3.2 Decimals, Place Value & Terminating Decimals

Key Takeaways

  • A fully reduced fraction p/q has a terminating decimal if and only if q's prime factors are only 2 and/or 5, so always reduce first: a stray factor of 3 or 7 in the unreduced denominator may cancel.

  • If q = 2^a * 5^b after reduction, the terminating expansion has exactly max(a, b) digits after the decimal point.

  • A pure repeating decimal 0.(d1 d2 ... dk) equals the repeating block over k nines: the block divided by (10^k - 1).

  • Multiply decimals by counting total digits to the right of the point; divide by shifting both numbers until the divisor is an integer.

  • Scientific notation A x 10^n has exactly one nonzero digit left of the point; multiply or divide such numbers by handling the leading factors and the powers of ten separately.

Last updated: August 2026

Quick Answer: A reduced fraction pq\frac{p}{q} terminates if and only if q=2a⋅5bq = 2^a \cdot 5^b. Any other prime in qq produces a repeating decimal. Convert a pure repeating block of kk digits by placing that block over kk nines. Place-value arithmetic — shifting by powers of 10 — replaces the calculator the GMAT does not allow.

Place Value and Base-10 Expansion

Every real number has a positional base-10 expansion. Digits to the left of the decimal point are nonnegative powers of 10; digits to the right are negative powers.

PlacePower of 10ValuePosition relative to the decimal point
Thousands10310^31,0001{,}0003 places left
Hundreds10210^21001002 places left
Tens10110^110101 place left
Units (ones)10010^011immediately left
Tenths10−110^{-1}0.1=1100.1 = \frac{1}{10}1 place right
Hundredths10−210^{-2}0.01=11000.01 = \frac{1}{100}2 places right
Thousandths10−310^{-3}0.001=11,0000.001 = \frac{1}{1{,}000}3 places right
Ten-thousandths10−410^{-4}0.0001=110,0000.0001 = \frac{1}{10{,}000}4 places right

So 3.142=3+110+4100+21,0003.142 = 3 + \frac{1}{10} + \frac{4}{100} + \frac{2}{1{,}000}. Comparing decimals is comparing these place values from the left: 0.409>0.410.409 > 0.41 is false, because 0.410>0.4090.410 > 0.409. Trailing zeros after the decimal point do not change value (0.41=0.4100.41 = 0.410), but they do change how many decimal digits you count when multiplying.

Decimal Arithmetic Without a Calculator

Multiplying decimals

  1. Count the total number of digits to the right of the decimal point across all factors.
  2. Multiply the numbers as integers, ignoring the points.
  3. Place the decimal point that many positions from the right of the product.

Worked example. (0.004)×(0.07)=4×10−3×7×10−2=28×10−5=0.00028(0.004) \times (0.07) = 4 \times 10^{-3} \times 7 \times 10^{-2} = 28 \times 10^{-5} = 0.00028. Four thousandths times seven hundredths is twenty-eight hundred-thousandths — three zeros after the decimal point, then 28, which displays as 0.000280.00028.

A product of a number with mm decimal digits and a number with nn decimal digits has m+nm + n decimal digits before any trailing zeros are dropped. 1.5×0.2=0.30=0.31.5 \times 0.2 = 0.30 = 0.3, but the unreduced placement still used 1+1=21 + 1 = 2 digits.

Dividing decimals

Shift the decimal point in both the divisor and the dividend by the same number of places until the divisor is an integer. That is multiplication of numerator and denominator by the same power of 10, so the quotient is unchanged.

0.00540.018=5.418=54180=310=0.3.\frac{0.0054}{0.018} = \frac{5.4}{18} = \frac{54}{180} = \frac{3}{10} = 0.3.

Multiplying a decimal by 10n10^n moves the point nn places right; dividing by 10n10^n moves it nn places left. That shift is the entire content of scientific-notation items that stay inside arithmetic.

Terminating vs Repeating Decimals

Terminating Decimal Theorem. Let pq\frac{p}{q} be in lowest terms, with q>0q > 0. The decimal expansion of pq\frac{p}{q} terminates if and only if the prime factorization of qq contains no prime other than 22 and 55:

q=2a⋅5b(a,b≥0).q = 2^a \cdot 5^b \quad (a, b \ge 0).

If reduced qq still contains 33, 77, 1111, 1313, or any other prime, the expansion is non-terminating and repeating.

Number of decimal digits

When pq\frac{p}{q} terminates with q=2a⋅5bq = 2^a \cdot 5^b, the number of digits after the decimal point is max⁡(a,b)\max(a, b). Pair extra 22s or 55s into the numerator until the denominator is a power of 1010:

724×52=7×5224×54=175104=0.0175,\frac{7}{2^4 \times 5^2} = \frac{7 \times 5^2}{2^4 \times 5^4} = \frac{175}{10^4} = 0.0175,

which has max⁡(4,2)=4\max(4, 2) = 4 decimal digits.

The reduction trap

Always cancel before inspecting qq. For 21150\frac{21}{150}, the unreduced denominator 150=2×3×52150 = 2 \times 3 \times 5^2 appears to contain a 33, but 21150=750\frac{21}{150} = \frac{7}{50} and 50=2×5250 = 2 \times 5^2, so the decimal terminates (0.140.14). Conversely, 215\frac{2}{15} does not cancel the 33, so 0.13‾0.1\overline{3} repeats.

Converting Repeating Decimals to Fractions

Repeating decimals are rationals. Bar notation marks the repeating block: 0.3‾=0.333…0.\overline{3} = 0.333\ldots and 0.27‾=0.272727…0.\overline{27} = 0.272727\ldots.

Pure repeating decimals, including 0.abc‾0.\overline{abc}

A pure repeating decimal with a kk-digit block equals that block over kk nines:

0.d1d2…dk‾=the k-digit integer10k−1.0.\overline{d_1 d_2 \ldots d_k} = \frac{\text{the } k\text{-digit integer}}{10^k - 1}.
  • One digit: 0.7‾=790.\overline{7} = \frac{7}{9}.
  • Two digits: 0.45‾=4599=5110.\overline{45} = \frac{45}{99} = \frac{5}{11}.
  • Three digits (0.abc‾0.\overline{abc}): 0.142‾=1429990.\overline{142} = \frac{142}{999}.

Derivation for a three-digit repeat. Let x=0.abc‾=0.abcabcabc…x = 0.\overline{abc} = 0.abcabcabc\ldots. Then 1000x=abc.abc‾1000x = abc.\overline{abc}. Subtract:

1000x−x=abc  ⟹  999x=abc  ⟹  x=abc999.1000x - x = abc \implies 999x = abc \implies x = \frac{abc}{999}.

Reduce if possible. For 0.123‾0.\overline{123}, 123999=41333\frac{123}{999} = \frac{41}{333}. The same subtraction with 10k10^k produces kk nines in the denominator for any block length.

Mixed repeating decimals

If non-repeating digits sit before the repeating block, align two multiples of xx so the repeating tails cancel.

Worked example. Convert x=0.16‾=0.1666…x = 0.1\overline{6} = 0.1666\ldots.

  • 10x=1.666…10x = 1.666\ldots
  • 100x=16.666…100x = 16.666\ldots
  • 100x−10x=16.666…−1.666…=15100x - 10x = 16.666\ldots - 1.666\ldots = 15, so 90x=1590x = 15 and x=1590=16x = \frac{15}{90} = \frac{1}{6}.

The first shift (10x10x) moves the point just past the non-repeating digit; the second shift (100x100x) moves it past one full repeating block. Subtraction kills the infinite tail.

Common Fraction-to-Decimal Reference

Memorizing the short list below removes a surprising amount of arithmetic on Problem Solving.

FractionDecimalDenominator primesType
1/21/20.50.522Terminating, 1 digit
1/31/30.3‾0.\overline{3}33Repeating, period 1
1/41/40.250.25222^2Terminating, 2 digits
1/51/50.20.255Terminating, 1 digit
1/61/60.16‾0.1\overline{6}2×32 \times 3Mixed repeating
1/71/70.142857‾0.\overline{142857}77Repeating, period 6
1/81/80.1250.125232^3Terminating, 3 digits
1/91/90.1‾0.\overline{1}323^2Repeating, period 1
1/111/110.09‾0.\overline{09}1111Repeating, period 2
1/161/160.06250.0625242^4Terminating, 4 digits

Scientific Notation

The official Reference Sheet groups scientific notation with arithmetic and decimals, and it is pure place-value bookkeeping. A number in scientific notation is written A×10nA \times 10^n with exactly one nonzero digit to the left of AA's decimal point.

  • To convert A×10nA \times 10^n back to ordinary decimal form, move AA's decimal point nn places right when nn is positive and ∣n∣|n| places left when nn is negative.
  • To convert a decimal into scientific notation, move the point until exactly one nonzero digit remains on its left. If you moved left by nn places, multiply by 10n10^n; if you moved right by nn places, multiply by 10−n10^{-n}.

Worked examples. 3.6×104=36,0003.6 \times 10^4 = 36{,}000. 5.02×10−3=0.005025.02 \times 10^{-3} = 0.00502. Going the other way, 0.00047=4.7×10−40.00047 = 4.7 \times 10^{-4} because the point moved four places right, and 284,000=2.84×105284{,}000 = 2.84 \times 10^5 because it moved five places left.

On a no-calculator section the payoff is multiplication and division of very large or very small numbers: separate the leading factors from the powers of ten and use the exponent laws from Chapter 4. For instance, (6×108)÷(2×105)=3×103=3,000(6 \times 10^{8}) \div (2 \times 10^{5}) = 3 \times 10^{3} = 3{,}000, and (4×10−3)(2.5×106)=10×103=1×104(4 \times 10^{-3})(2.5 \times 10^{6}) = 10 \times 10^{3} = 1 \times 10^{4} — note the renormalization step, since 10×10310 \times 10^3 is not yet in scientific form.

Rounding on the GMAT follows the usual half-up rule at the stated place, but exact values are preferred whenever an option is a fraction. Convert repeating decimals to fractions before adding or multiplying; adding 0.333…+0.666…0.333\ldots + 0.666\ldots as truncated decimals is how 11 becomes 0.9990.999 on scratch paper.

Test Your Knowledge

If n is an integer such that 1 <= n <= 30, for how many values of n does the fraction n/120 have a terminating decimal expansion?

A

8

B

10

C

12

D

15

Test Your Knowledge

What is the exact value of (0.727272... - 0.090909...) * 1.375, where the two-digit blocks 72 and 09 each repeat without end?

A

0.7

B

0.8

C

0.875

D

1.0

Test Your Knowledge

What is the sum of all digits to the right of the decimal point in the terminating expansion of 13 / (2^5 * 5^2)?

A

8

B

11

C

16

D

14

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