200+ Free UT Property & Casualty Practice Questions
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Key Facts: UT Property & Casualty Exam
180
Total Questions
Prometric UT03 content outline
220 min
Exam Time
Prometric UT03 content outline
70%
Passing Score
Prometric Utah Licensing Information Bulletin
$59
Exam Fee
Prometric Utah Licensing Information Bulletin
25/65/15
UT Auto Liability Minimums
Utah Insurance Department auto insurance requirements
$3,000
UT Minimum PIP
Utah Insurance Department auto insurance requirements
No prelicense
Pre-Exam Education
Utah Insurance Department producer license requirements
Prometric's current Utah UT03 outline lists 180 total questions (150 scored + 30 pretest) with a 220-minute time limit and a 70% passing score. The state section is Utah-heavy: Insurance Regulation is weighted 17% and Utah line-specific law another 13%. The Utah License Requirements page confirms no pre-licensing education requirement, and resident licensing includes fingerprint processing after exam completion.
About the UT Property & Casualty Exam
Utah's UT03 Property & Casualty producer exam combines national P&C content with Utah law. Heavily tested areas include Utah producer licensing/compliance, unfair trade practices, property and casualty fundamentals, homeowners and commercial package coverage, and Utah auto requirements including 25/65/15 liability limits with no-fault PIP.
Questions
180 scored questions
Time Limit
3 hours 40 minutes (220 minutes)
Passing Score
70%
Exam Fee
$59 (Utah Insurance Department / Prometric)
UT Property & Casualty Exam Content Outline
Utah Insurance Regulation
Utah producer licensing, appointments, conduct standards, unfair trade practices, and Insurance Department authority
Utah Line-Specific Law
Utah auto and casualty statutes, no-fault/PIP framework, and line-specific state compliance rules
General Insurance Concepts
Risk, indemnity, contract law, legal interpretations, and insurer types
Property and Casualty Basics
Policy structure, underwriting, valuation, deductibles, and conditions
Dwelling Policy
DP forms, covered perils, exclusions, and endorsements
Homeowners Policy
HO forms, Sections I and II, loss settlement, and liability features
Auto Insurance
Personal auto policy fundamentals and Utah-required minimums including PIP
Commercial Package Policy
Commercial property, CGL, inland marine, and package construction
Workers Compensation
Statutory employer obligations, covered employees, and benefit basics
Other Coverages
BOP, umbrella/excess, and specialty coverages tested under the UT03 outline
How to Pass the UT Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 180 questions
- Time limit: 3 hours 40 minutes (220 minutes)
- Exam fee: $59
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
UT Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on Utah's UT03 Property & Casualty exam?
Prometric's UT03 outline lists 180 total questions: 150 scored items and 30 pretest items. Pretest items are mixed into the exam and are not identified, so candidates should treat all questions as scored while pacing.
How much time do you get for the Utah P&C exam?
The UT03 time limit is 220 minutes (3 hours 40 minutes). This is longer than many state P&C exams, but Utah still requires disciplined pacing because of the larger total question count.
What is Utah's current P&C exam fee and passing score?
Prometric's Utah Licensing Information Bulletin lists a $59 exam fee for UT03 and a 70% passing score. Separate licensing costs can still apply after exam completion.
Does Utah require pre-licensing education before taking the exam?
Utah's producer licensing requirements state that there is no mandatory pre-licensing education requirement. Candidates can self-study, sit for the exam, and then complete post-exam licensing steps if they pass.
What Utah-specific law topics should I prioritize?
Prioritize Utah Insurance Regulation (17%), Utah line-specific law (13%), and Utah auto requirements including 25/65/15 liability limits and at least $3,000 in PIP. Also drill producer conduct, unfair trade practices, and claims-related compliance concepts.