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300+ Free IN Claims Adjuster Practice Questions

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Key Facts: IN Claims Adjuster Exam

70%

Passing Score

DOI

100 Q

Practice Questions

OpenExamPrep

24 hrs

CE Per Cycle

DOI

2 hrs

Exam Time

DOI

$109

Exam Fee

LicenseMap 2026

Indiana requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.

Sample IN Claims Adjuster Practice Questions

Try these sample questions to test your IN Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 300+ question experience with AI tutoring.

1What is the minimum age requirement to obtain an insurance adjuster license in Indiana?
A.16 years old
B.18 years old
C.21 years old
D.25 years old
Explanation: Indiana requires applicants for an insurance adjuster license to be at least 18 years of age, as stated in IC 27-1-28.
2Which department oversees insurance adjuster licensing in Indiana?
A.Indiana Department of Commerce
B.Indiana Department of Insurance (IDOI)
C.Indiana Department of Financial Institutions
D.Indiana Bureau of Professional Licensing
Explanation: The Indiana Department of Insurance (IDOI) oversees all insurance licensing in the state, including adjuster licenses. They are located at 311 West Washington Street, Suite 103, Indianapolis.
3What pre-licensing education is required before taking the Indiana adjuster licensing exam?
A.No pre-licensing education required
B.20-hour course
C.40-hour adjuster pre-licensing course
D.60-hour course
Explanation: Indiana requires completion of a 40-hour adjuster pre-licensing course before an applicant can register for the state adjuster licensing exam. This is one of the few states with a mandatory pre-licensing requirement.
4What is the passing score required on the Indiana insurance adjuster licensing exam?
A.60%
B.65%
C.70%
D.75%
Explanation: Indiana requires a minimum passing score of 70% on the state insurance adjuster licensing exam. The exam is administered through Pearson VUE.
5What is the license fee for a resident independent adjuster in Indiana?
A.$20
B.$40
C.$60
D.$80
Explanation: The license fee for a resident independent adjuster in Indiana is $40, plus an electronic processing fee. There is also a separate $75 exam fee.
6Does Indiana require staff adjusters (salaried employees of an insurer) to be licensed?
A.Yes, all adjusters must be licensed
B.No, Indiana does not require licensure for staff adjusters
C.Only if they handle claims over $25,000
D.Only for property claims
Explanation: Indiana does not require licensure for staff adjusters. The licensing requirement under IC 27-1-28 applies to independent adjusters who work on a contract basis for insurance carriers.
7Under Indiana Code IC 27-1-28, what is an independent adjuster?
A.An employee of an insurance company who handles claims
B.A person who works on a contract basis for an insurance carrier doing direct adjudication of claims
C.A government employee who regulates insurance
D.A policyholder who settles their own claim
Explanation: Under IC 27-1-28, an independent adjuster is defined as a person who works on a contract basis for an insurance carrier doing direct adjudication of claims. This distinguishes them from staff adjusters who are salaried employees.
8How long is an Indiana independent adjuster license effective?
A.1 year
B.2 years
C.3 years
D.5 years
Explanation: An Indiana independent adjuster license is effective for two years, expiring on the last day of the licensee's birth month, unless probated, suspended, revoked, or refused.
9How many hours of continuing education are required for Indiana resident adjuster license renewal?
A.12 hours every year
B.18 hours every 2 years
C.24 hours every 2 years
D.30 hours every 3 years
Explanation: Indiana resident adjusters must complete 24 hours of continuing education every two years to renew their license. Credits cannot be duplicated within the same CE period, and excess credits cannot be carried over.
10What certification can exempt an applicant from Indiana's pre-licensing education and exam requirements?
A.Certified Public Accountant (CPA)
B.Uniform Claims Certification (UCC) from the Claims and Litigation Management Alliance (CLM)
C.Certified Financial Planner (CFP)
D.Chartered Property Casualty Underwriter (CPCU)
Explanation: Individuals holding an active Uniform Claims Certification (UCC) with the Claims and Litigation Management Alliance (CLM) are exempt from Indiana pre-licensing education and exam requirements. A copy of the UCC certificate must be attached with the license application.

About the IN Claims Adjuster Exam

The Indiana claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Indiana-specific adjuster regulations.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$109 (Indiana DOI)

IN Claims Adjuster Exam Content Outline

25%

Claims Process

Investigation, documentation, damage assessment, reserving, negotiation

25%

Policy Coverage

Property, casualty, auto, liability policies, coverage analysis, exclusions

20%

State Regulations

State licensing, DOI regulations, unfair claims practices, penalties

15%

Investigation

Evidence gathering, statements, fraud detection, subrogation

15%

Ethics & Practice

Professional conduct, conflicts of interest, confidentiality, CE

How to Pass the IN Claims Adjuster Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 100 questions
  • Time limit: 2 hours
  • Exam fee: $109

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

IN Claims Adjuster Study Tips from Top Performers

1Master property and casualty insurance policy structure and coverage
2Study your state's unfair claims settlement practices act
3Know the claims investigation process from first notice to settlement
4Understand subrogation principles and procedures
5Review state-specific adjuster licensing requirements and regulations

Frequently Asked Questions

What does the Indiana claims adjuster exam cover?

The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.

What is the passing score?

Most states require 70% to pass the claims adjuster licensing exam.

How is this different from a public adjuster?

Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.

What CE is required?

Most states require 24 hours of continuing education per renewal cycle for claims adjusters.