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200+ Free AK Property & Casualty Practice Questions

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Which Alaska state entity primarily regulates insurance companies and producers?

A
B
C
D
to track
2026 Statistics

Key Facts: AK Property & Casualty Exam

110 Q

Questions Per Exam

Pearson VUE AK handbook

145 min

Exam Time

Pearson VUE AK handbook

Scaled 70

Passing Score

Pearson VUE AK handbook

$89

Reservation Fee

Pearson VUE AK fee table

51% / 53%

2025 Property / Casualty Pass Rate

Alaska exam performance summary

50/100/25

AK Auto Minimums

Alaska DMV financial responsibility

Each Alaska Property or Casualty producer exam is 110 questions with a 145-minute time limit and a scaled passing score of 70. Alaska-specific items heavily test AS 21 and 3 AAC rules, plus Alaska auto minimum limits of 50/100/25 and workers compensation rules. Alaska's 2025 reported pass rates were 51% for Property and 53% for Casualty.

Sample AK Property & Casualty Practice Questions

Try these sample questions to test your AK Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Alaska state entity primarily regulates insurance companies and producers?
A.The Alaska Division of Insurance within the Department of Commerce, Community, and Economic Development (DCCED)
B.The Alaska Department of Revenue
C.The Alaska Office of the Attorney General
D.The Alaska Department of Labor and Workforce Development
Explanation: Insurance oversight in Alaska is handled by the Division of Insurance, which sits within DCCED. The division licenses producers, reviews forms and rates, and enforces Alaska insurance statutes. The other listed agencies do not serve as the primary insurance regulator.
2Who administers Alaska insurance licensing examinations for Property and Casualty lines?
A.The Alaska Division of Insurance
B.PSI Services
C.Pearson VUE
D.The National Association of Insurance Commissioners
Explanation: Pearson VUE is the contracted vendor that administers Alaska insurance licensing exams. Candidates schedule and take testing through Pearson VUE systems and centers. The Division of Insurance sets requirements but does not run the exam seats directly.
3What is the format of each Alaska individual line exam (Property or Casualty)?
A.100 questions with a 120-minute time limit
B.110 questions with a 145-minute time limit
C.125 questions with a 150-minute time limit
D.150 questions with a 180-minute time limit
Explanation: Alaska uses separate Property and Casualty exams, and each exam has 110 questions with 145 minutes allowed. Knowing this helps candidates pace themselves correctly. The same structure applies to both individual line tests.
4What passing score is required on Alaska Property or Casualty licensing exams?
A.60 scaled
B.65 scaled
C.70 scaled
D.75 scaled
Explanation: Alaska uses a scaled passing score of 70 for these licensing exams. A scaled score is not always the same as a raw percentage correct. Candidates should focus on consistent performance across all content areas.
5How is Alaska's Pearson VUE exam reservation fee structured for Property and Casualty testing?
A.$89 per exam with no combined option
B.$89 for up to two exams in one reservation
C.$75 total for any number of exams in one day
D.No reservation fee is charged
Explanation: The exam reservation fee is $89 and can cover up to two exams in a single reservation. That structure can reduce total scheduling cost when booking both Property and Casualty together. Booking separately can result in paying the fee twice.
6What is the Alaska resident producer application fee for initial licensure (per the 1/27/2026 fee schedule update)?
A.$50
B.$75
C.$89
D.$123.25
Explanation: The resident application fee is $75 under the updated Alaska fee schedule dated January 27, 2026. This fee is separate from testing and fingerprint costs. Candidates should budget each component individually before applying.
7What fingerprint processing fee applies to Alaska resident insurance license applicants (1/27/2026 schedule)?
A.$35.00
B.$48.25
C.$50.00
D.$75.00
Explanation: Alaska lists a fingerprint fee of $48.25 for resident applicants. This amount is separate from the application and exam reservation fees. Applicants should verify current payment instructions when filing.
8Which continuing education requirement applies to Alaska Property & Casualty producers?
A.12 credits every year, including 1 ethics credit
B.24 credits every 2 years, including 3 ethics credits
C.24 credits every 2 years with no ethics minimum
D.30 credits every 3 years, including 3 ethics credits
Explanation: Alaska requires 24 CE credits every two years, and at least 3 of those credits must be ethics. The ethics component is a mandatory subset of the total. Missing either the total or ethics minimum can block timely renewal.
9When can a nonresident applicant generally qualify for an Alaska exam waiver?
A.When the applicant holds an equivalent home-state license in good standing and applies within 90 days
B.Only after holding a home-state license for 5 years
C.Never; Alaska always requires nonresidents to test
D.Only if the applicant first completes Alaska CE courses
Explanation: Alaska allows an exam waiver path for certain nonresident applicants with equivalent authority in good standing if they apply within 90 days. The waiver is tied to timing and equivalent licensure status. Missing the window can change what documentation or testing is required.
10A qualified nonresident producer applies for Alaska licensure after the 90-day waiver window. Which statement is most accurate?
A.The waiver remains automatic with no time limit
B.The applicant may need to satisfy standard licensing requirements, which can include examination
C.Alaska must issue the license based only on home-state reciprocity
D.The producer is permanently barred from Alaska licensure
Explanation: The 90-day window matters for Alaska's exam waiver eligibility. If an applicant is outside that window, Alaska can require standard qualification steps. Producers should apply promptly when relying on waiver treatment.

About the AK Property & Casualty Exam

Alaska tests property and casualty licensing in separate producer exams, each combining national insurance concepts with Alaska law. The Alaska section emphasizes producer licensing, unfair trade practices, motor vehicle financial responsibility (50/100/25), workers compensation requirements, and state regulatory authority.

Questions

110 scored questions

Time Limit

2 hours 25 minutes (145 minutes)

Passing Score

Scaled 70

Exam Fee

$89 reservation (up to 2 exams) (Alaska Division of Insurance / Pearson VUE)

AK Property & Casualty Exam Content Outline

56%

General Property/Casualty Concepts

Policy types, terms, and policy provisions tested in the national section

33%

Alaska Common Insurance Law

Producer licensing, CE, unfair practices, and general Alaska insurance statutes and regulations

11%

Alaska Property/Casualty Line Law

Line-specific Alaska statutes such as auto financial responsibility, workers compensation, surplus lines, and related consumer protections

How to Pass the AK Property & Casualty Exam

What You Need to Know

  • Passing score: Scaled 70
  • Exam length: 110 questions
  • Time limit: 2 hours 25 minutes (145 minutes)
  • Exam fee: $89 reservation (up to 2 exams)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

AK Property & Casualty Study Tips from Top Performers

1Memorize the exam logistics first: 110 questions, 145 minutes, and scaled 70 passing score per exam
2Drill Alaska statutes and regulations, especially licensing, CE, unfair practices, and producer duties
3Master Alaska auto law basics: mandatory coverage where registration is required and 50/100/25 limits
4Know Alaska workers compensation fundamentals: required for employers with 1+ employees and no state insurance fund
5Practice scenario questions that blend national policy concepts with Alaska-specific compliance decisions

Frequently Asked Questions

How many questions are on the Alaska property and casualty exam?

Alaska uses separate Property Producer and Casualty Producer exams, and each exam is 110 questions with 145 minutes. Pearson VUE administers both exams for the Alaska Division of Insurance. You need a scaled score of 70 to pass each exam.

What is the Alaska exam fee for property and casualty insurance?

Pearson VUE lists an $89 reservation fee for Alaska insurance exams, and one reservation can include up to two exams. Other licensing costs are separate, such as the resident application fee and fingerprint processing fees after testing.

What Alaska-specific laws are most tested?

High-priority Alaska topics include producer licensing under AS 21.27, unfair trade practices under AS 21.36, auto financial responsibility minimums (50/100/25), and workers compensation requirements for employers with one or more employees. Surplus lines and guaranty association basics are also frequently tested.

What continuing education is required after licensure in Alaska?

Alaska resident producers complete 24 continuing education credits every two years, including 3 credits in ethics. CE compliance is tied to license renewal and is tracked through approved providers and reporting systems.

What 2026 updates should Alaska candidates know?

Current Alaska updates include the 2026 DOI fee schedule revision and AS 21.23 cybersecurity obligations, including annual certification by February 15 and rapid event notification requirements. Candidates should review Pearson and Alaska DOI postings close to test day for any additional bulletin changes.