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Free AHIP Exam Prep

AHIP Medicare Certification

Pass your AHIP exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

Can You Take the AHIP Exam?

Check if you meet the basic eligibility requirements

Age
Education
No formal education requirement
Additional Requirements
  • Active state life and health insurance license required by most carriers before AHIP final
  • Carrier appointment / contract (carriers verify AHIP completion before allowing MA/PDP sales)
  • Annual completion required for each plan year — 2026 exam opened June 23, 2025

AHIP Quick Facts

Time to Get Licensed

1-3 weeks typical (most agents complete in 10-20 hours of study)

From start to license in hand

Exam Provider

AHIP (online proctored, open-book)

Remote Testing Available
Schedule Your Exam

Retake Policy

3 attempts included with purchase. After failing 3 times, must purchase 5 additional attempts (~$125).

Total Cost Breakdown

Exam Fee$175
Total Estimated Cost$175 (often reimbursed by sponsoring carrier after first sale)
Why Choose Us

Free AHIP Prep That Actually Works

The official pass rate is Most agents pass within 3 attempts; 90% threshold makes first-attempt pass rates lower than typical insurance exams. Our students do better.

100+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

$0 Forever

No credit card, no trial, no upsells

Compare:
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What You'll Study

14 chapters covering everything you need to pass

AHIP Exam Details

AHIP Medicare Certification

Administered by America's Health Insurance Plans (AHIP)

Official Source
90% (45/50)
Passing Score
50
Questions
2
Hours
$175 (carriers may reimburse or discount to $125)
Exam Fee
Study time: 10-20 hours
Prerequisites: Active life and health insurance license (state-issued)
Valid for: 1 plan year (annual recertification required)

Exam Content Breakdown

Based on the official America's Health Insurance Plans (AHIP) content outline

Module 1: Medicare Basics20%

Original Medicare Parts A & B, Part D, Medigap interaction, eligibility, enrollment periods (IEP, AEP, OEP, SEP)

Module 2: Medicare Advantage Plans20%

Part C plan types: HMO, PPO, PFFS, MSA, and Special Needs Plans (D-SNP, C-SNP, I-SNP)

Module 3: Part D Prescription Drug Plans15%

Formularies, tiers, LIS/Extra Help, the redesigned 2026 benefit with $2,100 OOP cap, Medicare Prescription Payment Plan

Module 4: Marketing & Sales Compliance25%

CMS marketing rules, Scope of Appointment 48-hour rule, prohibited practices, Pre-Enrollment Checklist, recording requirements

Module 5: Fraud, Waste & Abuse + General Compliance20%

FWA definitions, reporting obligations, HIPAA, Stark Law, Anti-Kickback Statute, False Claims Act, OIG/HHS oversight

What's Included

14 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the AHIP?

After passing the AHIP, you can pursue these career paths

AHIP Exam FAQ

Official America's Health Insurance Plans (AHIP) Resources

Verify information with these official sources

More Free Resources

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