200+ Free NE Property & Casualty Practice Questions
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Key Facts: NE Property & Casualty Exam
13-04
Exam Series
Nebraska DOI / PSI Candidate Bulletin
150 + 5
Scored + Unscored
PSI Nebraska 13-04 Outline (effective Feb 1, 2025)
2h 30m
Time Limit
PSI Nebraska 13-04 Outline
70% (105/150)
Passing Standard
Nebraska Candidate Bulletin passing-cut table
$47
Exam Fee
Nebraska Candidate Bulletin fee table
15%
Regulation Weight
PSI Nebraska 13-04 Outline
24 CE / 3 ethics
Biennial CE
Nebraska DOI Education for Licensees
Nebraska series 13-04 is delivered as 150 scored questions plus 5 unscored in 2.5 hours, with a 70% passing standard (105 correct) and a $47 fee. The official blueprint effective February 1, 2025 weights regulation at 15%, general insurance at 10%, and the remaining 75% across P&C product domains including homeowners, auto, commercial package, BOP, workers compensation, and other coverages. Nebraska-specific priorities include 25/50/25 auto minimums, statutory cancellation timelines (44-516 and 44-522), producer reporting deadlines (44-4065), and biennial CE (24 total including 3 ethics).
About the NE Property & Casualty Exam
Nebraska producer exam series 13-04 combines national property/casualty fundamentals with Nebraska law on producer licensing, cancellation/nonrenewal, auto financial responsibility, and workers compensation.
Questions
155 scored questions
Time Limit
2 hours 30 minutes
Passing Score
70% (105/150 scored questions)
Exam Fee
$47 (Nebraska Department of Insurance / PSI)
NE Property & Casualty Exam Content Outline
Insurance Regulation
Nebraska DOI authority, producer licensing, appointments, CE, reporting obligations, unfair practices, and market regulation framework
General Insurance
Risk concepts, contract law, insurer structures, underwriting principles, and agency fundamentals
Property and Casualty Basics
Core policy concepts, valuation, indemnity, limits, triggers, and loss-settlement mechanics
Personal Lines Property and Auto
Dwelling (7%), homeowners (11%), and auto (13%) policy forms, exclusions, endorsements, and Nebraska auto-law requirements
Commercial Lines
Commercial package policy (10%), businessowners policy (7%), and workers compensation (7%) concepts and applications
Other Coverages and Options
Umbrella/excess liability, flood/NFIP, surety, inland marine, and specialty coverages
How to Pass the NE Property & Casualty Exam
What You Need to Know
- Passing score: 70% (105/150 scored questions)
- Exam length: 155 questions
- Time limit: 2 hours 30 minutes
- Exam fee: $47
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
NE Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on Nebraska series 13-04?
The official Nebraska PSI outline lists 150 scored questions plus 5 unscored questions, for 155 delivered items. Unscored items are mixed into the exam, so treat every question as scored.
What are the Nebraska time limit, passing score, and exam fee?
Nebraska 13-04 uses a 2 hour 30 minute time limit, a 70% passing standard (105 correct of 150 scored), and a $47 exam fee according to the Nebraska candidate bulletin and content outline.
How much of the Nebraska P&C exam is state law and regulation?
Insurance Regulation alone is 15% of the blueprint, and Nebraska-specific legal concepts also appear in auto, cancellation/nonrenewal, workers compensation, and producer-conduct questions.
What Nebraska-specific laws are heavily tested?
High-frequency statutes include producer licensing/renewal and reporting deadlines (44-4054, 44-4061, 44-4065), auto cancellation and nonrenewal timing (44-516, 44-522), auto minimum limits and UM/UIM standards (60-534, 44-6408), and workers compensation applicability (48-106).
What should 2026 candidates verify before scheduling?
Confirm whether Nebraska DOI or PSI has posted a newer content outline than the February 1, 2025 version and re-check current bulletin logistics (fees, policies, and testing procedures) before your exam date.