1.2 Mississippi License Requirements

Key Takeaways

  • For the resident salesperson route, applicants must be 18+, be bona fide Mississippi residents before filing, and complete 60 classroom hours of approved real estate education.
  • The salesperson exam (PSI) has 80 national questions (2.5 hours, pass 56/80 = 70%) and 40 state questions (1.5 hours, pass 30/40 = 75%) — both portions must pass.
  • The PSI exam fee is $75 for one or both portions and the same fee applies to a retake; check current MREC instructions for application and background-investigation costs.
  • A new salesperson first receives a TEMPORARY license and must complete 30 hours of post-license education within 12 months to obtain the PERMANENT license.
  • Broker applicants need 12 months of active salesperson licensure immediately prior to applying, plus 120 total education hours, and must pass the broker exam.
Last updated: June 2026

Salesperson License: Step by Step

1. Eligibility

  • Be at least 18 years old
  • Be a bona fide Mississippi resident before filing for the resident route; nonresident routes are governed separately
  • Disclose any criminal history; certain convictions can bar licensure

2. Pre-License Education — 60 hours

Complete 60 clock-hours of pre-license real estate education from an MREC-approved provider (college, community college, or approved school). Courses cover principles, practices, and Mississippi license law. Keep your completion certificate — MREC verifies it before granting exam eligibility.

3. The Licensing Examination (PSI)

Mississippi contracts with PSI to deliver the computer-based exam. The structure is the single most-missed set of facts in the old guide, so learn the exact numbers:

DetailNational PortionState Portion
Questions (scored)8040
Time allowed2.5 hours (150 min)1.5 hours (90 min)
Questions to pass56 correct30 correct
Passing percentage70%75%

Total scored questions: 120 (not 110), with 4 hours total when both portions are scheduled together. PSI may add 5–10 unscored pretest questions that do not count for or against you. You must pass BOTH portions. If you pass one and fail the other, you generally retake only the failed portion within the same two-month eligibility period. Results are shown on screen immediately.

Trap fixed: older materials list "30 state questions / 70% state." The current Mississippi state portion is 40 questions and requires 75% — a higher bar than the national portion.

From Temporary to Permanent: Post-License Education

Mississippi is unusual in issuing a temporary license first. After you pass the exam and affiliate with a broker, MREC issues a temporary salesperson license. To upgrade to a permanent license, you must complete a 30-hour post-license course within 12 months of the temporary license's issue date. The prescribed course includes the subjects set by current MREC requirements. Miss the 12-month window and the temporary license becomes inactive — the licensee cannot keep practicing.

4. Background Check

StepDetail
FingerprintsSubmitted through MREC's approved vendor
ReviewState and FBI criminal-history check
DisqualifiersFelonies involving fraud, dishonesty, or breach of trust weigh heavily

5. Fees (approximate, salesperson)

FeeAmount
PSI exam fee$75
License feeCheck the current MREC fee schedule
Background investigationCheck current MREC instructions

Broker License Requirements

To upgrade from salesperson to broker, you must satisfy higher bars:

RequirementSalespersonBroker
Active experienceNone12 months active as a licensed salesperson (immediately prior)
Education60 classroom hours120 classroom hours for the standard route after 12 months active experience
State exam passing score75%80% (broker state portion)
Supervisory authorityMust affiliate under a brokerMay open a firm and supervise salespersons

Application Sequence

  1. Finish 60 hours of pre-license education at an MREC-approved school
  2. Submit the application and fingerprints through the MREC portal
  3. Receive exam eligibility from MREC
  4. Schedule and pass both PSI portions
  5. Affiliate with a sponsoring broker (salespersons cannot work independently)
  6. Receive a temporary license; pay the license fee
  7. Complete 30 hours post-license within 12 months → permanent license

Exam tip: the order matters. Education comes before exam eligibility, and the sponsoring broker is required before you can activate — there is no "general" unaffiliated salesperson license in Mississippi.

Worked Example: Mapping a Real Candidate Through the Steps

Consider Dana, a 19-year-old Jackson resident and Mississippi resident. Trace the path the exam expects:

  1. Eligibility — Dana is over 18 and a bona fide Mississippi resident, so she satisfies those threshold requirements.
  2. Education — She finishes 60 hours at an MREC-approved school and keeps the certificate.
  3. Application + prints — She files online and submits fingerprints for the state/FBI check; a prior felony for theft (breach of trust) would trigger MREC review.
  4. Exam — She schedules with PSI, scores 62/80 national (78%) and 31/40 state (78%) — both above the 70% / 75% bars, so she passes both portions.
  5. Affiliate — She signs on with a sponsoring broker; she cannot list a single property until this happens.
  6. Temporary license — MREC issues a temporary license; she may now practice under supervision.
  7. Post-license — Within 12 months she completes the 30-hour post-license course (the prescribed subjects) to earn the permanent license.

If Dana had scored 57/80 national (71%) but only 29/40 state (72.5%), she would have passed national, failed state, and would retake only the state portion within the same two-month eligibility period — a frequent scenario question.

Reciprocity and Nonresident Applicants

Mississippi recognizes licensing from other states through cooperative/reciprocal arrangements, but candidates should not assume an out-of-state license transfers automatically. Reciprocal requirements vary by the current agreement in force. The MREC/PSI bulletin directs applicants to contact the Commission for the requirements in their individual case; some applicants may not be required to sit for an examination when a current license-for-license agreement applies.

Applicant typeNational portionState portion
First-time Mississippi residentRequiredRequired
Qualified nonresident with active out-of-state licenseAgreement-specificAgreement-specific

Trap: "reciprocity" does not mean "no exam." Requirements vary; confirm the applicable exam and filing rules directly with MREC.

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Mississippi Salesperson Licensing Process
Test Your Knowledge

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Test Your Knowledge

After passing the exam and affiliating with a broker, a new Mississippi salesperson receives a temporary license. What must they do to obtain a permanent license?

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How many hours of pre-license education must a Mississippi salesperson applicant complete before sitting for the exam?

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