200+ Free CT Property & Casualty Practice Questions
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Key Facts: CT Property & Casualty Exam
145 Q
Combined Exam Length
Pearson VUE CT 12-CT-04
2h 30m
Exam Time
Pearson VUE
70%
Passing Score
Pearson VUE/CID
$105
Exam Fee
Pearson VUE
24 hrs
CE Every 2 Years
CID (3 law/ethics)
25/50/25
CT Auto Minimums
CT DMV/CID
Connecticut's combined P&C producer exam (12-CT-04) delivers 145 total questions (130 scored + 15 pretest), 2.5 hours, a 70% passing score, and a $105 exam fee through Pearson VUE. Connecticut's state portion emphasizes regulation (60%), then workers compensation (17%), auto law (13%), and general P&C law (10%). Producers renew biennially by birth month and must complete 24 CE hours, including 3 hours in law/ethics.
About the CT Property & Casualty Exam
The Connecticut property and casualty insurance exam combines national content with Connecticut law. It emphasizes CID regulation, producer licensing and continuing education, property and casualty policy fundamentals, Connecticut auto liability and UM/UIM requirements, unfair trade practices, and workers compensation rules.
Questions
145 scored questions
Time Limit
2 hours 30 minutes
Passing Score
70%
Exam Fee
$105 (Connecticut Insurance Department (CID) / Pearson VUE)
CT Property & Casualty Exam Content Outline
National Insurance Concepts
General insurance terms and related concepts (15 scored questions out of 130 total scored)
National Property Content
Property policy types plus property policy provisions/contract law (35 scored questions)
National Casualty Content
Casualty policy types, bonds, related concepts, and casualty contract provisions (50 scored questions)
Connecticut State Law
30 scored state questions: Regulation 60%, P&C law 10%, Auto law 13%, Workers compensation law 17%
How to Pass the CT Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 145 questions
- Time limit: 2 hours 30 minutes
- Exam fee: $105
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
CT Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Connecticut property and casualty exam?
Connecticut's combined Property and Casualty Producer exam (12-CT-04) has 145 total questions: 130 scored and 15 pretest. You get 2 hours 30 minutes and need a 70% passing score. The exam combines national content with Connecticut-specific law.
What is the exam fee for Connecticut's P&C producer exam?
The Connecticut combined property and casualty exam fee is $105 through Pearson VUE. Candidates schedule through Pearson VUE's Connecticut insurance testing portal. License application and renewal fees are separate from the exam fee.
What are Connecticut's key auto insurance minimums tested on the exam?
Connecticut requires minimum auto liability limits of 25/50/25. The exam also tests Connecticut's uninsured/underinsured motorist requirements, including the 25/50 minimum UM/UIM limits. These state-specific auto topics appear in the Connecticut law portion.
What continuing education does Connecticut require after licensing?
Connecticut resident producers complete 24 hours of continuing education every two years, including at least 3 hours in Connecticut insurance law or ethics. Renewal aligns with the producer's birth month cycle. Missing CE can delay or block renewal.
Are there recent Connecticut updates candidates should know for 2026?
Yes. CID Bulletin PC-93-25 announced flood disclosure and filing implementation tied to Public Act 25-33, with policy-related requirements effective in 2026. Candidates should review current CID bulletins and Pearson's latest content outline when finalizing prep.