200+ Free CO Life & Health Practice Questions
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Key Facts: CO Life & Health Exam
2 exams
Life (01) + A&H (02)
Pearson VUE Colorado exam list (2026 handbook)
50 + 30
Scoreable Q per Exam
Colorado Pearson VUE content outlines
2h each
Exam Time
Pearson VUE Colorado exam list
$42
Exam Reservation Fee
Colorado handbook forms/fees table (effective Feb 2026 update)
24 hrs
CE Every 2 Years
Colorado producer continuation requirements
2026
Health Rule Updates
CO DOI emergency regs 25-E-03 and 25-E-05
Colorado's current Pearson VUE handbook (last updated February 10, 2026) lists separate 2-hour Life and Accident & Health exams. Each exam uses 50 national scoreable questions plus 30 Colorado-specific scoreable questions, with additional pretest items. Colorado licensing law requires prelicensing for each qualification and ongoing CE with ethics. For 2026 plan year, Colorado DOI emergency regulations updated Colorado Option standard-plan and renewal-notice timelines.
About the CO Life & Health Exam
Colorado licenses Life (01) and Accident & Health (02) as separate producer exams administered by Pearson VUE. Candidates are tested on national life/health knowledge plus Colorado statutes and regulations in Title 10, including producer duties, unfair trade practices, replacement, and health policy rules.
Questions
181 scored questions
Time Limit
2 hours per exam (4 hours if taking Life + A&H)
Passing Score
Pass/fail standard set by Colorado DOI
Exam Fee
$42 exam reservation (up to 2 exams) (Colorado Division of Insurance (DORA) / Pearson VUE)
CO Life & Health Exam Content Outline
Life General Knowledge
Life policy types, provisions/riders/options, underwriting and delivery, retirement concepts, and annuity fundamentals
Accident & Health General Knowledge
Health policy types and provisions, social insurance, disability/LTC concepts, and field underwriting procedures
Colorado Common Statutes & Producer Duties
Producer licensing, fiduciary obligations, unfair trade practices, claims rules, commissioner authority, and complaint/enforcement framework
Colorado Line-Specific Statutes
Life-only and A&H-only Colorado rules including replacement, annuity suitability, Medicare supplement, and state health mandates
How to Pass the CO Life & Health Exam
What You Need to Know
- Passing score: Pass/fail standard set by Colorado DOI
- Exam length: 181 questions
- Time limit: 2 hours per exam (4 hours if taking Life + A&H)
- Exam fee: $42 exam reservation (up to 2 exams)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
CO Life & Health Study Tips from Top Performers
Frequently Asked Questions
Does Colorado have one combined life-and-health exam?
Colorado typically tests Life (01) and Accident & Health (02) as separate exams. Each exam appointment is 2 hours, and many candidates schedule both as part of one licensing track.
How many questions are on Colorado's life and health producer exams?
From the Colorado Pearson VUE content outlines: each exam includes 50 national scoreable questions and 30 Colorado scoreable questions, plus pretest items. That means the two-line path totals 160 scoreable questions across both exams.
What are Colorado's exam fees in 2026?
Colorado's Pearson VUE candidate handbook lists a $42 exam reservation fee that may include up to two exams in the reservation. Separate licensing filing and fingerprint/background costs also apply.
What prelicensing education does Colorado require?
Colorado statute requires prelicensing education for each resident producer qualification before examination. The commonly tested standard is 50 hours per qualification, so candidates pursuing both Life and A&H should plan line-specific coursework.
What CE applies after licensure in Colorado?
Colorado producers must complete 24 hours of continuing education every 2 years, including ethics content. Line-specific products like annuities and long-term care also have additional training requirements.