199+ Free CT Property & Casualty Practice Questions

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How many questions are on Connecticut's combined Property and Casualty producer exam (12-CT-04)?

125 questions

145 questions

160 questions

175 questions

to track

2026 Statistics

Key Facts: CT Property & Casualty Exam

145 Q

Combined Exam Length

Pearson VUE CT 12-CT-04

2h 30m

Exam Time

Pearson VUE

70%

Passing Score

Pearson VUE/CID

$105

Exam Fee

Pearson VUE

24 hrs

CE Every 2 Years

CID (3 law/ethics)

25/50/25

CT Auto Minimums

CT DMV/CID

Connecticut's combined P&C producer exam (12-CT-04) delivers 145 total questions (130 scored + 15 pretest), 2.5 hours, a 70% passing score, and a $105 exam fee through Pearson VUE. Connecticut's state portion emphasizes regulation (60%), then workers compensation (17%), auto law (13%), and general P&C law (10%). Producers renew biennially by birth month and must complete 24 CE hours, including 3 hours in law/ethics.

Sample CT Property & Casualty Practice Questions

Try these sample questions to test your CT Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 199+ question experience with AI tutoring.

1How many questions are on Connecticut's combined Property and Casualty producer exam (12-CT-04)?

A.125 questions

B.145 questions

C.160 questions

D.175 questions

Explanation: Connecticut's combined P&C exam (12-CT-04) has 145 questions. Knowing the full test length helps candidates pace themselves across both national and Connecticut state content.

2What is the time limit for the Connecticut combined Property and Casualty exam (12-CT-04)?

A.2 hours

B.2.5 hours

C.3 hours

D.3.5 hours

Explanation: Candidates are given 2.5 hours to complete the Connecticut combined exam. Time management is important because the exam includes both national fundamentals and state-law material.

3What minimum score is required to pass Connecticut's combined Property and Casualty producer exam?

A.65%

B.70%

C.75%

D.80%

Explanation: The passing score is 70% on the Connecticut combined P&C exam. This standard applies even though the test mixes national concepts with Connecticut-specific rules.

4What is the exam fee for Connecticut's combined Property and Casualty producer exam (12-CT-04)?

A.$89

B.$99

C.$105

D.$120

Explanation: The Connecticut combined P&C exam fee is $105. Candidates should confirm any payment or rescheduling policies with the testing vendor before their appointment date.

5The Pearson content outline for the Connecticut combined P&C exam is effective as of which date?

A.07/01/2025

B.09/01/2025

C.10/27/2025

D.01/01/2026

Explanation: The Connecticut Pearson content outline is effective 10/27/2025. Using the correct outline prevents studying outdated domain weights and test objectives.

6Which Connecticut state-scored section carries the greatest weighting on the exam?

A.Regulation

B.P&C laws

C.Auto laws

D.Workers compensation laws

Explanation: Regulation is the largest Connecticut state-scored section at 60%. That weighting makes licensing, department authority, and compliance concepts especially important for passing.

7What is the weighting of Connecticut auto laws within the state-scored portion?

A.10%

B.13%

C.17%

D.25%

Explanation: Connecticut auto laws make up 13% of the state-scored section. This means auto liability rules are significant, but still smaller than the regulation portion.

8What is the weighting of Connecticut workers compensation laws in the state-scored section?

A.10%

B.13%

C.17%

D.20%

Explanation: Workers compensation laws account for 17% of the Connecticut state-scored section. This is a meaningful share and should be part of any balanced study plan.

9A candidate allocates 30 hours to Connecticut state-content study based strictly on weighting. About how many hours should go to regulation?

A.3 hours

B.9 hours

C.12 hours

D.18 hours

Explanation: Regulation is weighted at 60%, and 60% of 30 hours equals 18 hours. This type of weighted planning helps ensure study time reflects how heavily each section is tested.

10How many continuing education hours must a Connecticut producer complete each biennial cycle?

A.12 hours

B.18 hours

C.24 hours

D.30 hours

Explanation: Connecticut requires 24 hours of continuing education every two years. This CE requirement applies to maintaining an active producer license in good standing.

About the CT Property & Casualty Exam

The Connecticut property and casualty insurance exam combines national content with Connecticut law. It emphasizes CID regulation, producer licensing and continuing education, property and casualty policy fundamentals, Connecticut auto liability and UM/UIM requirements, unfair trade practices, and workers compensation rules.

Questions

145 scored questions

Time Limit

2 hours 30 minutes

Passing Score

70%

Exam Fee

$105 (Connecticut Insurance Department (CID) / Pearson VUE)

CT Property & Casualty Exam Content Outline

12%

National Insurance Concepts

General insurance terms and related concepts (15 scored questions out of 130 total scored)

27%

National Property Content

Property policy types plus property policy provisions/contract law (35 scored questions)

38%

National Casualty Content

Casualty policy types, bonds, related concepts, and casualty contract provisions (50 scored questions)

23%

Connecticut State Law

30 scored state questions: Regulation 60%, P&C law 10%, Auto law 13%, Workers compensation law 17%

How to Pass the CT Property & Casualty Exam

What You Need to Know

Passing score: 70%
Exam length: 145 questions
Time limit: 2 hours 30 minutes
Exam fee: $105

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

CT Property & Casualty Study Tips from Top Performers

1Memorize official exam logistics first: 145 questions, 2.5 hours, 70% passing score, and $105 fee

2Prioritize Connecticut regulation and producer law because the state section is heavily weighted toward licensing/regulatory topics

3Be fluent on CT auto rules, including 25/50/25 liability minimums and required UM/UIM coverage minimums

4Practice both national policy concepts and Connecticut statute-driven scenarios so you can switch quickly between sections

5Track CID bulletins for current-year updates, including 2026 flood-disclosure implementation details

Frequently Asked Questions

How many questions are on the Connecticut property and casualty exam?

Connecticut's combined Property and Casualty Producer exam (12-CT-04) has 145 total questions: 130 scored and 15 pretest. You get 2 hours 30 minutes and need a 70% passing score. The exam combines national content with Connecticut-specific law.

What is the exam fee for Connecticut's P&C producer exam?

The Connecticut combined property and casualty exam fee is $105 through Pearson VUE. Candidates schedule through Pearson VUE's Connecticut insurance testing portal. License application and renewal fees are separate from the exam fee.

What are Connecticut's key auto insurance minimums tested on the exam?

Connecticut requires minimum auto liability limits of 25/50/25. The exam also tests Connecticut's uninsured/underinsured motorist requirements, including the 25/50 minimum UM/UIM limits. These state-specific auto topics appear in the Connecticut law portion.

What continuing education does Connecticut require after licensing?

Connecticut resident producers complete 24 hours of continuing education every two years, including at least 3 hours in Connecticut insurance law or ethics. Renewal aligns with the producer's birth month cycle. Missing CE can delay or block renewal.

Are there recent Connecticut updates candidates should know for 2026?

Yes. CID Bulletin PC-93-25 announced flood disclosure and filing implementation tied to Public Act 25-33, with policy-related requirements effective in 2026. Candidates should review current CID bulletins and Pearson's latest content outline when finalizing prep.