Key Facts: VT Claims Adjuster Exam
70%
Passing Score
DOI
100 Q
Practice Questions
OpenExamPrep
24 hrs
CE Per Cycle
DOI
2 hrs
Exam Time
DOI
$165
Exam Fee
LicenseMap 2026
Vermont requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.
Sample VT Claims Adjuster Practice Questions
Try these sample questions to review concepts for the VT Claims Adjuster exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 360+ question experience with AI tutoring.
1What is the minimum age requirement to obtain an adjuster license in Vermont?
2Which Vermont state agency is responsible for licensing insurance adjusters?
3How many years of experience in handling loss claims is required to satisfy the experience requirement for a Vermont adjuster license?
4Under Vermont law, what is the definition of an adjuster?
5Which of the following professionals is NOT considered an adjuster under Vermont law and is therefore exempt from adjuster licensing requirements?
6What is the renewal period for a Vermont adjuster license?
7How many hours of continuing education are required for Vermont adjuster license renewal?
8Under Vermont's Fair Claims Practices Regulation, within how many working days must an insurer acknowledge receipt of a claim notice?
9Under Vermont law, what does 8 V.S.A. §4724(9) prohibit?
10Which of the following is specifically defined as an unfair claim settlement practice under Vermont's Insurance Trade Practices Act?
About the VT Claims Adjuster Exam
The Vermont claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Vermont-specific adjuster regulations.
Exam sponsor: Vermont DOI. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
100 questions
Time Limit
2 hours
Passing Score
70%
Reported exam pass rate: 65%. estimated first-time pass rate This describes exam candidates, not OpenExamPrep users or results from using our resources. Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Official sources
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
Claims Process
Investigation, documentation, damage assessment, reserving, negotiation
Policy Coverage
Property, casualty, auto, liability policies, coverage analysis, exclusions
State Regulations
State licensing, DOI regulations, unfair claims practices, penalties
Investigation
Evidence gathering, statements, fraud detection, subrogation
Ethics & Practice
Professional conduct, conflicts of interest, confidentiality, CE
Preparing for the VT Claims Adjuster Exam
What You Need to Know
- Passing score: 70%
- Exam length: 100 questions
- Time limit: 2 hours
- Exam / certification fees: $165 Official sources
Using Our Practice Resources
- Work through all 360 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
VT Claims Adjuster: Suggested Study Strategy
Frequently Asked Questions
What does the Vermont claims adjuster exam cover?
The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.
What is the passing score?
Most states require 70% to pass the claims adjuster licensing exam.
How is this different from a public adjuster?
Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.
What CE is required?
Most states require 24 hours of continuing education per renewal cycle for claims adjusters.