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300+ Free AK Claims Adjuster Practice Questions

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What is the purpose of the US Longshore and Harbor Workers Compensation Act?

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Key Facts: AK Claims Adjuster Exam

70%

Passing Score

DOI

100 Q

Practice Questions

OpenExamPrep

24 hrs

CE Per Cycle

DOI

2 hrs

Exam Time

DOI

$211

Exam Fee

LicenseMap 2026

Alaska requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.

Sample AK Claims Adjuster Practice Questions

Try these sample questions to test your AK Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 300+ question experience with AI tutoring.

1Under Alaska Statute AS 21.27.830, what is required to obtain an independent adjuster license?
A.Only a written exam
B.Six months of on-the-job training or prior experience, plus passing the state exam
C.A four-year college degree in insurance
D.Five years of claims experience
Explanation: Alaska requires independent adjuster applicants to have at least six months of active working experience within the previous two calendar years in a qualifying role, or to have been an Alaska-licensed adjuster in good standing within the previous four years. They must also pass the Alaska adjuster licensing exam administered by Pearson VUE.
2Which state agency regulates and licenses independent adjusters in Alaska?
A.Alaska Department of Labor
B.Alaska Division of Insurance under the Department of Commerce, Community, and Economic Development
C.Alaska Attorney General's Office
D.Alaska Department of Revenue
Explanation: The Alaska Division of Insurance, which operates under the Department of Commerce, Community, and Economic Development (DCCED), is responsible for licensing and regulating independent adjusters in Alaska. All licensing applications and inquiries are directed to the Division of Insurance.
3What is the minimum age requirement for an independent adjuster license in Alaska?
A.16 years old
B.18 years old
C.21 years old
D.25 years old
Explanation: Alaska requires all applicants for an insurance adjuster license to be at least 18 years of age. This is a fundamental eligibility requirement established by the Alaska Division of Insurance for all insurance license applicants.
4Which testing provider administers the Alaska adjuster licensing examination?
A.University of Alaska
B.PSI Services
C.Pearson VUE
D.Prometric
Explanation: Pearson VUE is the examination provider contracted by the Alaska Division of Insurance to administer all insurance licensing examinations, including the independent adjuster exam. Candidates register and schedule their exam through the Pearson VUE website.
5What is the passing score for the Alaska adjuster licensing exam?
A.60%
B.65%
C.70%
D.75%
Explanation: Candidates must score at least 70% on the Alaska adjuster licensing examination to pass. The exam is administered by Pearson VUE and costs $89 per attempt. Both in-person and remote (OnVUE) testing options are available.
6What is the exam fee for the Alaska independent adjuster exam?
A.$50
B.$75
C.$89
D.$110
Explanation: The Alaska independent adjuster licensing exam costs $89 per attempt, paid to Pearson VUE at the time of registration. This fee is non-refundable. The exam consists of 105 questions (90 scored and 15 pretest) with a 2-hour 15-minute time limit.
7How often must Alaska independent adjusters renew their license?
A.Annually
B.Every 2 years
C.Every 3 years
D.Every 5 years
Explanation: Alaska independent adjuster licenses must be renewed every two years. The license expires on the last day of the licensee's birth month in the renewal year. The renewal fee is $75, and adjusters must complete required continuing education before renewal.
8How many hours of continuing education (CE) are required for Alaska adjuster license renewal?
A.12 hours
B.20 hours
C.24 hours
D.30 hours
Explanation: Alaska requires licensed independent adjusters to complete 24 hours of continuing education every 2-year renewal period. The CE requirement includes topics on insurance law updates, claims handling best practices, ethics, and fraud prevention. Excess credits generally cannot be carried over.
9Does Alaska offer reciprocal adjuster licenses to adjusters licensed in other states?
A.Yes, Alaska freely reciprocates with all states
B.No, Alaska does not accept out-of-state credentials for adjuster licenses
C.Yes, but only for states bordering Alaska
D.Yes, but only for states with identical licensing requirements
Explanation: Alaska does not grant reciprocal independent adjuster licenses. A licensee cannot use a Designated Home State (DHS) to obtain nonresident independent adjuster authority in Alaska. Applicants from other states must meet full Alaska requirements, though there are exceptions for adjusters whose home state licenses them based on examination.
10What is an 'Independent Adjuster Trainee License' in Alaska and why is it important?
A.A permanent license for experienced adjusters
B.A temporary license that allows applicants to work under supervision to meet the 6-month experience requirement
C.A license for adjusters from other states
D.A license for public adjusters
Explanation: The Alaska Independent Adjuster Trainee License allows new adjusters to legally work in the field under the supervision of an experienced licensed adjuster while completing the required six months of on-the-job training. This is the most common way to satisfy the experience requirement before applying for the full independent adjuster license.

About the AK Claims Adjuster Exam

The Alaska claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Alaska-specific adjuster regulations.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$211 (Alaska DOI)

AK Claims Adjuster Exam Content Outline

25%

Claims Process

Investigation, documentation, damage assessment, reserving, negotiation

25%

Policy Coverage

Property, casualty, auto, liability policies, coverage analysis, exclusions

20%

State Regulations

State licensing, DOI regulations, unfair claims practices, penalties

15%

Investigation

Evidence gathering, statements, fraud detection, subrogation

15%

Ethics & Practice

Professional conduct, conflicts of interest, confidentiality, CE

How to Pass the AK Claims Adjuster Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 100 questions
  • Time limit: 2 hours
  • Exam fee: $211

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

AK Claims Adjuster Study Tips from Top Performers

1Master property and casualty insurance policy structure and coverage
2Study your state's unfair claims settlement practices act
3Know the claims investigation process from first notice to settlement
4Understand subrogation principles and procedures
5Review state-specific adjuster licensing requirements and regulations

Frequently Asked Questions

What does the Alaska claims adjuster exam cover?

The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.

What is the passing score?

Most states require 70% to pass the claims adjuster licensing exam.

How is this different from a public adjuster?

Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.

What CE is required?

Most states require 24 hours of continuing education per renewal cycle for claims adjusters.