Free Practice Questions for CA Claims Adjuster

The independent Insurance Adjuster examination has 100 scored multiple-choice questions and requires 70% to pass. The March 2026 CDI/PSI bulletin lists 158 minutes; unscored experimental items may also appear. The outline still says 150 minutes, so use the current bulletin and appointment instructions for testing logistics.

This guide’s suggested study path totals 75 hours as a planning estimate, not a CDI requirement or a promise of passing. Adjust it to your experience and practice results. Automobile, homeowners and commercial policy topics each carry 16% of the January 2026 blueprint; California regulation and claims standards also need dedicated review.

The current CDI schedule lists a $311 application charge per qualified manager and a $79 examination fee. The March 2026 bulletin lists an additional $43 PSI convenience fee where applicable; the CDI Los Angeles examination site does not charge that convenience fee. Fingerprint charges and any required bond premium are additional.

The qualified manager must be at least 18 and have two years certified adjusting experience or a Commissioner-recognized equivalent. At 2,000 compensated adjusting hours per year, two years equals 4,000 hours. The business needs active qualified management and application/background compliance, plus the $2,000 bond or permitted alternative when required; statutory supervised-work and entity-employment bond exemptions apply.

The March 2026 bulletin requires re-registration and payment to retest. Ten failures of the applicable examination type within a twelve-month period trigger a twelve-month restriction measured from the last failed examination. PSI cancellation generally requires at least two business days’ notice to preserve the appointment fee; read the current scheduling instructions.

Use CDI’s Independent Insurance Adjuster Examination Objectives effective January 1, 2026 for topic weights, the current CDI/PSI Candidate Information Bulletin for testing procedures, and CDI’s independent-adjuster licensing requirements page for qualifications. The official links are listed on this page. For legal rules, consult the Insurance Code, Fair Claims Settlement Practices Regulations and current CDI disaster notices rather than relying on stale figures in an outline.

Independent adjusters perform insurer-side work under the Insurance Adjuster Act. The company/staff exemption depends on the employer–employee role and statutory conditions, including required disaster training. Public adjusters represent policyholders under a separate licensing statute. Individuals subject to CIC § 14090.1 complete 24 CE hours including three ethics hours each two-year term; qualifying nonresident, dual-license and first-year exemptions apply.