Nevada Life & Health Insurance License Exam Overview
The Nevada Life & Health Insurance License Exam is administered by Pearson VUE on behalf of the Nevada Division of Insurance (DOI). Nevada offers a dynamic market with Las Vegas and Reno metropolitan areas.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 170 multiple-choice |
| Time Limit | 3 hours 35 min |
| Passing Score | 80% (136 correct answers) |
| Testing Vendor | Pearson VUE |
| Exam Fee | $61 |
| Pre-licensing Education | 40 hours required |
Why Get Licensed in Nevada?
- State exchange — Nevada Health Link
- Las Vegas market — Tourism and hospitality
- No income tax — Tax-friendly for agents
- Growing population — Migration from CA
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Key Topics Covered
Life Insurance (30%)
| Feature | Nevada Standard |
|---|---|
| Grace Period | 31 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance (30%)
- Nevada Health Link (state-based exchange)
- Nevada Medicaid
- CHIP (Nevada Check Up)
Nevada Insurance Regulations (15%)
- Nevada Revised Statutes Title 57
- DOI authority
| Topic | Nevada Requirement |
|---|---|
| Pre-licensing | 20 hours per line (40 total for L&H) |
| CE requirement | 30 hours/3 years (including 3 ethics) |
| Passing score | 80% |
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