3.2 Decimals: Operations, Terminating and Recurring Decimals, and Equivalence

Key Takeaways

  • Order decimals by comparing digits from left to right (tenths, then hundredths, then thousandths) or by padding with trailing zeros so that 0.408<0.450<0.5000.408 < 0.450 < 0.500.

  • When multiplying decimals without a calculator, multiply the whole-number digits and place the decimal point so the product has the sum of the decimal places of the factors (0.06×0.4=0.0240.06 \times 0.4 = 0.024).

  • Divide by a decimal by multiplying both dividend and divisor by the same power of 1010 to make the divisor a whole number (14.4÷0.12=1440÷12=12014.4 \div 0.12 = 1440 \div 12 = 120).

  • Multiplying a positive number by a decimal between 00 and 11 produces a smaller value, whereas dividing by a decimal between 00 and 11 produces a larger value.

  • Memorise key fraction-to-decimal benchmarks, including eighths (18=0.125,38=0.375,58=0.625,78=0.875\frac{1}{8} = 0.125, \frac{3}{8} = 0.375, \frac{5}{8} = 0.625, \frac{7}{8} = 0.875) and recurring thirds and sixths (13=0.3˙,23=0.6˙,16=0.16˙\frac{1}{3} = 0.\dot{3}, \frac{2}{3} = 0.\dot{6}, \frac{1}{6} = 0.1\dot{6}).

Last updated: October 2026

Decimals extend the base-1010 place-value system to parts of a whole using tenths (110=0.1\frac{1}{10} = 0.1), hundredths (1100=0.01\frac{1}{100} = 0.01), thousandths (11000=0.001\frac{1}{1000} = 0.001), and beyond. On the LANTITE Numeracy test, decimal items frequently assess whether you can perform non-calculator arithmetic accurately and avoid common place-value misconceptions.

Ordering Decimals of Different Lengths

A widespread misconception among school students—and a classic trap under exam time pressure—is the whole-number length misconception: assuming that a decimal with more digits after the decimal point is larger (falsely thinking 0.408>0.45>0.50.408 > 0.45 > 0.5 because 408>45>5408 > 45 > 5).

In reality, place value decreases by a factor of 1010 with each step to the right. To compare decimals reliably, pad each number with trailing zeros so all values have the same number of decimal places, then compare from left to right:

  • 0.408=40810000.408 = \frac{408}{1000}
  • 0.45=0.450=45010000.45 = 0.450 = \frac{450}{1000}
  • 0.5=0.500=50010000.5 = 0.500 = \frac{500}{1000}

Comparing thousandths makes the true ascending order unmistakable: 0.408<0.45<0.50.408 < 0.45 < 0.5. Be careful in athletics track events (such as a 100 m100\text{ m} sprint), where the smallest time in seconds represents the fastest runner, versus field events (such as long jump), where the largest distance in metres wins.

Operations with Decimals Without a Calculator

Adding and Subtracting Decimals

Line up the decimal points vertically so that tenths sit directly beneath tenths, hundredths beneath hundredths, and thousandths beneath thousandths. Always insert trailing zeros when adding or subtracting decimals of different lengths so that every column has a visible digit.

  • Addition with ragged decimals: To add 12.8+4.075+0.9612.8 + 4.075 + 0.96, rewrite the sum with three decimal places as 12.800+4.075+0.960=17.83512.800 + 4.075 + 0.960 = 17.835.
  • Subtraction from a shorter decimal or whole number: If a relay swimmer finishes a leg in 48.76 seconds48.76\text{ seconds} against a qualifying target of 54.2 seconds54.2\text{ seconds}, pad 54.254.2 to 54.2054.20 before subtracting: 54.20−48.76=5.44 seconds54.20 - 48.76 = 5.44\text{ seconds} under the target. Similarly, change from a $20 note for a $13.45 book order is 20.00−13.45=6.5520.00 - 13.45 = 6.55, or $6.55.

Multiplying Decimals: Counting Total Decimal Places

When multiplying decimals in Section 2, do not line up the decimal points. Instead:

  1. Ignore the decimal points and multiply the numbers as whole integers.
  2. Count the total number of digits after the decimal point across both factors.
  3. Place the decimal point in the product so that it has that exact total number of decimal places, inserting leading zeros if needed.

Consider the classic exam trap 0.06×0.40.06 \times 0.4:

  • Multiply the non-zero integers: 6×4=246 \times 4 = 24.
  • Count decimal places: 0.060.06 has 22 decimal places and 0.40.4 has 11 decimal place, giving a total of 2+1=32 + 1 = 3 decimal places.
  • Place the decimal point three places from the right: 0.0240.024 (never 0.240.24).

Dividing by a Decimal

Long division directly by a decimal divisor is error-prone. Instead, write the division as a fraction and multiply both the dividend and the divisor by the same power of 1010 (1010, 100100, or 10001000) so that the divisor becomes a whole number. Because you scale numerator and denominator equally, the quotient does not change.

For example, to evaluate 14.4÷0.1214.4 \div 0.12, multiply both numbers by 100100 (shifting both decimal points two places to the right):

14.4÷0.12=14.4×1000.12×100=144012=12014.4 \div 0.12 = \frac{14.4 \times 100}{0.12 \times 100} = \frac{1440}{12} = 120

Notice that 14.414.4 becomes 14401440, not 144144, because shifting two places to the right requires appending a zero.

Trap: Why Dividing by a Decimal Between 00 and 11 Gives a Larger Result

Candidates often expect multiplication to make numbers larger and division to make numbers smaller. That intuition only holds when the multiplier or divisor is greater than 11. When operating on a positive number NN with a decimal dd between 00 and 11 (0<d<10 < d < 1):

  • Multiplying (N×dN \times d) produces a smaller result because you are taking only a proper fraction of NN (for example, 15×0.2=315 \times 0.2 = 3).
  • Dividing (N÷dN \div d) produces a larger result because you are finding how many small fractional parts of size dd fit into NN (for example, 15÷0.2=150÷2=7515 \div 0.2 = 150 \div 2 = 75).

Converting Between Fractions and Decimals

Terminating vs. Recurring Decimals

To convert any fraction ab\frac{a}{b} to a decimal without a calculator, either scale the denominator to 1010, 100100, or 10001000, or divide the numerator by the denominator (a÷ba \div b) using short division with trailing zeros (3÷8=3.000÷8=0.3753 \div 8 = 3.000 \div 8 = 0.375).

A simplified fraction ab\frac{a}{b} produces a terminating decimal if and only if the prime factorisation of its denominator bb contains only 22s and 55s (since 10=2×510 = 2 \times 5). If the simplified denominator contains any other prime factor (such as 33, 77, or 1111), the division never ends and produces a recurring (repeating) decimal, denoted by a dot above the repeating digit(s).

Fraction FamilyBenchmark EquivalencesDecimal Type & Mental Anchor
Halves, Quarters, Fifths12=0.5\frac{1}{2} = 0.5, 14=0.25\frac{1}{4} = 0.25, 34=0.75\frac{3}{4} = 0.75, 15=0.2\frac{1}{5} = 0.2, 45=0.8\frac{4}{5} = 0.8Terminating: scale denominator to 1010 or 100100.
Eighths18=0.125\frac{1}{8} = 0.125, 38=0.375\frac{3}{8} = 0.375, 58=0.625\frac{5}{8} = 0.625, 78=0.875\frac{7}{8} = 0.875Terminating: 18\frac{1}{8} is half of 14\frac{1}{4} (0.25÷2=0.1250.25 \div 2 = 0.125); add multiples of 0.1250.125.
Thirds & Sixths13=0.3˙\frac{1}{3} = 0.\dot{3}, 23=0.6˙\frac{2}{3} = 0.\dot{6}, 16=0.16˙\frac{1}{6} = 0.1\dot{6}, 56=0.83˙\frac{5}{6} = 0.8\dot{3}Recurring: 16\frac{1}{6} is half of 13\frac{1}{3} (0.333…÷2=0.166…=0.16˙0.333\ldots \div 2 = 0.166\ldots = 0.1\dot{6}).
Ninths & Twentieths19=0.1˙\frac{1}{9} = 0.\dot{1}, 49=0.4˙\frac{4}{9} = 0.\dot{4}, 120=0.05\frac{1}{20} = 0.05, 720=0.35\frac{7}{20} = 0.35k9=0.k˙\frac{k}{9} = 0.\dot{k} (recurring); twentieths multiply numerator by 55 over 100100.

Converting Decimals Back to Simplified Fractions

To convert a terminating decimal to a fraction, read the place value of the final digit, write the digits over that power of 1010 (1010 for tenths, 100100 for hundredths, 10001000 for thousandths), and divide by the HCF:

0.625=6251000=625÷1251000÷125=58,0.045=451000=45÷51000÷5=92000.625 = \frac{625}{1000} = \frac{625 \div 125}{1000 \div 125} = \frac{5}{8}, \qquad 0.045 = \frac{45}{1000} = \frac{45 \div 5}{1000 \div 5} = \frac{9}{200}

In Section 1 (Calculator), avoid rounding recurring decimals prematurely during multi-step calculations: if an intermediate step involves 13\frac{1}{3} or 23\frac{2}{3} of a budget, multiply by 11 and divide by 33 (or multiply by 22 and divide by 33) rather than typing 0.330.33 or 0.670.67, which introduces rounding error.

Test Your Knowledge

A science teacher has 18.6 litres18.6\text{ litres} of distilled water to pour into smaller beakers that each hold 0.15 litres0.15\text{ litres}. Without using a calculator, how many full beakers can be filled?

A

2.792.79

B

120120

C

124124

D

12.412.4

Test Your Knowledge

Which of the following lists places the five quantities in strictly ascending order (from smallest to largest)?

A

0.608,58,0.65,23,0.670.608, \frac{5}{8}, 0.65, \frac{2}{3}, 0.67

B

0.65,0.608,58,23,0.670.65, 0.608, \frac{5}{8}, \frac{2}{3}, 0.67

C

58,0.608,0.65,0.67,23\frac{5}{8}, 0.608, 0.65, 0.67, \frac{2}{3}

D

0.608,58,0.65,0.67,230.608, \frac{5}{8}, 0.65, 0.67, \frac{2}{3}

Test Your Knowledge

What is the exact value of 0.08×0.3+0.3750.08 \times 0.3 + 0.375 expressed as a simplified fraction?

A

79200\frac{79}{200}

B

3991000\frac{399}{1000}

C

123200\frac{123}{200}

D

6151000\frac{615}{1000}

Sections you finish are checked off in the contents.