14.2 Basic Human Anatomy, Common Injuries and Diseases & Diagnostic Tests

Key Takeaways

  • The vertebral column has 7 cervical, 12 thoracic, 5 lumbar, 5 fused sacral and 4 fused coccygeal vertebrae, and disc herniations at C5-6, L4-5 and L5-S1 dominate New York bodily injury files.
  • A sprain injures a ligament (bone to bone) while a strain injures a muscle or tendon; both are graded I through III.
  • Third-degree (full thickness) burns are painless because the nerve endings are destroyed, and burn extent is estimated with the Rule of Nines.
  • X-ray and CT image bone and acute bleeding, MRI images soft tissue such as discs, menisci and the rotator cuff, and EMG with nerve conduction studies assesses muscle and nerve function.
  • Repetitive motion conditions such as carpal tunnel syndrome are handled in New York as occupational disease claims running from the date of disablement rather than first exposure.
Last updated: September 2026

Basic Human Anatomy, Common Injuries and Diseases & Diagnostic Tests

Exam Focus: The second half of the medical reports domain asks what the body part is, what the injury or disease is, and what each diagnostic test actually measures. The most frequently missed items are the distinction between a strain and a sprain, the degrees of burn, the fracture types, and which test images soft tissue (MRI) versus bone (X-ray, CT) versus nerve and muscle function (EMG and nerve conduction studies).


Skeletal Structure

The adult skeleton has 206 bones, divided into the axial skeleton (skull, vertebral column, ribs and sternum) and the appendicular skeleton (limbs, shoulder girdle and pelvic girdle).

The Vertebral Column — the single most claim-relevant structure

RegionVertebraeAbbreviationCommon claim finding
Cervical7C1–C7Whiplash, C5-6 herniation, radiculopathy into the arm
Thoracic12T1–T12Compression fractures
Lumbar5L1–L5L4-5 and L5-S1 herniations, low back disability
Sacral5 fusedS1–S5S1 radiculopathy (sciatica)
Coccygeal4 fusedCoccyxTailbone injury from falls

Between the vertebrae sit intervertebral discs, each with a tough outer annulus fibrosus and a gel-like nucleus pulposus. A bulge is a symmetric extension of the disc; a herniation (HNP) is a focal extrusion of nucleus through the annulus that may compress a nerve root and produce radiculopathy.

Other structures that recur in files

  • Upper extremity: clavicle, scapula, humerus, radius, ulna, carpals, metacarpals, phalanges.
  • Lower extremity: femur, patella, tibia, fibula, tarsals, metatarsals, phalanges.
  • Knee soft tissue: anterior and posterior cruciate ligaments (ACL/PCL), medial and lateral collateral ligaments (MCL/LCL), and the medial and lateral menisci.
  • Shoulder soft tissue: the rotator cuff — supraspinatus, infraspinatus, teres minor and subscapularis — plus the labrum.

Body Systems in Brief

SystemKey componentsTypical claim
NervousBrain, spinal cord (central); peripheral nervesTBI, radiculopathy, reflex sympathetic dystrophy
RespiratoryTrachea, bronchi, lungs, diaphragm, pleuraSmoke inhalation, occupational lung disease, pneumothorax
CardiovascularHeart, arteries, veins, capillariesExertion-related cardiac events, hypertension
Abdominal organsLiver, spleen, kidneys, pancreas, stomach, intestinesBlunt trauma, lacerated spleen, hernia
MusculoskeletalBones, joints, muscles, tendons, ligamentsThe bulk of bodily injury claims
IntegumentarySkin, hair, nailsBurns, lacerations, scarring

Common Injuries

Strain vs. Sprain — memorise this pair

  • A strain is an injury to a muscle or tendon (tendon attaches muscle to bone). Think **“sT”rain = Tendon/muscle.
  • A sprain is an injury to a ligament (ligament attaches bone to bone). Think **“spr”ain = ligament.

Both are graded I (mild, fibres stretched), II (partial tear) and III (complete rupture).

Dislocations and Subluxations

A dislocation is complete displacement of a bone from its joint; a subluxation is partial displacement. Reduction may be closed (manipulated back without surgery) or open (surgically).

Fractures

Fracture typeDescription
Closed (simple)Bone broken, skin intact
Open (compound)Bone breaks through the skin — infection risk, higher value
GreenstickIncomplete break, common in children
ComminutedBone shattered into three or more fragments
Transverse / Oblique / SpiralBreak perpendicular / angled / twisting (spiral suggests a torsional mechanism)
CompressionVertebral body collapses — typical of axial loading falls
ImpactedEnds driven into one another
PathologicBreak through bone weakened by disease, e.g. osteoporosis or tumour
AvulsionA fragment pulled off by tendon or ligament traction

ORIF (open reduction internal fixation) denotes surgical realignment with plates, screws or rods — a significant reserve event.

Soft Tissue and Brain Injuries

  • Contusion (bruise), laceration (cut), abrasion (scrape), hematoma (collection of blood).
  • Concussion: a mild traumatic brain injury; post-concussion syndrome may persist for months.
  • Subdural and epidural hematoma: bleeding beneath or above the dura mater — neurosurgical emergencies.
  • Diffuse axonal injury: shearing of nerve fibres from rotational force, often with normal CT and abnormal MRI.

Burn Classifications

DegreeDepthAppearance
First degree (superficial)Epidermis onlyRed, painful, no blistering
Second degree (partial thickness)Epidermis + dermisBlistering, severe pain
Third degree (full thickness)Through the dermisWhite or charred, painless (nerve endings destroyed), grafting required
Fourth degreeInto muscle, tendon or boneCatastrophic

Extent is estimated by the Rule of Nines, which assigns percentages of total body surface area to each region.

Cumulative Trauma and Repetitive Motion

Not every compensable injury is a single event. Carpal tunnel syndrome, lateral epicondylitis (tennis elbow), rotator cuff tendinopathy and trigger finger arise from repetition. In New York these are handled as occupational disease claims, where the date of disablement — not the date of first exposure — starts the notice and filing clocks under Workers' Compensation Law §§ 18, 28 and 45.


Common Diseases That Appear as Causation Defences

ConditionWhat it isWhy the adjuster cares
Arthritis / osteoarthritisDegenerative joint diseasePre-existing degeneration undermines traumatic causation
OsteomyelitisBone infectionA complication that extends an open fracture claim
Diabetes mellitusImpaired glucose metabolismSlows healing, complicates wound and amputation claims
HypertensionChronically elevated blood pressureUnderlying condition in cardiac claims
Atherosclerosis / coronary thrombosisArterial plaque / clot in a coronary arteryCentral to exertion-related heart claims
Stroke (CVA)Interrupted blood supply to the brainCausation disputes after trauma or exertion
TachycardiaAbnormally fast heart rateSymptom, not a diagnosis
GlaucomaRaised intraocular pressure damaging the optic nervePre-existing vision loss
Lung disease (COPD, asbestosis, silicosis)Chronic pulmonary impairmentOccupational exposure claims
Mental wellness conditionsDepression, anxiety, PTSDEmotional distress and psychiatric components

Medical Tests: What Each One Actually Shows

TestModalityBest at showing
Laboratory studiesBlood, urine chemistryInfection, toxicology, organ function
Radiography (X-ray)Ionising radiationBone — fractures, dislocations, alignment. Poor for soft tissue
Computerized tomography (CT/CAT)Cross-sectional X-rayAcute bleeding, complex fractures; fast, the ED workhorse
Magnetic resonance imaging (MRI)Magnetic field, no radiationSoft tissue — discs, ligaments, menisci, rotator cuff, spinal cord
MyelographyContrast injected into the spinal canal, then imagedNerve root compression when MRI is contraindicated
Electromyography (EMG)Electrical activity of muscleDenervation, radiculopathy
Nerve conduction studies (NCS/NCV)Speed of signal along a nerveCarpal tunnel, peripheral neuropathy
ArthroscopyFibre-optic scope inside a jointDirect visualisation — both diagnostic and operative
Electrocardiogram (EKG/ECG)Electrical activity of the heartArrhythmia, infarction
Electroencephalography (EEG)Electrical activity of the brainSeizure activity, encephalopathy

Exam Discrimination: if the fact pattern involves a torn meniscus or rotator cuff, the answer is MRI, not X-ray. If it involves an acute head bleed in the emergency department, the answer is CT. If it involves numbness and tingling in the hand, the answer is EMG with nerve conduction studies.

Test Your Knowledge

An emergency department record documents a fall with an injury to the ligament of the lateral ankle and a separate injury to the calf muscle. How should these be described?

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D
Test Your Knowledge

A claimant reports persistent numbness and tingling in the thumb, index and middle fingers after months of repetitive assembly work. Which combination of studies is designed to confirm the suspected diagnosis, and how does New York treat the claim?

A
B
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D