Free Practice Questions for NC Bail Bond

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Key Facts: NC Bail Bond Exam

Scaled Passing Score

NCDOI / Pearson VUE

100

Scored Questions

Pearson VUE Candidate Guide

15%

Maximum Premium

N.C.G.S. § 58-71-95(5)

2 hrs

Exam Time

Pearson VUE Candidate Guide

Even years

License Renewal

N.C.G.S. § 58-71-75

North Carolina requires professional bondsmen, surety bondsmen, and runners to pass a 100-question NCDOI/Pearson VUE exam with a scaled score of 70 after completing 12 hours of approved pre-licensing education.

Sample NC Bail Bond Practice Questions

Try these sample questions to review concepts for the NC Bail Bond exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 136+ question experience with AI tutoring.

1Under North Carolina law, bail bondsmen and runners are regulated under which article of the General Statutes?

A.Article 26 of Chapter 15A

B.Article 71 of Chapter 58

C.Article 1 of Chapter 17

D.Article 5 of Chapter 20

Explanation: Bail bondsmen and runners in North Carolina are regulated under Article 71 of Chapter 58 (Insurance) of the North Carolina General Statutes. This article governs licensing, qualifications, conduct, and disciplinary actions for the bail bond industry.

2Under NCGS 58-71-1, what is the definition of a 'bail bondsman' in North Carolina?

A.Only a surety bondsman

B.A surety bondsman, professional bondsman, or accommodation bondsman

C.Only a professional bondsman

D.Any attorney who handles bail

Explanation: Under NCGS 58-71-1(3), a 'bail bondsman' includes a surety bondsman, professional bondsman, or an accommodation bondsman. These three categories encompass the different types of licensed bail bond professionals in North Carolina.

3What is a 'surety bondsman' under NCGS 58-71-1?

A.A person who pledges personal property as bail

B.A person licensed by the Commissioner, appointed by an insurer by power of attorney to execute bail bonds, and who receives consideration

C.A court officer

D.A law enforcement officer

Explanation: Under NCGS 58-71-1(11), a surety bondsman is any person who is licensed by the Commissioner as a surety bondsman, is appointed by an insurer by power of attorney to execute or countersign bail bonds for the insurer in connection with judicial proceedings, and who receives or is promised consideration for doing so.

4Under NCGS 58-71-1, what is the definition of a 'professional bondsman'?

A.An attorney who specializes in bail

B.A person who pledges cash or property as security for bail bonds for consideration

C.A court-appointed bail officer

D.An insurance company executive

Explanation: Under NC law, a professional bondsman is any person who pledges cash or approved securities deposited with the Commissioner, or property as security for bail bonds written in connection with judicial proceedings, and receives or is promised consideration for doing so.

5Which North Carolina official oversees the licensing of bail bondsmen?

A.The Governor

B.The Commissioner of Insurance

C.The Attorney General

D.The Chief Justice

Explanation: Under NCGS 58-71-1(4), the Commissioner refers to the North Carolina Commissioner of Insurance. The Commissioner oversees the licensing, regulation, and disciplinary proceedings for bail bondsmen and runners in the state.

6What is the minimum age to become a licensed bail bondsman in North Carolina?

A.18 years old

B.21 years old

C.23 years old

D.25 years old

Explanation: Under NCGS 58-71-50(b)(1), every applicant for a bail bondsman or runner license in NC must be 21 years of age or over. Prior to 2015, the minimum age was 18, but Session Law 2015-180 increased it to 21.

7What education requirement must a NC bail bondsman applicant meet?

A.A bachelor's degree

B.A high school diploma or its equivalent

C.An associate's degree in criminal justice

D.No education requirement

Explanation: Under NCGS 58-71-50(b)(1a), every applicant for a bail bondsman or runner license must have obtained a high school diploma or its equivalent.

8What residency requirement applies to NC bail bondsman applicants?

A.Must be a US citizen

B.Must be a resident of North Carolina for at least six consecutive months

C.Must be a NC resident for at least one year

D.No residency requirement

Explanation: Under NCGS 58-71-50, an applicant for a bail bondsman and/or runner license must be a resident of the state of North Carolina for at least six consecutive months before making application.

9Under NCGS 58-71-50, what criminal history disqualifies a person from obtaining a bail bond license in NC?

A.Only violent felonies

B.Any felony conviction ever, or misdemeanor drug violation within 24 months

C.Only drug-related felonies

D.Only convictions within the last 5 years

Explanation: Under NC law, a person who has ever been convicted of a felony is permanently disqualified from obtaining a bail bond license. Additionally, a person convicted of a misdemeanor drug violation within the previous 24 months is also disqualified.

10Under NCGS 58-71-105, which persons are specifically prohibited from obtaining a bail bonds license in NC?

A.Only convicted felons

B.Sheriffs, law enforcement officers, judicial officials, attorneys, parole/probation officers, jailers, court employees, and their spouses

C.Only judges and prosecutors

D.Only active military personnel

Explanation: Under NCGS 58-71-105, prohibited persons include sheriffs, deputy sheriffs, law enforcement officers, judicial officials, attorneys, parole officers, probation officers, jailers, assistant jailers, employees of the General Court of Justice, and other public employees assigned to criminal justice duties, as well as the spouses of such persons.

About the NC Bail Bond Exam

The North Carolina bail bond licensing exam is a 100-question Pearson VUE test covering Commissioner powers, licensing, prohibited practices, bond procedures, fiduciary duties, forfeitures, terminology, and NC statutes under Article 71.

Exam sponsor: North Carolina Department of Insurance / Pearson VUE. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.

Questions

100 questions

Time Limit

2 hours

Passing Score

70 (scaled)

Exam / Certification Fees

$40 (Pearson VUE exam fee)

Exam sponsor website

Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.

Official sources

North Carolina Department of Insurance / Pearson VUE: official exam information

Our practice resources: topics covered

We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.

Powers and Duties of the Commissioner

General powers, examinations, hearings, and penalties under Article 71

10%

Licensing

Definitions, application/exam, requirements, biennial renewal, registry, appointments

15%

Prohibited Practices

Solicitation bans, impersonation, excessive premiums and collateral abuses

18%

Bail Bond Procedures

Duties, receipts, powers of attorney, arrests/surrenders, premium return

25%

Fiduciary Responsibilities

Premiums, recordkeeping, collateral/trust accounts, professional deposit limits

18%

Forfeitures

Notice of forfeiture, motions to set aside, final judgment and relief

Bail Bond Terminology

Bail, principal, obligor, surety, collateral, premium, trust account, termination of liability

NC Statutes and Regulations

Record access, Commissioner notifications, denial/suspension grounds, APA

Preparing for the NC Bail Bond Exam

What You Need to Know

Passing score: 70 (scaled)
Exam length: 100 questions
Time limit: 2 hours
Exam / certification fees: $40 (Pearson VUE exam fee) Official sources

Using Our Practice Resources

Work through all 136 available questions
Review every answer and explanation
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NC Bail Bond: Suggested Study Strategy

1Memorize the official eight-domain content outline weights, especially fiduciary duties (25%) and forfeitures (18%)

2Drill the 15% premium cap and the 15-day collateral return rule — do not confuse them with the 72-hour premium refund after pre-breach surrender

3Know professional bondsman deposit math: deposit ≥ one-twelfth of outstanding liability and never less than $15,000

4Separate biennial license renewal (even years under § 58-71-75) from annual 3-hour CE by June 30

5Practice motions to set aside under G.S. 15A-544.5, including the 150-day filing window and 20-day objection period

Frequently Asked Questions

What does the North Carolina bail bond exam cover?

The Pearson/NCDOI content outline tests eight domains: Commissioner powers, licensing, prohibited practices, bail bond procedures, fiduciary responsibilities, forfeitures, terminology, and NC statutes/regulations pertinent to bail bondsmen.

What is the passing score and format?

The exam has 100 scored multiple-choice questions in 2 hours. NCDOI sets a scaled passing score of 70. Passing score reports show "pass" only; failing candidates receive a numeric scaled score and diagnostic feedback.

How much does the exam and license cost?

The Pearson VUE examination fee is $40 per attempt. Separate NIPR/NCDOI application totals are typically $311 for professional or surety bondsman licenses and $231 for a runner license (application plus processing), before fingerprint fees.

What is the maximum premium a North Carolina bondsman may charge?

Under N.C.G.S. § 58-71-95(5), premium may not exceed 15% of the face amount of the bond. Collateral must be reasonable and returned within 15 days after final termination of liability.

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