473+ Free NV Property & Casualty Practice Questions

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Key Facts: NV Property & Casualty Exam

156 total

Exam Length

Pearson VUE Nevada Insurance Candidate Handbook

Scaled 70

Passing Score

Pearson VUE Nevada Insurance Candidate Handbook

25/50/20

Auto Minimums

NRS 690B

$49

Exam Fee

Pearson VUE

Seismic

Earthquake Risk

NDOI earthquake coverage guidance

24 hrs CE

Biennial Requirement

NRS 683A CE requirements

The current Pearson VUE Nevada combined Property & Casualty exam contains 156 total questions: 141 scored and 15 unscored pretest. The time limit is 215 minutes, and candidates pass with a scaled score of 70—not a raw 70% correct. Nevada requires no prelicensing education, and the Division does not publish a candidate pass rate.

Sample NV Property & Casualty Practice Questions

Try these sample questions to test your NV Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 473+ question experience with AI tutoring.

1Which state agency has primary regulatory authority over property and casualty insurance companies and producers in Nevada?

A.Nevada Department of Business and Industry

B.Nevada Division of Insurance

C.Nevada Secretary of State

D.Nevada Department of Motor Vehicles

Explanation: The Nevada Division of Insurance (DOI), part of the Department of Business and Industry, is the primary regulator of all insurance companies and producers in Nevada. The DOI is headed by the Commissioner of Insurance and is responsible for licensing, examination, and enforcement of insurance laws.

2How is the Nevada Commissioner of Insurance appointed?

A.Elected by Nevada voters in a general election

B.Appointed by the Governor with Senate confirmation

C.Appointed by the Director of the Department of Business and Industry

D.Selected by the Nevada Legislature for a four-year term

Explanation: The Nevada Commissioner of Insurance is appointed by the Director of the Nevada Department of Business and Industry, who is appointed by the Governor. This differs from states like California where the Insurance Commissioner is directly elected by voters.

3What is the minimum age requirement to apply for a Nevada resident insurance producer license?

A.16 years old

B.18 years old

C.21 years old

D.25 years old

Explanation: Any individual applying for a Nevada resident producer's license must be at least 18 years old and be a resident of Nevada prior to submitting an application. This is consistent with the legal age for entering into contracts in Nevada.

4Which testing provider administers the Nevada Property & Casualty insurance licensing exam?

A.Prometric

B.PSI Services

C.Pearson VUE

D.Scantron

Explanation: Pearson VUE administers all Nevada insurance producer licensing exams. Candidates must register through Pearson VUE's website or call center to schedule their examination at an authorized testing center.

5Does Nevada require pre-licensing education before taking the Property & Casualty insurance exam?

A.Yes, 40 hours of pre-licensing education is mandatory

B.Yes, 20 hours of pre-licensing education is mandatory

C.No, pre-licensing education is not required but recommended

D.Only for applicants under 21 years of age

Explanation: Nevada does NOT require pre-licensing education for insurance producer exams. However, the Division of Insurance strongly recommends completing a pre-licensing course to prepare for the exam, as the pass rate is significantly higher for those who complete formal preparation.

6What is the application fee for a Nevada resident insurance producer license?

A.$100

B.$150

C.$185

D.$200

Explanation: The state licensing fee for a Nevada resident producer license is $185. This fee is paid when submitting the application electronically through Sircon (NIPR). Additional vendor transaction fees may apply.

7Under NRS 683A.351, for how long must a licensed Nevada insurance producer retain records of every insurance transaction, and how must those records be made available?

A.3 years after the expiration of the policy, open to examination by the Commissioner at all reasonable times

B.5 years after the date of the transaction, open to examination only with a subpoena

C.7 years after the policy is no longer in force, in paper form only

D.10 years from the date of the producer's last license renewal, in electronic form only

Explanation: NRS 683A.351 requires every licensee to keep a complete record of each insurance transaction for 3 years after the expiration of the policy or contract. The records must be open to examination by the Commissioner at all reasonable times and may be kept in either paper or electronic form. (Note: third-party administrators under NRS 683A.0873 are held to a separate 5-year retention measured from the transaction date.)

8What is the passing score for the Nevada Property & Casualty insurance licensing exam?

A.60%

B.65%

C.70%

D.75%

Explanation: Candidates must achieve a score of at least 70% to pass the Nevada Property & Casualty insurance licensing exam. The exam consists of both national and state-specific sections, and both sections must be passed.

9Which of the following is a general power of the Nevada Insurance Commissioner under NRS 679B?

A.Setting federal insurance tax rates

B.Adopting reasonable regulations for administration of the Insurance Code

C.Appointing state judges for insurance disputes

D.Creating new insurance companies

Explanation: Under NRS 679B.130, the Commissioner may adopt reasonable regulations for the administration of any provision of the Nevada Insurance Code. The Commissioner also has powers related to examinations, hearings, and penalties for violations.

10A Nevada resident producer must maintain a place of business with public access in which location?

A.Any state where the producer conducts business

B.Within the state of Nevada

C.In Carson City, the state capital

D.At the producer's home address only

Explanation: Every resident insurance producer authorized to conduct business in Nevada must maintain a place of business with public access within the state of Nevada. This ensures Nevada consumers can access their insurance producer when needed.

About the NV Property & Casualty Exam

The Nevada Property & Casualty insurance exam is administered by Pearson VUE and combines national property and casualty knowledge with Nevada common regulation and state-specific property and casualty law. Its official outline contains 141 scored questions across ten domains, plus 15 unscored pretest questions.

Questions

156 scored questions

Time Limit

215 minutes

Passing Score

Scaled score of 70 (not 70% correct)

Exam Fee

$49 (Nevada Division of Insurance / Pearson VUE)

NV Property & Casualty Exam Content Outline

22 scored questions

Property Policy Types

Dwelling, homeowners, commercial property, inland marine, and related property policies

15 scored questions

Property Terms and Concepts

Property risks, valuation, loss concepts, and insurance principles

13 scored questions

Property Provisions and Contract Law

Property policy provisions, conditions, and insurance contract law

23 scored questions

Casualty Policies and Bonds

Auto, liability, workers compensation, crime, surety, and related casualty policies

15 scored questions

Casualty Terms and Concepts

Liability, negligence, damages, and casualty insurance concepts

12 scored questions

Casualty Policy Provisions

Casualty policy provisions, conditions, exclusions, and contract law

20 scored questions

Nevada Common Regulation

Nevada common regulation, licensing, and producer responsibilities

10 scored questions

Nevada P&C Regulation

Nevada laws and rules specific to property and casualty producers and coverage

2 scored questions

Nevada Property Law

Nevada-specific property insurance law

9 scored questions

Nevada Casualty Law

Nevada-specific casualty and motor vehicle insurance law

How to Pass the NV Property & Casualty Exam

What You Need to Know

Passing score: Scaled score of 70 (not 70% correct)
Exam length: 156 questions
Time limit: 215 minutes
Exam fee: $49

Keys to Passing

Work through all 473 available questions
Review every answer and explanation
Track weak areas and revisit them
Use our AI tutor for tough concepts

NV Property & Casualty Study Tips from Top Performers

1Know auto minimums: 25/50/20 for bodily injury and property damage under NRS 690B

2Understand earthquake coverage: Nevada's seismic activity makes this a high-priority exam topic

3Master the NRS 681A-693A regulatory framework: this governs all insurance activity in Nevada

4Learn the NDOI structure: the Division of Insurance oversees all producer licensing and compliance

5Study wildfire and desert climate property risks unique to Nevada's geography

Frequently Asked Questions

How many questions are on the Nevada P&C insurance exam?

The Pearson VUE Nevada combined Property & Casualty exam has 156 total questions: 141 scored questions and 15 unscored pretest questions. The time limit is 215 minutes, the passing standard is a scaled score of 70, and the exam fee is $49.

What are Nevada's auto insurance minimum requirements?

Nevada requires minimum liability coverage of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $20,000 property damage (25/50/20) under NRS 690B. All drivers must carry proof of insurance at all times.

Is earthquake coverage important for the Nevada P&C exam?

Yes. Nevada has significant seismic activity, particularly in the Reno-Carson City corridor and Las Vegas area. Earthquake coverage is a key topic on the NV P&C exam, including understanding that standard homeowners policies exclude earthquake damage and separate earthquake endorsements or policies are needed.

What Nevada insurance statutes are tested on the exam?

The primary statutes are NRS 681A through 693A, which cover all aspects of insurance regulation in Nevada. NRS 690B specifically covers motor vehicle insurance requirements. Understanding the NDOI regulatory framework and producer licensing under these statutes is essential.

What are the continuing education requirements for NV P&C producers?

Nevada requires 30 hours of continuing education every three-year license term (biennially) for licensed property and casualty insurance producers, including 3 hours of ethics. CE courses must be approved by NDOI.

473+ Free NV Property & Casualty Practice Questions

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