200+ Free MT Property & Casualty Practice Questions
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Key Facts: MT Property & Casualty Exam
150
Exam Questions
Montana State Auditor / PSI exam outline
150 min
Exam Time
Montana PSI exam outline
70%
Passing Score
Montana producer exam standard
$65
Exam Fee
Montana State Auditor PSI registration
25/50/20
MT Auto Minimums
Montana financial responsibility law
45 days
Cancellation Notice
Montana Code Title 33-23-3
24 hrs
CE per 2 Years
Montana producer CE requirement
Montana administers its Property & Casualty producer exam through PSI Services LLC with approximately 150 questions in 150 minutes and a 70% passing standard. The exam covers national P&C concepts plus Montana law including State Auditor regulation, producer licensing and CE requirements (24 hours biennially with 3 hours ethics), 45-day cancellation notice requirements, wildfire risk considerations, and 25/50/20 auto liability minimums. Montana requires virtually all employers to carry workers compensation insurance.
About the MT Property & Casualty Exam
Montana's Property & Casualty producer exam combines national insurance content with Montana-specific regulation, producer licensing requirements, homeowners and commercial property, auto insurance (25/50/20 minimums), workers compensation, general liability, and ethics requirements.
Questions
150 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
70%
Exam Fee
$65 (Montana State Auditor's Office / PSI Services LLC)
MT Property & Casualty Exam Content Outline
Insurance Regulation
Montana State Auditor authority, producer licensing, continuing education (24 hours/2 years), appointment requirements, and unfair trade practices
General Insurance Concepts
Risk management, contracts, agency authority, insurer classifications, and legal principles
Property Insurance
Homeowners policies, dwelling fire forms, commercial property, farm and ranch coverage, Montana wildfire considerations, and loss valuation methods
Casualty Insurance
Montana auto insurance (25/50/20 limits), general liability, workers compensation requirements, surplus lines, and commercial auto
Policy Provisions
Policy structure, conditions, exclusions, endorsements, and claims handling requirements
Ethics and Consumer Protection
Producer conduct, unfair practices, privacy protection, guaranty association, and consumer rights
How to Pass the MT Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $65
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
MT Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Montana Property and Casualty exam?
Montana's Property & Casualty producer exam contains approximately 150 questions covering both national insurance content and Montana-specific regulations. The exam is administered by PSI Services LLC.
How much time do you get for the Montana P&C exam?
The Montana Property & Casualty producer exam time limit is 150 minutes (2.5 hours). Candidates should pace themselves to complete all questions within the allotted time.
What are Montana's auto insurance minimum requirements?
Montana requires minimum auto liability coverage of 25/50/20, which means $25,000 bodily injury per person, $50,000 bodily injury per accident, and $20,000 property damage per accident. These are minimums; higher limits are recommended.
What continuing education is required for Montana producers?
Montana producers must complete 24 hours of continuing education every 2 years, including 3 hours of ethics and 1 hour covering changes in Montana insurance statutes and administrative rules. License renewal is biennial on the first day of the producer's birth month.
What Montana-specific topics should I prioritize for the exam?
Focus on Montana State Auditor regulations, producer licensing and CE requirements, Montana's 45-day policy cancellation notice requirement, 25/50/20 auto liability minimums, workers compensation requirements, wildfire risk and coverage considerations, unfair trade practices, and consumer protection laws.